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Reclaim PPI & other insurance

Archives for April 2015

Shop Direct Finance (Very) & Aviva Advice
Hi, I wonder if anyone can offer some advice please? I recently made a claim against miss sold PPI from Shop Direct Finance (Very) for a catalogue account. Having gone through the motions, they refused my claim and said they felt it was suitable for my needs at the time and I fit the relevant criteria, in short they said…
Travel Insurance with COPD
Please any advice. I have trawled the internet for a week solid day and night I am 48 ( so to young for saga :D ) Im at stage 3 of copd on no oxygen, on over 5 meds a day plus neb, I've been hospitalized 3 times within the last 12 months. cheapest I'm getting is £258 for 2 wk holiday to Majorca,:eek: I found one today for…
Ppi & iva
Hi Not sure if anyone can help but I entered into an iva 2 months ago which is going fine, but prior To the iva I had a claim company doing a ppi claim against 1 of the companies included in my iva. The claim company is now saying they think any compen awarded will be paid direct into the iva fund not direct to them which…
DAS and PPI Refund
Hi Everybody....just a quick question here...my OH and myself both hold a Debt Arrangement Scheme where we pay our monthly amount to an agent and they distribute it between our creditors (separate account with the agent). My Husband has now started to re-claim PPI and it looks that he is due a few thousand pounds. The…
What to do when unable to find details of bank loan?
My ex and I took out a bank loan in 1999, before we parted company, to pay off our joint debts. The loan was for £15,000 and in my name. We deposited our monthly payments into a joint bank account at Nat West and the payment was made to the lending bank. I have some bank statements from back then that show the amount being…
quick question
my current employer will be making a number of cuts in a few months time which may include a redundancy for me.....Should I take out income protection or a form of PPI as I have not been told I will be made redundant as of yet?
I want to use a claims management company...I GIVE UP WITH MBNA BANK!!!
Hi everyone... I want to know anyone who has used a claims managament company, because I have done some PPI myslef and have had limited sucess, but I have to say MBNA are terrible to deal with, I have had letters for other people sent to me, when I phone they ask me for my password (this I set up in 1998!!!) letter asking…
18000 from Lloyds.
Hi can anyone understand this. A few years ago I used this website to claim back all my wife's ppi. We got quite a large sum back from Lloyd's. After repeated calls from the claim guy saying we can get you ppi back I gave in and told them to try. I explained I had previously done this all myself and had quite a large pay…
Fortis lease ppi
Hi, Im looking for a bit of help as im unsure where to go next. I had 2 loans through a local car sales with Fortis Lease UK Ltd and im pretty sure that i had PPI on these, given that the owner of the car sales didnt mention anything about PPI. I have one of the agreement numbers so i guess the other wouldnt be hard for…
Philwatki
We have a secured loan with Barclay's First Plus. The loan was for £53,500.00 PPI of £13,102.15 was added. The repayments for the loan were at a rate of £436.50 per Month, The PPI was paid back at £106.90 per month. We reclaimed the ppi,this £13.106.90 was deducted from the balance of the loan along with £4943.67 interest.…
MSE News: Guest Comment: How we're working with claims firms to improve standards
Simon Tunnicliffe, explains how the Legal Ombudsman supports the claims management industry to improve customer service... Read the full story: Guest Comment: How we're working with claims firms to improve standards Click reply below to discuss. If you haven’t already, join the forum to reply. If you aren’t sure how it all…
PPI - Argos
Hi , I wonder if anyone can help, Argos contacted me to see if they owed me my PPI. I completed the form saying I beleive that the PPI was added automaticlly as I was told that I had to have this to take out the card. Which I did think was discussed at the time of taking the card out. Apparently when they have investigated…
PPI refund cheque "reversed" by Barclays
I was recently in receipt of a cheque from Barclaycard for missold PPI, a relatively large amount. I presented the cheque to my Barclays current account. The cheque amount appeared in my account for a brief period and was extracted very shortly marked "reversed". Is this a legal action by the bank? or is it equivalent to…
Fees owed to claim company
hi, I got a company called 'Easy Claim" to inverstigate bank charges to my Natwest account that had been applied after they phoned me up on a whim. I thought I had nothing to loose as they said they'd get monies owed that the bank had been charging me every month for having a Natwest gold card account going back years.…
TFL Accident Claim
Hello everybody, I don't know if it is the right place to put this post, if not please let me know and I will move it. I had a bus accident (while travelling on the bus) in London in November 2014 and sustain a broken metacarpal on my dominant hand and still now the fracture hasn't heal. I contacted few days after the…
ppi help
hi there all im doing my ppi with mbna ,I phoned them up they said yes you did have ppi with us we will look in to it ,any way after a couple of more letters iv got this questionnaire to fill out but I aint to sure weather I should fill it out or not its asking me about old work places I used to work ,so should I just fill…
PPI claim help
Hi I am new to the forum and really need some help In August 1990 I got my master card and have paid every month, then in August 2012 I received a review of my PPI for the master card , the PPI I didn't realise I had , I immediately cancelled the PPI and made a claim for miss selling of the PPI. My complaint was that I did…
Peugeot finances
Hi I have just found a letter from Peugeot finance with regards to a car I bought in 1993 but not to sure if I can claim and who do I go through its says on the letter w wright motors not even sure if I took out ppi on it ? So any advice would be great many thanks
Help regarding reclaiming packaged account
Hi everybody I am looking for a little bit of advice regarding reclaiming packaged account charges. I'm acting on behalf of my parents who had an Advantage Gold Account with Natwest twice. The first instance was from April 2003 to April 2008 and the second instance was from June 2011 to last week when they approached the…
PPI Help for a "Thicky" please
Hi I have been successful in claiming back PPI but am unsure that the calculation is correct in respect of how the interest has been applied. I thought it was 8%pa but its unclear, to me as a Thicky!, if the breakdown of the calculation is correct. Could I ask if someone in the know could have a glance at the calc for me.…

