-
SAR Letter
Hi Want to send a sar letter to Lloyds had the bank account with them for 40 years ! How far do you think they will go back? Have had some success with PPI reclaims on a couple of loans. Need to check credit card agreement and just want to check everything has been reclaimed that can be. acb
-
Freedom Marketing
My apologies in advance if this question appears elsewhere, I tried a search but nothing came up. This is my first post (despite subscribing to the newsletter), so please be gentle with me! I was concerned this evening to find that my mother has paid £90 to a cold calling company who told her that they could reclaim her…
-
HSBC PPI question
After my 1st success with my MBNA account it has spurred me on to do the Questionaire for the other Credit Cards I've had over the years. But I have a quick question about my HSBC credit card I'd like to confirm before I fill in the form and send it off. I got a HSBC(Midlands) credit card in 1998 as part of my Student…
-
Halifax mortgage ppi success.
Hi this is my first post, but i would like to thank everyone on this site for giving me the confidence to put in a complaint to Halifax with regards to TMPP ins. on our mortgage. I called Halifax on the 25nov2011 and explained why i thought we had been mis-sold TMPP ins. with our mortgage. The lady at Halifax registered…
-
Rip Off
During the recent bad weather and strong winds my new car got damaged in my driveway when my neighbours garage collapsed . My insurance paid for repairs , but said I had to pay excess as they couldn't claim my neighbours insurance as they said it would be classed as an Act of God , so due to no fault of mine I'm out of…
-
PPI claim - Dead end?
HI Here are the facts... please be honest. Loanline (third party) Paragon (loan Co) Loan taken out end 2003, settled Aug 2006 Mis sold PPI noticed in Aug 2006. Tried to reclaim PPI against Loanline - They are liquidated. Paragon dont want to know. FSCS say outwith 6yrs - no go! Hhowever i understand that if the loan was…
-
ppi & other insurance
:jPlease can someone help me... i am new to this sort of thing. I understand about the PPI misselling and was looking through paperwork only to find i had something called indemnity insurance with my last mortgage provider. I was unaware of this. What is it? Am i able to claim it back? :beer:
-
Egg CC PPI
Hi, Egg rejected my claim for a refund of missold PPI so I contacted FOS last year - had a message left from an adjudicator at FOS today.....will ring tomorrow but what does this mean? Do I just go through why I believe I was missold it or is it because they have turned it down? Any help would be great before I talk to her…
-
Reclaiming PPI from Halifax.
Hi there, This is my first post so am sorry if things i ask have been answered extensively already. I did have a little search around but thought it would be best to just ask. Anyway, to my questions. I recently noticed I were paying an added sum ontop of my regular payments on my Halifax credit card. It read Repayment…
-
ppi 3rd party charges
Yesterday i recieved an offer of £2,400 for my miss sold ppi from the yorkshire bank.I sent the letter back accepting there offer.Today i recieved a copy of the same letter from KFS who were dealing with my claim but they also put in a form billing me just over £700.00 even though i had already paid them £120.00 is this…
-
PPI info
Hi there hoping someone out there will be able to answer my query about PPI. I have a couple of credit cards and have been told by one of these reclaim insurance comapnies that the Banks have been charging me PPI insurance without my knowledge. I had looked at my statements but could not find any unexplained charges on…
-
ppi halifax
can someone please help me, i first wrote to halifax in 2009 about being mis sold ppi, which they soon replyed saying i had said in my interview that i needed it, which is a load of rubbish, i have since wrote to them again on 27th nov 2011, they replyed to me on the 7th dec 2011 saying my claim is being investigated which…
-
Success welcome but concerned
:j:beer:Success with Welcome finance one of three people I am helping against welcome and various other companies has offered nearly 4 grand which we will be accepting, but one thing concerns me the person I am representing had a letter just say he was succesful but did not say how much, the letter I had as his…
-
barclaycard ppi help
First post so be gentle please:) I have had a barclaycard credit card for about 18 years and looking at my last statement i am being charged PPI. I have not got the original agreement from all those years ago and wondered is it the right thing to do by just writing to them requesting a SAR. I also had a seperate loan from…
-
Still paying loan?
Hi guys, I'm new to MoneySavingExpert, so apologies if this question has been asked before... My wife took out several loans some years back (about 12-15 years ago I think) at I time when I was self employed. At least one was with Yorkshire Bank where we held a joint account, and all monthly repayments were made from the…
-
Still paying loan?
Hi guys, I'm new to MoneySavingExpert, so apologies if this question has been asked before... My wife took out several loans some years back (about 12-15 years ago I think) at I time when I was self employed. At least one was with Yorkshire Bank where we held a joint account, and all monthly repayments were made from the…
-
RBS PPI Claim
Hi Iv completed the PPI paperwork for my dad for RBS, the paperwork was completed and sent away on the 6th January, my dad has had a letter saying they have received his paperwork for the 4 loans. Can anyone tell me what the timescales are approximately for hearing about whether he has been successful or not please?
-
Avco Trust???
I have all the paperwork from my loan and insurance from Avco Trust, but not sure where to send the initial application for reclaiming. can anyone help please?
-
Mortgage PPI
My parents recently found a PPI for a mortgage they took out in 1990 and finished in 2000, is it still possible to claim back on this.
-
Bankrupted but had PPI??
Im after advice as all this PPI is very confusing? In 2004 I was made bankrupt, I have since been discharged. Prior to being made bankrupt I had a HSBC loan for £25k which they insisted that I took PPI on, which I did. I paid the loan for approx 18 months prior to going for bankruptcy. Also I had a new car on HP from Ford,…
