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High Street Claims (based in Newcastle)
Anyone heard of or used this PPI claiming company? I received an unsolicited letter and form addressed to me from them in the post yesterday, wanting me to sign and return with a list of my credit companies so they can claim the PPI back with a 24% fee. The unusual thing about it was that it appears to be just a few A4…
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Capital One CC ppi reclaim help
Hi all! So i've spent some time reading through the ppi reclaim threads, more importantly the Cap One threads. After reading those stating they physically ticked a box for ppi on a posted application form, i became a bit disheartened as it seems these claims fall flat. However, i wanted to seek the advice of you…
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Creation - Miss Selfridge Card
Hi Just wondering if anyones had any luck had ppi on my creation / Miss Selfridge card going back in 1998... Thanks in advance
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Any point in pursuing potential 15 year old PPI?
In the late 90's early 00's I had a Mastercard, Barclaycard and First Direct Credit card. I got into quite deep financial trouble with these and have a recollection of going into the Barclays branch to speak to someone about claiming on unemployment cover. I was self-employed at this time and was told I was ineligible. I…
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Clydesdale Bank no record of agreement
My friend wrote to the Cyldesdale bank re his PPI. He could show payments being paid regularly from his account via his bank statements but he had no record of the policy agreement. The Cyldesdale said there was nothing they could find either & his claim would not be processsed. Is there anything he can do? The original…
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Business PPI from the 90's
My father used to run quite a large business and in the early 90's he borrowed approx £200k to buy out his business partner who was demanding his half. Lloyds agreed to lend the money on condition that he took out life insurance which he recalls was around £300 a month (ouch). But he had no other options at the time. He…
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Nws bank loan 1993
Hi i have found a credit agreement, from 1993 fof a a loan Loan 2000 Credit care 300 Total 2300 Interest on total loan 591 Are single premiums allowed and interest to be charged. There iw no tick box for the credit care allready filled in loan details.
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Various accounts
Hi, I have been looking through my bank statements on line as I am certain I should have been contacted by Sentinel. I'm sure I saw it directly on credit card statements years back but wondered if it was a separate payment taken out of my bank, it appears it isn't. However, whilst searching my statements from 2008/2009 I…
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PPI claim and evidencing sufficient cover elsewhere
Hi, my bank when asked last year told me they do not hold records over 7 years so can not tell me if i had a loan with PPI. I knew i did but had no records from 1997 when the loan was taken out but knew I had sufficient cover (work paid sick pay and redundancy). I made a claim recently using the online process and sure…
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FirstPlus 2004 Loan - PPI Claim?
Hi, We've taken far too long to get round to doing this but are about to do so, however we're unsure if likely to be successful or not? Any advice? * Loan taken out in 2004 (myself and wife) direct with FirstPlus * Term 20 years (9 years to go) * Circa £45K * Plus £10K PPI * Got the £10K "Refund" after 5 years as promised.…
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Valid PPI claim?
Thread deleted.
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Reclaiming Overpayment money on loans
Hi A friend of mine has received a letter and a cheque as an sorry from his bank becouse they did not informing him he could make over payments on a loan he took out, a few hundred quid and he never actually asked for the money it just arrived. Has anyone else has a refund on possible interest that could have been saved…
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Mortgage/life protection
The purchase of my new house is going through which is the first house I have bought as part of a family unit. (My partner has three children and due to one of her parents being ill they are going to be living with us). Given the responsibility of putting a roof over the heads of seven of us I am looking at my options with…
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howe far back
I had Barclay card in the late70s early eighties is it to late to claim ppi
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PPI knock backs letter validity ?
Hi All, Was hoping someone on the board may have experience or advice on a few PPI questions ? Filed a handful of PPI template letters for my girlfri!!! over a year ago. EGG credit card sent a cheque immediately, the others sent dismissive letters. A year later, re-investigating this, purely as money is tight ( again ) and…
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Penguin UK...am I screwed?
I've been stupidly taken in by Penguin UK claiming back my PPI & they've taken a £500 payment from my bank account. They've said this is a 'holding payment'. The contract states a 14 day cooling off period but it can take up to 30 days to receive the fee back. I've emailed them this morning to both cancel the claim and ask…
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Please help... Is this even a claim?
Hello all, First of all I'm quite new here, so please bare with me and thank you for any help in advance. Here goes. I'm here on behalf of my parents (they're as lost as I am). Back in 2003 they took out a mortgage with the Virgin One account. At the time the bank insisted they take out their life insurance product at…
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PARTIAL SUCCESS... What to do next?
Hi All, Just looking for some advice please. We recently submitted a mis-selling compensation claim for ppi on a loan that my OH has. This loan was a consolidation loan taken out in 2008, incorporating (as it turns out) 5 other loans. So the claim went in for 1 loan and we ended up with a decision on 6!! 5 were upheld (the…
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What if you signed for PPI?
I remarried 4 years ago with my wife and I both having been previously married. Six months after her split from her previous husband she needed to get another car. She was a single mother in a new house 2 kids and in the middle of a messy divorce. She had never had, or applied for a loan before. She applied for the loan in…
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PPI reassessed from 2012 CMC want more money
Hi i recieved a letter yesterday saying claim has been reassessed and they owe us nearly £2000. Great news until the CMC contacted us today having recieve the same letter how they want over £400 of it for doing nothing. CAN THEY DO THIS????