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ppi
Hi,have just been turned down for reclaiming miss sold ppi ,I had oridginally taken card out with morgan stanley in 2000 which was taken over by goldfish and then barclaycard ,who now run it.I claimed from barclays is there any one else I should get in touch with?Who is respondsible for repayment?Axa was named as the…
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Advice required on Claiming Mortgage PPI
Hi All My partner has asked me to post this on his behalf. Basically in October 2005 he was advised to take out PPI with Payment Shield when taking out his mortgage. After reading up on all the PPI info available on here I am very confused. Does he write his initial complaint to the lender or the PPI provider? Does he have…
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PPI Help M.M.S ltd
I took out car finance for a car with a company called Forthright Finance in 2002. I have noticed on my bank statements, that there was also an insurance premium being debited from my account separately by a company called M.M.S ltd. I assume this is PPI, although I never agreed to any insurance payments to be made nor was…
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Ppi/debt management
Hi, Can anyone tell me if you can reclaim miss sold PPI if you are on a debt management plan. Thanks
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Am I due anything at all?
Hi, I've read the credit card PPI thing through several times, but I'm pretty confused about 2 things. Firstly, how I go about finding out whether I had PPI or not? Second, if I pay off in full every month, I'm not really due anything I assume? Basically, my credit card history goes: Barclaycard -> CapitalOne -> Co-op ->…
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Halifax claim rejected
Hello :) Myself and Mr Fresian submitted a claim last year for PPI for a loan that Mr Fresian took out a number of years ago which had PPI attached. He was never eligible to claim on it as he hadn't been in continuous employment for the required period prior to taking out the loan. The adviser amended the information held…
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Vanquis Bank Repayment Protection Cover
I apologise if I have posted this in the wrong area. I have just had a call from Vanquis with whom I hold a credit card regarding my account. They happened to mention that I would be charged approx. £25 this month for what they termed 'Repayment Protection Cover'. As this was the first I had ever heard of the fact I was…
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Confused!!
I recently got paid out after four years from LTSB directly from them. Then I have a letter from my Claims company saying that Lloyds are now preparing the refund (they emailed me summer time last year and I never heard another thing from then till now). They have written to ask my date of birth? What I dont understand is…
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Has anyone reclaim PPI from their employer?
Sounds a stupid question, but has anyone ever tried to reclaim PPI from a company they work for? You can understand why I would be reticent about putting a claim against the bank I work for, but here's the thing. I took a credit card with them in 2008, and the conversation around credit card insurance went like this; "Do…
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Bradford Bingley Reject PPI claim!
please help! I took out a mortgage in july 07 with Bradford and Bingley. Our salary multiple didnt quite allow us to borrow the funds we required, so the advisor suggested that if we took the MPPI (Life and critical illness £57 pm) she could speak to someone to authorise our loan-inferring that the only way to get the loan…
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Happy days
after waiting since early dec my cheques finally arrived this morning happy days now i just have to contact tax man and find out how much he wants am i right in saying its 20% on the 8% thingy as shown on the breakdown of my claims :beer::beer::beer:
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Won my PPI claim but not happy
I won my PPI claim against the clydesdale bank, they rewarded me £3600. Anyway, I'm unhappy. I've took out 2 loans with the Clydesdale in the last 10yrs. Loan 1 was between 2002-2004, and Loan 2 between 2006-2010. Now I have been reimbursed for the PPI on both loans (£626 for loan 1, and £3980 for loan 2). Now the eagle…
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12 years of PPI payments..
I have had a Credit Card with HSBC for the last 12 years. I have been making PPI payments on it every month. Because I cannot remember the exact date that I took the credit card out, will I need to send a SAR letter to get this information? Thanks.
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RBS PPI Claims Help Please
Hi there I was wondering if you may help me. I have been trying to get my head round all the PPI info but I am still struggling slightly with it all. I have has a RBS Mastercard since 1999 and upon checking my online banking I am still paying for a PPI I do not recall agreeing to (or needing at the time when I took the…
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PPI and Bankruptcy
Can anyone help? I have gone through a “firm” for my first claim. It has taken over 3 months but finally the Bank made me an offer but did not send it to my agent. It was a substantial amount BUT the bottom paragraph read: “What will happen now? Our records indicate that your financial affairs are now being managed by an…
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Idea of a Lloyds PPI payout amount??
Hiya Just wondering if anyone can give me some idea of how much I can expect to get back from my PPI payout as I literally have no idea what to expect and can't figure it out myself. I took out a loan for £6800 in April 2005 and paid it off in December 2007. Anyone have any idea how much I may get back?? It definitely had…
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PPI from a Financial Advisor
My first post as I need help. I had a mortgage with Santander (Abbey National) I recently noticed they had been taking more than my premium out as I an not good at checking my statements. I wirte to them and they advised that as my policy and mortgage was arranged via a finiancial advisor then they were not liable and my…
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Will I run out of time?/
Hi I am convinced I was missold PPI but I really think I need to see my loan agreements before I send in a complaint. All my debts were settled late February 2006, almost 6 years ago. If I write a letter enc a £10 cheque requesting my loan agreement & all other info they have on me, I see they can take up to 40 days to…
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barclays ppi help pls
Dear All Just had my offer come through today for my old barclays loans however they have knocked off 2000 pounds as the loan was defualted in 2009. since then it was sold to RMA and I am paying them monthly. My concern is if the debt was sold to a third party should the refund be given to me or did barclays do the right…
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Barclays / Woowich Claim
I have had a couple of Barclays/Woolwich mortgages and a Secured Loan in recent years. I always take out PPI insurance. However after reading some of the things on here about sick pay I wonder if I too have a claim? My contract of employment says my employer will pay upto 13 weeks full pay for sickness/accident after such…
