We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Nws bank loan 1993

Hi i have found a credit agreement, from 1993 fof a a loan

Loan 2000
Credit care 300
Total 2300
Interest on total loan 591

Are single premiums allowed and interest to be charged. There iw no tick box for the credit care allready filled in loan details.

Comments

  • sun73
    sun73 Posts: 498 Forumite
    Part of the Furniture 100 Posts
    Upfront, single premiums are not allowed. If you download the FOS PPI questionnaire send it to the lender with a copy of your loan agreement and something to prove you actually paid it like a statement. Your complaint will probably get upheld and you should receive a refund of the premiums paid plus interest at 8%.
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 352.2K Banking & Borrowing
  • 253.6K Reduce Debt & Boost Income
  • 454.3K Spending & Discounts
  • 245.3K Work, Benefits & Business
  • 601K Mortgages, Homes & Bills
  • 177.5K Life & Family
  • 259.1K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.