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can i reclaim if i have claimed on insurance

i had a loan and 2 credit cards when i had an accident 7 years ago. i phoned the companies to ask if they could put my payments on hold or if they could help in any way only to be told dont worry you have insurance on this. the insurances paid out for a year. would i have any case for claiming back the ppi as i wasnt aware i had it on my cc and the loan (tsb) was a case of i HAD to take it. i didnt think i could claim if i had used it but after reading something on here i'm now wondering

Comments

  • dunstonh
    dunstonh Posts: 120,181 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    You can still complain about it. However, any payout if successful will be reduced by the amount of the claim. Plus, obviously, your reasons for complaint are more limited (you cannot complain you didnt need it or were not eligible for it).
    I am an Independent Financial Adviser (IFA). The comments I make are just my opinion and are for discussion purposes only. They are not financial advice and you should not treat them as such. If you feel an area discussed may be relevant to you, then please seek advice from an Independent Financial Adviser local to you.
  • _Andy_
    _Andy_ Posts: 11,150 Forumite
    So you want to reclaim the payments even though you claimed on it? you cheeky ***
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