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MSE News

Ofgem proposes new 'no standing charge' Price Cap – but Martin Lewis warns vulnerable customers need to be opted in or it won't work
Ofgem has today launched detailed proposals for a major shake up to its Energy Price Cap that dictates the price over 80% of homes in England, Scotland and Wales pay for their energy bills.
Lloyds, Halifax and Bank of Scotland to cut overdraft rates for millions but hike them for others – here's what's happening and full help
If you're a Lloyds, Halifax or Bank of Scotland current account holder, the interest rate you're charged for using your overdraft could change soon as part of a fees shake-up. The Lloyds Banking Group, which owns all three brands, says millions of its customers will pay less after the changes – but a "few" will pay more.
Warm Home Discount expansion confirmed with millions more eligible for the £150 top-up this winter – here's what we know
Around 2.7 million more low-income households, including 900,000 families with children, will become eligible for the £150 Warm Home Discount this winter, as the Government has confirmed it will remove the existing 'hard to heat' eligibility criteria. The extension has only been confirmed for winter 2025/26, with further changes possible for future years.
Martin Lewis: At last a chance to fix Council Tax flaws impacting millions – debt collection, difficulty challenging your band, discounts and more
Major flaws in the Council Tax system in England could finally be fixed in future, as the Government has launched a wide-ranging consultation to review hideous debt collection practices, the difficulty of challenging your band, the overly complex and horribly-named Severe Mental Impairment discount and more. MoneySavingExpert.com founder Martin Lewis, who has long campaigned on these issues, shares his response and analysis.
Energy complaints to be dealt with more quickly and Energy Ombudsman to get new powers under Government plans
If you have a complaint about your energy firm, it may be resolved more quickly in future, as the Government has announced a raft of proposals to strengthen consumer protections in the energy market. The planned changes include giving the Energy Ombudsman new powers to force firms to comply with its decisions – but it's still very early days. Here's what we know so far.
Warm Home Discount expansion confirmed with millions more eligible for the £150 top-up this winter – here's what we know
Around 2.7 million more households, including 900,000 families with children, will become eligible for the £150 Warm Home Discount this winter, as the Government has confirmed it will remove the existing 'hard to heat' eligibility criteria. The extension has only been confirmed for winter 2025/26, with further changes possible for future years.
Base rate held at 4.25% – here's what it means and when it might be cut next
The Bank of England has held the base rate at 4.25%. Below we explain why, when it might be cut, plus what it means for your mortgage and savings.
Applied for South West Trains 'boundary fares' compensation? Act now to claim it
If you applied for compensation from South West Trains before the deadline in January 2025, you now need to provide your bank details to the claim administrator so it can be paid to you. Here's what you need to know.
Winter Fuel Payments to be reinstated for millions – Martin Lewis explains how it'll work, what it means and if it's an improvement
All State Pensioners in England and Wales will receive a Winter Fuel Payment this winter, though those who earn over £35,000 will see it clawed back through the tax system. It means nine million pensioners will get the £200 or £300 top-up. Here MoneySavingExpert.com founder Martin Lewis shares his instant response and analysis, and we include answers to your key questions.

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Reclaim PPI & other insurance

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