should i bother?

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Hi everyone,


i have had a stack of mortgages and loans over the years, stretching back about 20, and i would imagine there is a high chance i have a legitimate PPI claim somewhere-the problem is i can't remember precisely who all of these were with (esp the mortgages) and even the specific addresses some are linked to-i have lived in various places over the years and for reasons i won't bore everyone with most of the paperwork from my past has been lost


a possible plus is that i have a very rare surname, in fact i could safely say no-one else in the country shares it-save a smattering of family, i am certainly the only person in the UK with my first and surname-this might help or not-but worth putting out there


So is there a way of going about this, or is it a lost cause? i suspect the older mortgages are likely to be ones that apply but the older they are the more i can't remember!


i am happy to use an agency if necessary-although i suspect this may be more hassle than its worth-but any advice gratefully received

Comments

  • [Deleted User]
    [Deleted User] Posts: 35,242 Forumite
    First Anniversary Photogenic Name Dropper First Post
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    I think given you don't know if you had PPI, or who youm might have had it with if you did, you'll be hard pushed to remember why it was mis sold in the first place.

    If you want to pursue it, then write to evey lender you brink you had it with and see what records they have. This may cost £10 each time.

    Whatever you do, don't use a claim company unless you feel you already have too much money.
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