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Tottaly confused- PPI repayment / tax to pay
Hi all, Now I know when it comes to these things it doesnt take much to get me confused so after some help please. I have just had a repayment from barclays re ppi it states A PPI original premium £4253.94 B interst incurred Due to PPI £1880.80 C 8% Per annum simple interest £3358.40 Less early settlement (£387.27) H Over…
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hsbc offer!
Hi Guys i have received an offer today in the post for £2820! which is great! but they want to pay it off an existing hsbc debt! however they sold my debt to a debt collection agency as far as i was concerned and i have made arrangements to pay and have been paying for the last three years. any advice
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Next step
We made a PPI complaint to Halifax end of last year because we were paying them PPI aswell as another company. (We didn't realise we were paying two PPI's on our mortgage until we reviewed our finances). Our complaint was rejected because based on their evidence they didn't feel it was misold and relevant to our needs. We…
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Next step
We made a PPI complaint to Halifax end of last year because we were paying them PPI aswell as another company. (We didn't realise we were paying two PPI's on our mortgage until we reviewed our finances). Our complaint was rejected because based on their evidence they didn't feel it was misold and relevant to our needs. We…
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PPI Claim
I put a claim in last year with Black Horse for a number of loans had in the past, this has been upheld and have been offered £4413!! I received my waiver letter inbetween Xmas and New year to which I signed and returned straight away. After numerous phonecalls to check they had received the signed waiver i have been told…
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Ppi claim
I would like to claim PPI back from GE Capital who are now owned by Santander. Can anyone provide me with the right address to send my complain to.....thanks.
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Mortgage PPI?
We took out a re-payment mortgage in 1988 because I was unable to get an endowment mortgage due to health reasons. Our first company was Portsmouth BS which was then taken over by Cheltenham & Glouster, then we changed to Halifax for a better rate. We sold our house in 2006 and cleared the mortgage in full. We now live in…
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Accident Insurance
I may be on the wrong forum. I was sold Accident Insurance by The Halifax about five years ago. I receive letters every year to say it is being renewed. Could this have possibly been mis sold to me?
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Didnt know we had this ????
Hiya everyone, its been a long time since my last post just need some advice. I have been cleaning out some old papers and found a letter from Car Protect Payment Protection Insurance and a schedule of the policy dated 19th February 2007 until 18th February 2011. They just told me it could of been for a car bought on…
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Advice needed - PPI company problem
I used a PPI company some time ago for 2 claims, at that time I thought I didn't have time to do this myself so passed it on to them, they were successful with 1 and I paid them £300 out of my £1000 payoout. The second one was with First Plus and when I reang to ask for my account number they asked if I wanted to do a…
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Fos timeline
Just wondered if members would like to add posts giving details of how long their complaints are taking to get settled at the FOS.I have 1 outstanding complaint which is getting nowhere. Original complaint ,CC PPI, with HSBC turned down MARCH 2010 AFTER 4 MONTHS Adjudicator upheld complaint in sept 2010 but HSBC disagreed…
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a little assistance needed?
I am asking on behalf of my parents. In the past they had loans with welcome finance and they feel they were mis-sold PPI They filled out the PPI survey and sent it to welcome for 3 separate accounts but received letters back saying that as their complaint pre-dates Feb 2003 they are not required to investigate. Can anyone…
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Miss sold pp
Hi, I was wondering if anyone can help. I recently got a mobile phone on contract and I clearly stated that I did not want the insurance to go with it and I have noticed that I have fonecare insurance coming out of my bank via direct debit! so this not only means they have done as I asked them Not to, but they have used my…
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Lloyds dont seem interested in taking back their money (paid me twice)
As it says in the title, I have been paid twice (second time in error) i have rung and emailed and the payment is still sitting in the bank for well over a month now. I have no intention of keeping the money but omg how hard is it to give back the money.
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confused, pls help - ppi from separate co to loan
Hi, I'm hoping someone on the forum will be able to give some advice. My other half took out a loan almost 6 years ago to buy a narrow boat. The company this loan was with "sold" him PPI (but this insurance was provided by another company) At the time he was on a fixed term contract (so the unemployment bit of any PPI is…
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Don't give in
After weeks of procastinating and burying my head in the sand I finaly picked up the phone, I had no records just a bank account number, thats all it needed, I was told over the phone,"yes I can see you have had 4 ppi's, we will be in touch". I then got a call and was asked lots of leading and closed questions, I felt it…
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Reclaiming PPI with no information
Hi there, Apologies for adding to the long list of questions (and probably a repetition too!) but I've been looking at this forum and I'm still feeling a bit lost. Basically I have had a number of loans and credit cards over the last 10 years that I think had PPI but I'm really not sure. I'm not one for keeping documents…
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PPI on loan rolled into topup loan
had a loan with egg back in 2003 which had PPI added as a single payment .The PPI terms and conditions as well as the required information on my rights in regard to the PPI were missing which would have made the loan agreement void . I took out a top up loan in 2006 and this loan was paid off/rolled up into the new loan…
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ppi
just to say a big thank to to you martin used your ppi claim form easy to download ,sent it away got letter back confirming reciept then three months latter got cheque for £4400 you saved me fortune telling all my friends to vist your web site and do same,mark
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PPI Refund - Barclays
In short. I made. Claimed little over 3 months ago. Last week I received a letter from Barclays basically saying they would refund the PPI fee and that the refund would be credited to my bank account. All I needed to do was sign a letter then send it back to them. Happy days.... Jump forward a couple days and I thought I'd…
