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Am i doing this right???
Hi everyone thanks in advance for your help ! I'mtrying to claim back some mis sold ppi on old loans that are long paid off, however i have no paperwork for any of them, so i've drafted a letter to each lender, just wanted to know if I've done it right before i send them off. Letters as follow: Dear Sir or Madam, I am…
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PPI - Good or Bad?
I just wanted to relay my experience with regard to PPI. My late husband was self employed and we found that all PPI cover on his credit cards/loans were not appropriate for his employment status. We cancelled the insurance on the MBNA loan and credit cards, by oversight this was not done with Natwest CC. Unfortunately the…
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In need of some help to get started
hi there everyone, i am a little confused about the mis selling of PPI and also bank charges, firstly i'd like to apologies if i have put these in the wrong places, (spot the Newbie). well 1st off i used to be self employed and i took out a £5000 laon for 5 years 3 years ago with lloyds. whom i bank with, my bussiness bank…
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Help With Confusing Buy Out And PPI Claim
Sorry for the title, its hard to sum it up! Back in 1999-2000 time i took out 2 maybe 3 loans with "The Associates" and it has now come to light i have been mis-sold PPI insurance. Firstly i was told i would not get the loan if i were not to take out the PPI insurance and it was never fully explained what it was for and…
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RBS Will Not Pay my PPI on Credit Card by cheque!!
Hi could I have some advice please. I have been offered a "Goodwill" payment by RBS on the PPI on my credit card which was mis-sold. I am in financial hardship and have an agreement in place to pay back the amount owing on my card. I have a letter stating that my account is TERMINATED and not active. I have paid my agreed…
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Bank of Scotland Loan (s)
Hi I am currently paying back a £3000 loan and previously paid back a £3000 in full. Both loans i wasn't made aware that PPI could be purchased elsewhere, either I insured my loan through the bank or it wasn't insured. Do I have a claim and if so what would be the best steps to take ? Thanks
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claiming ppi
If you have more than one loan from a company. Can you send just one claim letter or do you have to send separate letters for each loan.
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Welcome Finance advice needed please
I've been trying to reclaim the PPI from WF, I received a letter this morning that says I did not take out the insurance, I know I did because the bloke at welcome told me that if I didn't then I wouldn't get the loan. I was made redundant and tried to claim on the PPI and was told that because I hadn't been employed for…
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Flexible Protection Plan
When I took out a 5 year loan 3 years ago I was sold a flexible protection plan. Is that the same as a PPI and can I claim on that. It disappears after the loan is paid up in 2 years. Could anybody help me please
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loancheck/solicitors claiming ppi
hi wondered if anyone culd give me any advice, i started trying to reclaim ppi on 5 loans i had taken out with a single ppi attached, when i was getting no where fast i was advised to go through loancheck, which i did and they sent out a gntleman that acted on their behalf to help me fill in all the paperwork, this was…
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Help with working out one of my ppi claims
Hi could anyone help in some figures pls loan was with Money Partners who then passed it to Kensington Mortgages mortgages Taken out in Jan 2006 Loan Amount £30,000.00 PPI amount £ 4270.00 Interest at 15.20% repayment period 240months When i spoke to kensington yesterday about redemption figure i asked about the breakdown…
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how is PPI worked out on an amount?
I wonder if someone can help? At the beginning of sept i spent on a credit card i hadn't used in over a year, so had no previous balance. My statement came through dated 19/09 and there was an additional amount on it for repayment cover. I don't ever remember requesting it but was told i had in 2001, so have now cancelled…
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DFS PPI and Sofa Insurance
A couple of years ago my husband and I bought 2 sofas from DFS. I was very aware of the tricks they like to pull so thought I was prepared - how wrong was I! Last week I phoned them up as our cat had got locked in the lounge and had shredded the arms of the sofas. We had taken out the optional insurance for this very…
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Car insurance I ve been taken for a ride
Hi I have a driving licence since 1995, May. That was a Romanian licence. I have changed in in January 2008 for a british insurance. I asked for a quote from Post Office and they gave me a great price based on my years of experience. A month later they called me and said I am lying and that I only had a british licence for…
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ppi claim if acknowledgement paperwork is signed
Can anyone please let me know if a successful claim has been made if the paperwork has been signed for ppi acknowledgement.i took out loan in 2004 and paid 20 months
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Studio cards PPI
Can i claim the PPI off Studio cards?, which they put on my account in 2004 till 2006. I never asked for it so i don't know how i ended up with it, also i was on benefits so it wouldn't be any use to me any way. Also can i claim late payment charges? If so how and where do i start? And i still have all my statments from…
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confusing letter
hi I have sent of a first stage letter to the abbey after i discovered that a had a ppi on a loan that we took out in 2005 i have a less than a year left on it. I sent this letter of on tuesday and both myself and my husband recieved a letter today, well it was a statement confirming what we have paid over the last year,,…
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Victory over lloydtsb
Well I say victory 8.5k in total ,Thanks to the temple letters from this web site , And an two year wait but all and all ,well worth the wait , stay away from the companys who want to do it for you , the ombusman the banks worse enermy :j
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PPI claims company - sting in the tail!!
My son instructed a company to recover his ppi charges in early april 2009 and was made redundant out of the blue in late may.He had to draw on the ppi (which took 2 months and much jumping through hoops to get paid).He immediatly informed the company but as over 2 weeks had gone by from the start of his intruction they…
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hire purchase
My Sisterinlaw purchased a washing machine from Brighthouse and pays £8.00 per week, she has recieved a statment and it shows : total credit £527.28 the interest of 29.9% over the repayment period 156 weeks, then the total amount pay back is £759.72 to be paid by 156 instalments of £4.87. When she questioned the other…
