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loan ended over 2 years ago can i still claim
hi all great site can someone please help at the moment im planning on claiming back my ppi from ge capital (a burtons store card) natwest loan hfc loan now the only problem i have is with hfc as the loan was finished over 2 years ago wich was paid off with the natwest loan I no longer have the paperwork am i still able to…
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I need info on deposit being set against ppi / yes car
Hi there, i have read somewhere on here that the deposit for a car can not be set against the ppi. I had an agreement with yes car credit and this is what they did. Instead of taking £100 off the car cost they put it against the ppi. Can someone please give me the info on this or where i can get the information from. Thanks
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Is it too ;te to try and reclaim
Hi everyone I'm new here and have a few questions, I hope someone can help me with. I know for certain that my husband has been missold on ppi's in the past as he was a serving soldier and would have been paid indeffinatly if he was off work sick, that's just for starters, I am sure there will be others reasons. The…
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Rectify a default on my record
Hi all. Sorry if I have posted to the wrong forum, this looked most appropriate. I have had credit problems in the past and decided to check my credit report. I have a default on my name which I do not belive should be there! How is the best way about getting it removed? Many thanks
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what to do next with Yorkshire bank ppi?
:rotfl::rotfl: Help. I wrote to Yorkshire bank 12 weeks ago regardsing miselling of PPI. This is the response: I have noted that: You were not given the correct information when the policy was sold to you You felt that the sale person was pushy in selling you the policy I have reviewed this complaint in full and taking…
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Help needed, to claim PPI
Hi New to this, can anyone give me advice on claiming PPI from old credit cards loans etc. What is the time limit to claim? Any advice would be greatly received as not sure what to do etc.
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cahoot reclaims any success?
Hi everyone. i took a loan out in 2005 from Cahoot part of Abbey and have just heard about the PPI reclaiming situation. Has anyone had success with claiming this back from Cahoot as I thought that you had to have this insurance. regards Shakey
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Sainsbury's credit care insurance - I never signed that part of the Card Agreement
Hi, I have had a Sainsbury's credit card since March 2003. I wrote to them asking for a copy of all the information they held about me. I got this information this morning In amongst the information is the Visa Card Agreement that I signed for the credit card. There is a section titled payment protection and basically I…
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unhappy with response from First Plus re PPI
We sent a letter to FP about a month ago and had a reply that we would hear back from them on or before 14th December. Today we have had a reply saying that to resolve the matter they need to trace the telephone calls from point of sale of the loan and PPI (which was nearly 5 years ago!!) - and that when they have…
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help w/ barclays PPI
hi all! i sent first template letter to barclays last 2/11. they replied by saying they will look into it, thats fine. they sent me a questionaire but didnt sent it back since i wasnt comfortable ansewring it. today, i received a second letter from barclays that saying they need to contact various areas of the bank (why…
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GMAC PPI Claim - Never Heard Such Nonsense!
Hi, On Dec 4th I sent a letter (Martin's PPI template letter 1) to GMAC stating that I was mis-sold their PPI insurance (car loan) with my own specific reasons. Today I received a letter back from GMAC: We are sorry to receive your complaint regarding the sale of your PPI. However please note that GMAC Financial Services…
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M&S Loan Insurance query ....
Hi, I took out a loan with M&S Money back in Dec 2003 .... it has PPI. Would I still be entitled to re-claim after nearly 6 years? & does anyone else have any experience/success with m&s ppi out there please?
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MSE News: PPI sales ban still months away
This is the discussion thread for the following MSE News Story: "The ban on the flogging of debt insurance is unlikely to come into force until 2011, it emerged today ..." Read the full story: PPI sales ban still months away
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Consumer Credit Services Ltd.
Does anybody know about Consumer Credit Services Ltd? dubloo dubloo dubloo c-c-s . cooo . ukkkk They are claiming to bring my credit card balance down to almost 50% and get all my PPI charges back as per consumer credit act 1974. I don't believe them but at the same time want to know whether thet are legitimate or not?
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Welcome Finance and PPI
Through this website and sending the letter template today I have received a letter back from Welcome Finance. To say that they are restructing the loan to not include the PPI or any of the added crap that I wasn't told in the phone call when I went for the loan. I know I am two months behind which no doubt they will take…
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Direct auto/ yes car response to 1st letter
Hi Hope someone can help me? I sent my first letter to the above stating that I was mis-sold ppi and other insurances when buying a car from them in 2005. My reasons were that the sales person told me that I had to take out the insurances otherwise because of my circumstances would not be given the car. They have responed…
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1chizal v MBNA Loans - Advice Please
Good Morning All, To keep you all informed and keep the hope alive. I have successfully had 3 loans with MBNA complanits for mis-sold insurance upheld and am awaiting there figures and the money anytime in the next week, fingures crossed. I was just wondering if anybody could advise me how much I can accept to recieve for…
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Mbna Credit Card PPI Help
Hi all, Am trying to sort this on behalf of my sister. Wrote to mbna on regarding some missold ppi on her mbna credit card, an have yesterday received a letter back from them saying the following: I can confirm that the insurance was applied on 27 april 2006 following a telephone conversation and you gave verbal…
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Capital One PPI reclaim
I have been asked to get proof of class 2 NI contributions for my self employed hubby is this normal or just a stalling process from Capital One. It seems that they are trying to be very awkward about things.
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Credit Card PPI Capital1/Citi/Aqua/RBS
Hi, I've tried to look around for the answer to this so many apologies if it's been asked already:o I sent letters to the above on the 18th Nov and heard back only from Aqua ('Uncleans' lending arm of Halifax). (will be in touch shortly with an amount etc etc) Firstly, how long should I wait for Aqua to get back to me?…
