Goodwill cheque from Halifax?

Paladin666

Hi there,

About 4 months ago I received a cheque for £50 from the Halifax which just stated that it was a goodwill payment. I had a mortgage with the Halifax for 10 years from 1996 to 2006. I believe that I was mis sold PPI when I first took out my mortgage with the Halifax as I remember being told that the PPI payments had to be made and were not voluntary. However, I do not hold any paperwork other than a letter dated December 2006 which does state my old mortgage account number. I no longer have my mortgage with the Halifax.

I have telephoned the Halifax today and put in a claim for PPI but was just wondering if, by accepting the £50 goodwill payment, this will affect my claim in any way. Also, does the fact that I received this goodwill payment mean that the Halifax are already aware that I am eligible to make a claim for PPI?

Any advice in respect of this matter would be greatly appreciated.

Thanks.

dunstonh

I have telephoned the Halifax today and put in a claim for PPI but was just wondering if, by accepting the £50 goodwill payment, this will affect my claim in any way.

Yes. As you complaint on PPi seems identical to the first complaint.

Also, does the fact that I received this goodwill payment mean that the Halifax are already aware that I am eligible to make a claim for PPI?

No. Halifax are paying out money all over the place and £50 is nothing. Its a standard get rid of you payment.

Paladin666

Thank you for your reply dunstonh but perhaps I should have been more specific with my questions.

Before today I had never made a claim for PPI and received the letter from the Halifax enclosing the cheque for £50 completely out of the blue. I wanted to know whether the fact that the Halifax sent me this money was down to them knowing I had a legitimate claim for PPI or whether they have sent this goodwill payment to all its customers (or ex-customers in my case), which seems extremely unlikely.

Has anyone else on this forum received the £50 goodwill payment from the Halifax?

Your further thoughts on this would be appreciated.

Thanks.