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Started PPI reclaim with Yorkshire Bank
Have had to send an SAR to the Yorkshire Bank as paid of my loan about 4 years ago and have no longer have the details from that account. I've looked pretty extensively through this forum and was wondering if anyone else has reclaimed successfully from the Yorkshire Bank :D
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copy of credit agreement refused
Hi, I have asked for copies of my credit agreement i had with citi financial and sent 2 pound but they have wrote to me saying no and that they are under no obligation to send me them as i have paid the loans off. What do i do now? Advice is appreciated
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Confusion...please help!!
Hi all I've recently posted a query on some help on claiming back PPI and a lot of people have kindly given their time to help me. For whatever reason I never looked into this seriously enough and for the following reasons. Around early 2006 I was in a lot of debt, the only way out was securing a loan on my home. I ended…
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PPI on mortgage?
I've had a little look on the boards and found some useful info about claiming. I'm just wondering if there is a time limit? I had PPI on a mortgage, started about 1988, not sure how long the PPI was in force but the mortgage was moved to another company in 1994. Is it too long ago to claim now? I don't have account…
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ppi claim back
hi i recently put in a claim through invester compensation ltd they wrote to me requesting all the account details for the claim which i did then they wrote to me telling me that the company black horse may write to me offering me a settlement direct with them and sure enough they did and i have accepted and recieved a…
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loan PPI insurance
I have had 2 loans from halifax since 2006 , whas the likeliness that i have been charged PPI and how do i confirm this?
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PPI Igroup
I am relatively new looking at ppi and wondered could anyone help me. My oh and I took out a loan with Igroup in 2006, now GE. I came across some of the paperwork and was wondering whether my oh had a case for missold ppi. Firstly oh took out ppi in his name only on loan. Although it does not say anything about pre…
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Newbie in need of desperate help - PPI reclaim
Hi, I recently recieved a final response from Ocean Finance regarding a claim, stating that they wouldn`t up-hold my compaint. I was given 5 reasons. Briefly, these are :- 1. it was explained to the other account holder that this policy was a single policy that would be added to the loan. 2. No records were found that we…
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Barclay Card
I have had a Barclay Card since 1990 but cancelled the PPI about 5 years ago not knowing what it was. Can I still claim the PPI back?.
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PPI Charges, which company to use or go it alone?
I was going to go about this by myself a number of months ago, and issued a letter to my CC company using the template on this site requesting T&C's at the time of my credit agreement. I stupidly forgot to sign the paperwork, they (Capital one) did reply asking for me to confirm my signature and to send £5/£10 for said…
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No paperwork for loan taken out in 2004.
Hi could anyone help me and just confirm I am on the right track. I recently got hold of my Equifax report and on there was reference to a loan I took out in 2004 and finished paying back in 2007. (Knew I had the loan but actually thought that it was so old I could not do anything about it.) I know that the loan had PPI…
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Lloyds - PPI to be refunded but ...
My dad has a loan with lloyds at about 17k, a few years back they reduced his interest to about 2% and extended his term as he was struggling to make payments. This was all done 'in house', no external companies. they have upheld a ppi complaint and will be refunding £9k.. Will they more than likely pay it off the loan?…
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HSBC Credit Cards
Hi, just wondering if someone can help me. I have just successfly claimed for PPI off a MBNA credit card I had and hadn't realised I had been paying PPI until someone mentioned I should check - and low and behold my last PPI was last Feb - as I managed to see a statement on line. My question is I also had a HSBC credit…
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Reclaim Success.......can you do it twice though?!?
Hi All I have a personal loan with HSBC on which I pay £60/month PPI and have 19 payments remaining. I recently was successful with a PPI refund claim and received £11,400 :rotfl:!! Having used the money to pay off some of my wife's debt and a card of my own, I called HSBC telephone banking to get a loan settlement figure.…
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can i reclaim if i have claimed on insurance
i had a loan and 2 credit cards when i had an accident 7 years ago. i phoned the companies to ask if they could put my payments on hold or if they could help in any way only to be told dont worry you have insurance on this. the insurances paid out for a year. would i have any case for claiming back the ppi as i wasnt aware…
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Can i claim the PPI on a joint loan?
I've just started (today) the ball rolling to claim my Natwest Credit Card PPI which i didn't know i had on there! This got me thinking about the loan i had with my ex partner, which we consolidated with a second loan. We were told we had to have this PPI on the loan, no option, can i claim the PPI myself? We do not speak…
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PPI Confusion & rejection letter help!
I know there are loads of ppi bits on here but I may have a unique case!!!??? Years ago I went into Lloyds and asked for a debit card. The staff member gave me 2 forms to sign so I did, just thought it was duplicate one for me one for bank. I then got my debit card, all good. I then got a credit card through the post with…
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Newbie needs some help please!
Hi I posted this new thread last night and am worried that with no replies so far it'll get missed!! I'd be really grateful for some advice please. Thanks Hi guys, I've decided to look into whether or not I could make a claim on missold PPI for a few loans & credit cards that I know I was paying insurance on a few years…
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PPI as a lump sum
Hi all I am currently starting to claim against natwest for 7 loans. I have reasons for being miss sold, one that i am not so sure on is the fact they may have put the ppi as a lump sum on my loan then charged me interest me on that. I dont really want to delay this anymore as i have account numbers dates etc, so should i…
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Who do I apply to?
Hi we've only just realised we may of been sold PPI in error back in 2001. It was to protect a mortgage we no longer have. Also the advisor who sold it to us was given a final warning by the FSA in 2005. Do we send the form about our claim to him or to the insurance company (now Aviva)?