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Bank Charges Reclaim ( Ombudsman unhelpful)
Advice Please...To summarise in 2009 I had some financial difficulties, I had a mortgage/ loan/ overdraft and several credit cards. I defaulted on all except the mortgage. Although my finances were 'tight' I could probably have managed however I became pregnant and could no longer do overtime (£300-£400 per month). My…
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wrong calculation
I was paid ppi in 2012 paid of the company now they are ringing to tell me I may be due more ppi due to wrong calculation my bank paid me the wrong calculation money in 2014 am I due to pay the ppi company it was the bank who sorted it out not them
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PPI actual claim - not mis sold
Hello, I have been asked by a friend to help her finding out how the PPI is being paid out on a credit card if there was actually a sucessful claim. Barclaycard admitted that she has been covered by PPI on her credit card after claiming in 2014 the protection due to ilness and redundancy from 2008 till 2014. Barclays…
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Where to Start?
All the advice points to claiming PPI yourself. But I feel like I am in a different place to most and it feels like a mountain to claim to have a clue where to start. I am not even sure I have a claim, as I do not ever remember asking for Payment protection, but over the past15 years I have had all sorts of products and…
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AbbeyLoan Reclaim Mandatory PPI?
Hi there. In 1998 I took out an AbbeyLoan for £5000 over 4-years. During the application process which happened via a free telephone in the branch foyer, I was simply told that the loan was contingent on my accepting Abbey's own PPI product. The person I spoke to wouldn't answer questions about eligibility, etc, all they…
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PPI Success
Hi Every one, Just to inform you I have successfully reclaimed PPI on behalf of my inlaws for over £7000. Its been a long hard battle but well worth it. I did it by accident whilst trying to get all their bank charges back, during which I noticed some 'New Loans' and along side these 'Loan Insurance; charges. I completed…
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Old old accounts
I have looked through the forum and this comes up quite a lot with new claims, so I apologise for going over old ground but I hope someone can clear up my question: Would it be possible that a mortgage company charged me it without ever telling me? That's what I want to know really, if I did pay for PPI it was definitely…
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Discharged Bankruptcy
Hi Sorry if it has been asked before but I have searched but cant find the answer. The wife and I went Bankrupt 22 years ago, we were discharged after 10 years had the letters from the receivers moved on got a mortgage ect, we recently looked at reclaiming PPIs for Bank and Credit charges but the company we looked at…
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RBS Credit card PPI claim
I have been following the advice on these forums for a while (although never posted or even officially joined until today!) I have today received a letter from RBS offering me a £2.5k refund in respect of my claim - yay! Which I am accepting and it has all been down to the fantastic advice on these posts! My question is in…
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Successful MPPI claims? HSBC?
Hi all I was paying for MPPI for a number of years on my HSBC mortgage as I was told it was compulsory (I was 24 and naïve!). Its was £38 a month and I had and still have an major illness. They advised it would cover "everything" however in hindsight it wouldn't. I honestly believe I was misold this especially in my case…
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Hsbc
...Are refusing to correspond with me because my signature and address differs from when i had my loans out. They will correspond with me once i go into a branch and prove i am who i am with either a passport, drivers license AND a utility bill. They will not look into my compliant until i have done this. I do not have a…
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Finally doing mine....
Hi All, Please be gentle as it's my first post!!!! I'm filling in my forms for PPI I paid on a mortgage several years ago - the bank involved has confirmed this and I have all the details from my credit report. I was just wondering if there are any guidelines / standards as to the PPI repayment premium. My example is as…
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Shared Ownership Staircasing or Not
Post moved to correct forum. Not sure how to move. Sorry....newbie! :mad:
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Closed bank account
Before my divorce in 2009, my (e) wife bought nearly everything on 'HP'. just before finalizing my divorce, I closed down my bank account. Although it was in joint names my 'ex' never contributed to the account. My question is (after all that) is, Can I still inquire about PPI on that 'closed account'? :beer:
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Potential PPI More Than 6 Years Old
After getting numerous phonecalls and ignoring them I thought it was time to see if I am owed any compensation for mis-sold PPI. My problem is that Equifax only goes back 6 years and I know I haven't had any in that time. Before that I had at least 5 credit cards and loans and I can't remember the details and didn't keep…
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Will I be insured on my contents insurance for loss of?
Hi I put my engagement ring in its box when I come in from work and my two year old daughter has taken it and now I can't find it at all. Will I be able to claim on my insurance for this? Thank you in advance
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Claims company asking for too much
Just received a refund from credit card company, woohoo! Totalling £1468.65+£50 goodwill gesture BUT the claims company (who got a letter and copy of the totals) are saying my refund was £1549.71... uh oh! I called them up to notify them of the error, but they said that was due to tax being deducted from the original…
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Capital One ppi form question
Hello, This is my very post and I am a little nervous (actually, very nervous) and I am hoping that someone will be able help me. I have several questions regarding ppi but in this post I will just focus on Capital One. My questions are: 1) When I make a claim/compliant do I use the form on CO website or can I use the one…
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Under 18 when loan was taken out, regards to ppi
Hi Everyone, I recently put 3 claims for PPI, for 3 loans with LLoyds Bank. One was upheld the other two were not. One loan was in 1991 when I was 17, therefore under 18 at the time, should this be ilegal? with regards to the ppi and the loan? This particular loan wasn't upheld. Many Thanks In Advance
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filling in claim form
I have had more than one loan with the same lender - do I need to fill a separate claim form in for each loan?
