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Next Store card
Has anyone had any success with claiming back from Next Storecard yet?
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Help with Barclaycard please!
Hi all, Last year I did a SAR on Barclays as I knew I had PPI with their credit card, that at the time I thought was to protect my purchases if they were lost or stolen! When I found out what it was I cancelled. When I received all the documentation from them, they had my original application form (doesn't mention PPI) and…
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Not sure where to start
Hi, I am not sure how to go about claiming PPI. i have followed the instructions on RBS website but when I have came here it doesnt look like its that simple. I dont know if I have ever paid PPI(excep credit card) as my accounts are now closed so not sure how to go about it. my first loan was done over the internet in 2006…
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missing barclays loan agreement
Little bit of help needed - I have the loan agreement number for my barclays loan which finished in 1998. I have requested a copy of the loan agreement but have had a letter back from Barclays to say that they cannot find a copy of the agreement due to the age. Would a SAR be of any use? I managed to find the loan…
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reclaim request from halifax
Hi I think I originally posted this in the wrong section but I was asking for advice regarding a letter we had from the halifax in oct 2010 asking us to resubmit a claim for sickness that was originally declined back in 2003. They said they are reviewing such claims, we sent forms straight back to them, but I am wondering…
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Santander - Refusal of PPI refund
Hi guys, Just received a letter back from Santander after trying to reclaim PPI premiums. I originally took out a personal loan with Alliance and Leicester in May 2008 which was then transferred to Santander. The letter states they listened to the original phone call I had with Santander and suggests that "all the…
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VAT on PPI reclaim
I used a company to reclaim my PPI and they recovered £4460. I have to pay them 30% I have no problem with that but on top of the 30% they are charging me 20% VAT So I am paying £1338 plus £267 VAT Is this right. I would appriciate any advise
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Reclaiming PPI on behalf of deceased
My mother died in 2008 and as executor of her estate, I settled a LloydsTSB credit card bill for c.£4000 and MBNA for £3500, as well as her mortgage. On hearing of recent reclaims for PPI, I looked up some of my mother's credit card statements and sure enough, she was paying a variable amount of Payment Protection Cover to…
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Ocean finance ppi problems
Hi dont know if im writing in the right place but i have put in a complaint to ocean finance regarding a PPI i had with them they have written back stating that they are now a new company eg ocean finance & mortgages ltd and that they havent had any part in my ppi ?? they have given me a name of the previous owner and…
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Lost Loan Agreement
Hi, I recently requested my loan agreement documentation from my bank to check if ive been paying PPI or not. My bank how now come back to me saying they cannot find my loan agreement and so do not comply with section 77 (1) of the Act. They go on to say that i should keep paying my loan or risk damaging my creedit rating…
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Freedom Finance/Nemo?
Hi hope you can help ive started to reclaim money through gladstone brooks who have proven themselves useless sending me other peoples letters and sending letters in my name with somebody elses details on them?? Anyway ive reclaimed some money from hsbc which was pretty straight forward without glastone brookes help and…
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New Look store card... GE Capital then HSBC... where do I write to?
I took out a New Look store card in June 2005 until 2008. For the first three statements I was charged "account cover", which I'm assuming is PPI. The bank name on the statements was GE Capital, and about a year later it changed to HSBC. My question is, who do I write to about claiming back my charges? I've seen on here…
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A bit of help please!
Hi I've posted a couple of questions seeking advice on how I could best go about attempting to claim missold PPI. I'm running out of time and am mindful that the basis of my complaint letter needs to hit home. A few of you have said that the following is the main and most successful reason to base your claim on "Single…
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Are G E Money and First National the same company?
Hi All I started posting another thread about this but thought I had no paperwork available to quote proper facts and figures, but DH has found some of it which was stored safely so here goes :- Took out a secured loan for 15K on 18/08/03. It also had on it 1816.18 for payment protection insurance so total borrowing was…
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Santander & Egg
Hey Folks, I sent letters to Santander (most incompetent bank ive ever dealt with) ages ago. They replied saying no PPI etc etc - this was fair enough but I then detailed that they hadnt investigated the cards i had with GE Capital whom they took over. Anyway they came back and said "We cant find any details, do you have…
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MBNA:PPI questionnaire
We have recently resent off letters to MBNA claiming mis sold PPI. They tried to fob us off previously( 18 months ago) saying they were waiting for the court ruling. Yesterday we received a letter saying: Further to your letter Iam sorry that you had cause to complain about Payment Protection Insurance ( PPI) policy on the…
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Advice on my PPI complaint letter
Hi Could someone kindly take the time to read my draft letter that I intend to send to some of the lenders that missold me PPI a few years back? My complaint is based mostly on the fact that I felt I had no other option but to take out the PPI otherwise I would not have obtained the loan/finance I applied for. I just don't…
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bos
hello everybody out there has anybody any timescale regarding re funds of ppi been settled by bank of scotland cheers
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AIMS reclaim of PPI
I am not sure if anyone out there has used "AIMS" to reclaim any PPI from LloydsTsb bank. One member of my family started a claim with them for a couple of loans from the above bank. Firstly, AIMS asked for £250 to start the claim. After a long time and after numerous phone calls and e.mails, we managed to get their…
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Not sure how to proceed with 3 separate PPI Claims
Hi All To summarise my predicament... I have no paperwork whatsoever (it has all been destroyed in a house flood) so thats my major stubbling block, and I am unsure if any of these 3 claims are valid so any advise appreciated. Thanks. Potential Claim 1 - 2 x Barclayloan I have been a Barclays current account customer since…
