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Citifinancial Offer - advice please
I have had my complaints upheld. All 5 loans were lumped together with no breakdown The PPI amounts were as follows 1. 491.27 + interest 317.89 - 2005 2. 86.69 + interest 50.35 - 2005 3. 689.16 + interest 484.48 - 2005 4 320.59 + interest unknown - 2004 and another loan they must have discovered, amount unknown. I…
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PPI mortgage RBS rejection
Hi everyone, long time lurker, first time poster - so please be gentle!!! We applied for ppi refund which we had on our mortgage with RBS from 1999 - 2006. The 8 week wait was up on Friday there, no response via post so we phoned & were told that the bank defended their selling of the PPI. I asked the reasons, there's a…
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Confused re PPI
Hi all, Apologies if this has been asked before but I've done a search on MSE and couldn't find the answer. I used a broker to find a loan in 2006 and the broker told me, in a telephone conversation, that I would need to buy insurance for any of the loan companies to consider me so I agreed to this and was subsequently…
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need advice about claiming back bank charges
Hello everyone, So this is my first time I've ever used a forum, but I need some advice so hear goes. So my bank Natwest, changed my account to a gold account which I paid about £12.00 a month for, I was unsure of the dates I had this account and so I phoned the bank to ask for these details. Today I received a letter from…
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Canada Square Operations
After sending in my bank statements, utility bills etc :( 3 times to prove my address (which is where they were posting the letters to) I finally got tee'd off with them and sent them the letter shown below telling them I was taking them to court unless I received my payment within 10 days. Start Letter Mr Ian Clark Canada…
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PPI - Advice needed!
A bit of a strange one here! Before my mother passed away recently, we discussed her claiming for mis-sold PPI. She had a Lloyds credit card for around 5 years, which she paid a percentage of her balance each month for PPI, as well as a product called "PrivacyGuard", which is an insurance policy targetted to protect her…
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hsbc ppi redress
About 4 years ago I reclaimed my ppi on hsbc credit card using a claim company who charged a fee. I know I could of done this myself but at the time didn't have time to handle things myself and didn't mind paying the fee when they paid my 4500 back. My problem is that I have just received a further payout from hsbc of 6500…
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PPI claim help needed
Hi all, I had a credit card with MBNA from about 2002 for about 5 years. The problem i have is that i have no paper work in relation to the account. The account is closed but i was wondering how i go about starting a claim for any potential PPI that i wasnt aware that i was paying? Kind regards Mark
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Lloyds PPI - cheque received but no letter?
Hello all, Just wondering if this was usual practice for Lloyds - my husband made 2 complaints referring to missold ppi on old credit card and loan accounts. The 2 complaints have been dealt with separately, he had one phone call regarding the credit cards, and lots of calls regarding the loans, (several loans which were…
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LLoyds TSB PPI Claim
Can anyone advise me on how much I would get back on my claim if I am successful, details below: Loan 1: Feb 2001 Amount borrowed: £11000 PPI £1884 Monthly payment: £328.77 interest rate: 10.32% Term: 48 months Consolidated into Loan 2 Loan 2: Sept 2002 Amount borrowed: £8387 PPI £3485 Balance transfer £8043 monthly…
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citibank
Finally after 4 years i have a statement from citibank regarding my ppi claim.I successfully claimed £972 from them in march 2010,i was in debt management at the time and they show me this payment on their side but it has never been changed on the moorcroft balance ,citi finance are a nightmare to get in touch with and get…
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What to do now
Hi there every one....i posted a while ago about winning 40,000 in ppi after years of them saying i never had it..now then.i am trying to claim compensation for loosing my buisness because of this.as if bank payed my loan at the time all would have been ok ..when i was ill.bank addmit this.so im persuing compensation.i…
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lloyds gold card can i claim on this please read
hi all I had a 'Select Gold' account this was for my atm card from lloydstsb I was paying £12 a month for approx 7 years can I claim on that as I know it was miss sold to me 2 I did have a load out approx. £1500 and I have payed that off and I did my own ppi and got back £1100 myself 3 when I took out the load they done me…
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Welcome Finance PPI 1990's
HI, I had a loan for £4,000 with Welcome finance some time in the 1990's I do not know the exact date or policy number. How can I try a claim for PPI without this information as every website I have visited wants to know this information! Cheers:beer:
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How do I know how much I can claim
I'm trying to reclaim some PPI from an old credit card account I opened with MBNA way back in 1999. I managed to find one statement from when the account was open (it's now been settled and closed for about 7 years) which shows I was paying PPI but as a result I don't actually know how much I paid towards it over the…
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PPI Claim - unfairly Time Barred by lender
Hi, I’m after some advice please! I am currently in a debt management plan and have been for about 3 and half years now. After a real low point in my life, losing my job and partner this company was my saving grace getting me back on my feet. I’m now back working and can pay this company an amount I can afford each month…
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statutory 8% interest ppi refund
I successfully claimed for and obtained a refund of ppi and interest charged in July 2007. The 3rd element of refund i.e. 8% statutory interest was not included in the refunded amount because it was then prior to the current practice. Is it possible to reclaim this element by 'reopening' the claim - has anyone else done…
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PPI claim advice
Hi, I have just joined this site/forum. I am wanting to start some claims for PPI, I've just applied for my credit report as I thought this may help me to remember what I've had in the past and with who. I don't have all the paperwork going that far back. What are my chances? Also because I've had several different…
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PPI Reclaim Again
Hi I was after some advice regarding PPI reclaim. In January 2014 I wrote to all the credit card and loan providers I had ever had credit with. This was over 13 (the majority being balance transfers) but I did have a significant credits card with egg, store cards with Arcadia and a hire purchase agreement. Most were taken…
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Mortgage indemnity insurance
This seems to be a bit of a hot topic at the mo, and I understand (now) that it was used to protect the insurer, if you were seen as a risk. How ever, I believe I was mis-sold this. Here's why.... When I applied for my mortgage, I had a repayment vehical in place that had already been running for 8 yrs and was over…
