-
PPI and Mortgage PPI
I sent a claim off to two companies, both of which have returned a letter saying nothing will be completed meantime and that I should get an answer by spring 2016, the claim was made around November ish. Do I still have to sit tight awaiting their answer ? Second query being BOS have said I have no claim as I applied via…
-
RBS say I should contact someone else
We've successfully claimed £3k+ from Barclays over the past year, the last claim was using information simply taken from old bank statements as we don't have any of the old Barclays paperwork any more. Spurred by this we've made further claims to Santander (Cahoot), Halifax and RBS, again using information from old…
-
I always thought PPI claiming was a scam?
So I get a lot of people ringing me about PPI and I always thought that was some kind of scam. I understand that if it's a legitimate person, like someone working at your bank or a lawyer etc it could be real- but I always thought it was just a way for people to help you claim it then take a stupid amount of money from you…
-
Bank paid my PPI to debt recovery agency by mistake
Hi, I was wondering if anyone could help. I've successfully claimed back my ppi from a major bank. I received my letter from them stating that because I have and IVA they've paid it to a debt agency. I don't have an IVA. When I phoned the bank they gave me a IVA number and the agency number. When I phoned the agency they…
-
PPI offset to pay arrears
Hello can anyone help me? I am currently claiming PPI back on a loan I had in 2001 with Barclays, I currently have a barclaycard in arrears which they have agreed a reduced amount and froze the interest due to financial difficulties, my question is will they pay any PPI on my old loan off the arrears on any current finance…
-
Extended warranty
Hi All, I bought a car for £10000 on Tuesday and on my credit card paid £249 for an extra years warranty. Yesterday I crashed the car, and in my opinion was the garages fault as a part of the brake flew off which meant my foot slipped off of the brake and as it is an automatic the car kept going forward. My query is…
-
Gan pep/ jupiter isa
Hi - hoping someone can help - my first time onto MSE. My wife and I took out a mortgage back in 98 - young and naïve at the time! We were told that we need to take out a Personal Equity Plan from memory to protect us from Redundancy. At the time we took everything as gospel , but with the news on mis-sold PPI's I'm…
-
Who do I contact first?
Hi, I've discovered that on an old mortgage with Bristol and West, part of may monthly payment was to pay the "payment protection" of £15.98 a month. I have my mortgage account number. The endowment mortgage was sold to me through a representative of Winterthur via Spicer McColl estate agent. I was young at the time, I had…
-
Negotiating Claim Company Fees?
OK - it's a fair cop - I engaged a PPI claim company not really thinking anything would come of it, but it did. Now looking in detail at the fees (I know, I know - don't go there), I realise I owe the claim company quite a bit of cash (25% plus VAT). Part of me thinks, it's money I didn't know would be coming to me so just…
-
Reclaim packaged bank cost - Halifax Ultimate Reward Account
Inspired by this week's newsletter I decided to use resolver to try and claim back spend on an ultimate reward account. Was contacted by an adviser the same day who asked me some questions and I told him why I thought the account was unsuitable for my needs. He rang back today (actually i returned his call) and said I was…
-
Picture Finance PPI - help needed...
Hi Everyone I'm wondering if anyone might be able to help me with my claim against Picture Finance as I'm fed up banging my head against a brick wall!! I started my PPI claim through the FSCS last year, with the limited information I still had available, my loan with Picture was finished in full in 2007 and so I only had a…
-
Mppi
Hello, We have a mortgage and have MPPI (Mortgage payment protection insurance) but on the bottom our independent financial adviser pointed out that we have been paying PPI on top of our monthly MPPI premium and we never knew anything about it or noticed it on our statements. :( Our IFA suggested we came on here and…
-
ppi part claim
have tried to find out if I had ppi with the Halifax and they say no but did not want to take there answer as gospel as the mortgage was 25 yrs ago and was with the Leeds permanent building society that was taken over by the Halifax around 2006 so went through to the ombudsman route as the Halifax said this was there final…
-
The Financial Ombudsman
OK here goes Decided to – finally – to take action with regards to PPI.. Had one through a Credit Card with HBOS. Took out the card in 2003 and did not want PPI – there is a copy of the application that confirms this. In 2005, I transferred a balance from another card and at this point they said it was taken out over the…
-
Lost bank details so unable to claim?
Hi all, This is my first time posting here and so, if this is something already covered elsewhere, apologies. In the mid-eighties my father had a large loan with Natwest and was sold PPI. He's been attempting to claim it back but is struggling to get the information together that he needs. Back then everything was paper…
-
Lloyds PPI in 2000.
Hey all, I was just going through some very old bank statements from the year 2000 and I noticed that when I took out a personal loan of £3000 there was also something else added to the loan. On my loan statement (the only paperwork I now have left of that account) there is also an amount of £318.54 added to the loan. i.e…
-
Additional help with Welcome finance
I finally got round to ringing the Welcome finance number to chase PPI, firstly I have to say that the process was incredibly simple and the girl on the other end of the phone very helpful. She managed to trace 4 loans I had with Welcome and told me that 2 of them had PPI. The 4 loans were May 2000 £700 (Had PPI) August…
-
Barclays pension - employment insurance
Firstly, apologies for the lack of full info but I've only just heard about this and am after some initial advice. Since going self employed 30+ year ago my father paid £100 per month into a Barclays Pension fund. At the time of taking it out both he and my mother clearly remember making it clear that he did not want or…
-
Very old Halifax mortgage with PPI
Between 4th April 1996 and 1st February 2001 I had my first ever mortgage with the Halifax and also some sort of PPI, payable through loss of income, but I can't remember what it was called at that time, although it formed part of my overall mortgage payments. Due to the lack of information I had, I instructed a PPI claims…
-
PPI Rate used
Please accept my apologies if this has been answered before, I have read the stickies, googled and looked through the first 6 pages of this forum to no avail. I am looking for the typical rate per month charged per each £100 on the balance for a Lloyds(TSB) Duo Card. I appear to be coming up with figures from 0.5 to 15%!…
