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Any successes with Lloyds Tsb platinum CC. Pls
Hi all, have had success with Lloyds loans! Around 29k But was wondering if anyone had any results / successes with a platinum CC ppi claim? As I am still waiting on a reply..... It was face to face in the bank with no mention of ppi at the time just trusted them and signed up as I was in real need of the extra credit..had…
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Choice of refund route
Can I decide not to have my refund applied to the loan and have it sent as a cheque instead?
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should we accept offer from NRAM and can we end up with nothing if we go to the FOS
Hi Just looking for some advice/general info We sent a letter off 2 wks ago to claim against our old norther rock mortage it was a 125% mortage with was a 100% secure and 25% unsecure loan we were mis sold the PPI from them over the phone any way we got two letters off them stating the were looking in to it (we assumed the…
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Do I have grounds for a claim and where to start
Hi Im not to sure where to start, I have been in debt for years and have got between my husband and myself 16 creditors, most of which are credit cards and 2 personal loans. These range in how old they are and most when taken out had insurance on them although this was then cancelled a while ago, these did run for a long…
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Redress claims
Take note to all .I was cold called by Redress claims and was advised about all the money they could clear off my credit cards and others ..Big mistake ..£1500 I paid them ..14 months later ..nothing at all.. over 30 phone calls I have made asking for my money back and its not looking good ..they told me just pay the…
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credit check details
Hi, I was just wondering if someone can help - I'm trying to locate loan agreement numbers as I don't have the original paperwork - if I request a credit check - would this reveal the details I need and also how far back would the details go? thanks for any help.
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Goodwill offer from RBS
Hi I put in a complaint to RBS about PPI that was added to a mortgage that we took out in Jan/Feb 2004. We were unaware that this payment was set up for us and it was never checked if the product was suitable for us either so I believe we have a case. The bank replied to us this week to say they would be prepared to offer…
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Mortgage PPI
Can anybody help me?. I took out a Mortgage a few years ago and was advised in the Offer that insurance to cover the payments was compulsory, does this mean I can submit a claim for being mis sold PPI?
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Cancelling PPI and reclaiming
Hi, I am wondering how I go about cancelling PPI on 2 Lloyds TSB loans that are existing. I have one that started in December 2008 and the other in November 2006. I am still paying the loans every month. I also would like to claim the ppi back too. I would be grateful for any help. I actually think I could pay my loans off…
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M&S Chargecard PPI
I'm hoping that some of the good people on this site might be able to offer some guidance on a host of issues. I submitted a SAR to M&S in December with very little information to go by: I couldn't remember the account number, the credit limit, etc. All I could remember was the argument that I had with the OH when I took…
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M&S Credit Card PPI Reclaim
Hi All, I recently wrote off to M&S money RE terms and conditions for a credit card. They wrote back stating they were under no obligation to send me the ones from when I originally signed up, instead sending me the current ones. Is this true, or are they trying to hide something? Im still not sure if Ive paid PPI on the…
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help ! offer of settlement from dca should i take it..
hi had an overdraft with bank got closed when i ran into serious money probs 3-4 years ago..chipped away at it £50 a month..then work dried up again couldnt pay it..so bank sent to dca..theres 2000 left on it they sent a letter yesterday stating our client has advised them in order to bring to a speedy conclusion settle…
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choosing method of refund
my wife received an offer from Natwest to refund a missold PPI onto her active loan. She'd rather get the money back instead of applying it to the loan, can she decide how she wants to receive it? They are not admitting liability. thanks coke
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Six year limit & lender in liquidation issues
I've recently decided to try and claim back PPI I was charged on a retail finance agreement that I took out several years ago. The agreement was signed on 11th Jan 2006 and lasted for around 4 years. Does the 6 year limit for PPI claims apply from when the agreement started, or ended? I've also discovered that the actual…
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Any ideas?
Morning. I need a little help from the wise. Goldfish, More Than, and CSMA credit cards are all now defunct, but does anyone know who took them over? All my records went up in smoke, I'm afraid. I know that CSMA was Frissel, who inturn was Liverpool Victoria (LV), but each of these cards that I once owned were taken over…
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PPI Claim advice
Hi, I took out a loan in march 2003 with beneficial finance for £3000 but in Jan 2006 I was off work sick for 6 weeks and fell behind on the payments. The loan did have PPI (was told I had to take it out or wouldnt pass for the loan) but when I came to claim on it due to been sick I was told I wasnt entitled to claim…
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Self-employment and PPI + can I claim and how far back can I claim?
I have two credit cards with PPI, and lived overseas for three years before receiving a letter telling me they were stopping my PPI because it was not valid for anyone outside of the UK. I had of course told them I was moving overseas and they had not mentioned this at the time. I questioned why they allowed me to carry on…
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Claim together or seperately?
Hi Folks, I just need a bit of advise if anyone can kindly help? I have had 2 different loans with Northern Rock and wonder if i try to claim back the PPI shall i put the two claims in together or claim for them seperately? Many thanks in advance for any advise. Starry.
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how far back for ppi
Hello all I wonder if anyone here knows the answer but I received a phone call from a company asking me if I had any loans in the past with ppi. I said yes but I did a claim for a loan in 2006 already. He said the rules have changed you can go back 12 years now. Has anyone else heard this as well? Thanks in advance Nick
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Anyone have success with m&s money ?
Hi , i have in the past week received a letter from egg telling me I am getting refund of £2400 !! And also a letter from m&s refusing my claim ! As my success with egg is the 3rd successful claim , all on the same grounds I am a bit baffled as to why m&s has refused ! Is it worth an appeal to the fsa ? Any advice would be…
