ppi claim if acknowledgement paperwork is signed

kevh_2

Can anyone please let me know if a successful claim has been made if the paperwork has been signed for ppi acknowledgement.i took out loan in 2004 and paid 20 months

di3004

kevh wrote: »

Can anyone please let me know if a successful claim has been made if the paperwork has been signed for ppi acknowledgement.i took out loan in 2004 and paid 20 months

Hello there and yes.;)

I would also check on the above success thread as well to give you more of an idea.
Even though they may try to fob off by stating that because you signed, you must have been aware, blah blah blah, but do not worry about that, or let that stop you, the main of us receive these fob off letters, but as there are many reasons for being mis sold, which may also be the case for you, then go for it.

With the reasons you have, you write to the ones that arranged and sold you the finance.
They have 8 weeks in full to respond, do not worry about writing the amounts down though, keep at them until they uphold/resolve in your favour, or until they issue you with the final decision.

On the link below you will find useful info, and guidelines of reclaiming, with also a checklist of mis selling reasons and template letters, you can use the templates if you want to or as a guide, also post by recorded delivery for your proof of posting, good luck and please let us know how you get on, or ask for further help if required.;)
http://www.moneysavingexpert.com/reclaim/ppi-loan-insurance

Di

kevh_2

Thanks di , its worth a try , kev

PaulinWeston

I think it depends what you were acknowledging when you signed. Because alot of the reasons PPI is mis-sold are because what was told to you (or not told to you at the time).

I'd go through the check list to see if the reason(s) you think your PPI was mis-sold apply.

I've also seen posts where people have successfully argued that a signiture doesn't necessarily mean acceptance because the Court of Appeal in HOWARD MARINE AND DREDGING CO. LTD. v. A. OGDEN & SONS (EXCAVATIONS) LTD. [1975 H. No. 4557], establishes that a clause in a contract which states that a signature indicates full acceptance is not valid where it would be unlikely that the customer would have the skill and inclination to go through the fine detail.