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Welcome Finance PPI 1990's

HI,

I had a loan for £4,000 with Welcome finance some time in the 1990's

I do not know the exact date or policy number.

How can I try a claim for PPI without this information as every website I have visited wants to know this information!

Cheers:beer:

Comments

  • PaulW922
    PaulW922 Posts: 1,041 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    You do not need to visit a claims management company to make a PPI claim. You can do it yourself. However if you do not know any details about the PPI you had then simply, you cannot make a claim.
  • -taff
    -taff Posts: 15,585 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    And Welcome Finance weren't regulated then, so can dismiss your complaint
    Non me fac calcitrare tuum culi
  • McKneff
    McKneff Posts: 38,857 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Do you actually remember having the PPI,


    If neither you nor Welcome finance have any documentation then you don't stand a chance.


    I would just move on...
    make the most of it, we are only here for the weekend.
    and we will never, ever return.
  • sun73
    sun73 Posts: 498 Forumite
    Part of the Furniture 100 Posts
    stysall wrote: »
    HI,

    I had a loan for £4,000 with Welcome finance some time in the 1990's

    I do not know the exact date or policy number.

    How can I try a claim for PPI without this information as every website I have visited wants to know this information!

    Cheers:beer:
    Have a look at Cattles website, they might be handling Welcome finance complaints according to the FSA register. You need to find some proof of payment and an account number for the loan. If you paid it by direct debit, this info should be on your current account statements.
  • jellie
    jellie Posts: 884 Forumite
    Part of the Furniture 500 Posts Name Dropper
    stysall wrote: »
    HI,

    I had a loan for £4,000 with Welcome finance some time in the 1990's

    I do not know the exact date or policy number.

    How can I try a claim for PPI without this information as every website I have visited wants to know this information!

    Cheers:beer:
    You'll have to complain to the insurers, as Welcome won't look at a mis-sale allegation for a PPI which was sold pre-GISC regulation. Why don't you contact Welcome by phone and see what they say?
    sun73 wrote: »
    Have a look at Cattles website, they might be handling Welcome finance complaints according to the FSA register. You need to find some proof of payment and an account number for the loan. If you paid it by direct debit, this info should be on your current account statements.

    Cattles own Welcome and don't investigate PPI complaints. Welcome do that themselves, unless it's pre-GISC regulation or post 2005.
  • tracie_80
    tracie_80 Posts: 155 Forumite
    I don't know if this of any help to you but I had a loan with welcome finance in 1999, I contacted them and had to pay them £10 for a copy of my payments/account. The problem that I have is that on the info, it doesn't show who I paid the PPI to. Welcome told me it was Aviva, but Aviva said it wasn't them. I contacted Welcome finance back and they said that they had made a mistake, and they do not know who the PPI provider was, and they don't have records to state who they used in 1999.
  • magpiecottage
    magpiecottage Posts: 9,241 Forumite
    1,000 Posts Combo Breaker
    Even if you find out who the insurer was, you still face the problem that an insurer is not normally liable for the actions of the seller and the sale predates regulation.
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