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Employed, Self Employed, Commission Only?
I am looking for some advice as to whether I can claim PPI back. I have had DSAR replies from Lloyds and MBNA and in both cases the credit card application was a form I filled in in reply to a mailing they sent me. Also in both cases I, it seems, ticked the box asking for PPI. My query is this... At the time I was working…
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Barclaycard PPI
Hello, sorry if this has been asked before. I sent off a form to Barclaycard in January. I received acknowledgement from them stating they were now looking into and would contact me again no later than the 16th March (this Friday) Some four weeks later I received another letter stating they are sorry they haven't dealt…
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Lost Egg CC details
Hi all, I had an Egg credit card from 2003 until about 2007. I know I had PPI on it for some of the time as I remember querying it and being fobbed off then eventually cancelling it. Who would I write to for details of the card with a view to putting a claim in. The problem i have is that i don;t have any paperwork with…
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Welcome Finance and PPI reclaim
We submitted an application to WFS through the FSCS claim pack for reclaim of PPI on a car loan. Is anyone else having issues getting answers/correspondence regarding their claim. I have a recorded delivery receipt that our claim was received on 29th December 2011. They wrote to me on that day saying that certain sections…
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how much can i expect? been paying extortinate amounts of ppi!!
hi so i rang up lombard direct today as i had 3 old loans with them and 1 with d.line all totalling to 39,000. they could only tell me two amounts off total ppi i claimed back..one was 4000+ the other 3000+and the interest on just the two nearly 6000!!! and thats just 2 of the damn loans..being a bit greedy here, but do…
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Do I have a legitimate PPI claim?
I have all my paperwork and before I send off my claim letter I want to check if anybody with more knowledge than me thinks I have a genuine claim, and also to make sure I don't invalidate my claim by wrongly wording the letter! In essence, I had 5 cars on finance (with BMW finance) from 2000-2005. I was self-employed at…
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Fos wait
Does anybody have any idea how long it takes to be assigned an adjudicator at the FOS, our Central Trust case has been waiting for one for nine months now. The last letter we received from the FOS was six months ago. Does anybody have any idea of timescales, roughly, I know they are busy.
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Santender looking at PPi complaint again.
I contacted Santender re old House of Fraser card, they responded quickly and turned down my claim enclosed with the letter was also copy of my agreement. The reason for turned down was i had signed for PPi. I noticed that the application was completed by the sales person in the store and I had been told to sign X this was…
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Welcome Finance/HFO services
Good evening all! I had a loan in 2005 with Welcome finance, which was passed on to HFO Services. Loan is statute barred. Could i reclaim the PPI that i believe was mis sold to me, if so, would i correspond with Welcome or HFO? Any help will be appreciated…
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ppi query - capital one
Just looking for bit of advice really. I have a credit card with capital one that I've had for a good few years. I know it's my own fault for not checking my statements, I am paying for ppi cover that I was unaware of. I've only checked what I needed to pay each month. I contacted them and asked how I go about cancelling…
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insurance refund
in 2003 I had a 125% mortgage from northern rock.At the time I was told I had to take out unemployment insurance in order to get the mortgage.Does anyone know if I can claim this back as I was forced to take it out or is it just classed as a term of the mortgage?????
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Goodwill cheque from Halifax?
Hi there, About 4 months ago I received a cheque for £50 from the Halifax which just stated that it was a goodwill payment. I had a mortgage with the Halifax for 10 years from 1996 to 2006. I believe that I was mis sold PPI when I first took out my mortgage with the Halifax as I remember being told that the PPI payments…
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PPI - how to find out if mis sold online?
Hello Have had an MBNA credit card since around 2005 and have been paying PPI. Signed up for the card online and don't have any paperwork. I understand that if you signed up online the issue of reclaiming is all about whether they already had the box ticked for you to have PPI or whether you had to opt in? I find it…
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PPI on Business Loans???
Hi I hope this isn't a stupid question, but is it possible to claim back and PPI or similar on business loans? I am certain I was told I had to have it, in order to even have the loan. Thanks
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"Lost" account numbers
I have had two replies so far from banks saying that they cannot find my account number. I no longer have the details. The accounts were paid off in full and closed less than six years ago, I know this for sure as I have done this since moving to my current address six years ago. I have supplied them with my current…
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Miss-selling reasons
I have done a lot of reading about valid reasons for complaint regarding the miss-selling of PPI. A number of posts suggest that the strongest complaint is where the PPI is a single premium payment added to the loan, and on which interest is subsequently charged. Can anyone say why this is? I would have thought it would…
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Next card and PPI
Has anyone claimed a PPI refund from Next? My wife was paying PPI until recently, she's has the account for many years but when she contacted Next to ask about this she was just fobbed off. Any ideas? Thanks in advance.
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creation finance store card
Hi Everyone, I recently asked a company to get back my PPI which I had with creation finance since 2002 (Previously this was with GE Capital) I have been refused which is rather frustrating as they did pay back all fees that were incurred for late payment etc. I was told by the company handling my claim that I cannot have…
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Still waiting for refund of PPI
Hi after using the template letters provided on this site I wrote to my bank and made a claim for mis sold PPI. They have since written back (4th December) and made an offer of £6500.00 including interested calculated at 8% up to 2nd January. The letter stated that if I accepted the offer I did not have to do anything and…
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To claim or not to claim
Hi I have 3 credit cards, all now with Barclays but they were with different companies when i initially had them but have been moved over to Barclays. All i have is the account numbers, i dont have any of teh credit agreements I remember noticing the PPI payments and promptly cancelling them, but had the credit cards for a…
