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Angry angry angry
:mad::mad::mad::mad::mad: oh im raging.................. posted up last night saying that a&l were taking forever to issue my cheque for PPI payments. I explained that i had been in a trust deed and they were one of the companies included in it. Yesterday I received a telephone call from them which I unfortunately missed,…
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Can I clain back PPI if I'm going to pay off loan early?
Hi all, I am in 3 months arrears (due to financial difficulty) with my barclay loan and when I tried to cancel my PPI last week I was told that I would have to apply for a new loan without the PPI. I did this but was turned down becasue of the arrears. I am now in a position to pay the loan off (borrowing from family…
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Welcome Finance PPI
I currently have a loan with Welcome i have had it for about 11 months,the loan was for £3500 over 60 months paying £128 a month i contacted welcome and stated that as they hadnt informed me re:ongoing medical problems ,i would like my PPI refunded.They sent me a new contract for £2900 over 60 months paying £106 a month…
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Consumer Credit Services?
This is my first post so please excuse me if i'm not following a standard format / layout etc. I got a call this afternoon from a company called Consumer Credit Services (CCS) based in Llaneli, Wales. As I understand they are a company who claim back bank charges and payment protection charges on your behalf from the banks…
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Reclaiming mortgage PPI - does it affect my financial advisor
Evening all, if I try and reclaim my mortgage PPI, does it affect the financial advisor that sold me the policy? I know mine personally, so don't want to damage our relationship. Many thanks RT
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Help, advice needed (A&L)...........
hi there just wondering if someone can advise me please. I received a letter in September confirming that A&L would be paying me back £1600 in PPI from an old loan I had with them in 2003. In 2006 i entered into a trust deed (scottish) and A&L were one of the companies included in this. The TD is now complete and I have…
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Offer from bank
I have on-going claim, via the Financial Ombudsman, against a bank for miss-selling of PPI. Today I have been advised by the Ombudsman, that the bank have, as a full settlement, offered to return the interest paid on the PPI premium. This ammounts to about £380. The premium that I have paid is about £2,000 plus. My…
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Abbey ppi
Abbey loan now in hands of Hillesden Securities, posted letter and £1 postal order last week in return for CCA. Today have received letter from them acknowledging payment and stating they do not have original CCA agreement but will request from Abbey. States if they cannot get a copy of the original, they will get a true…
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Compensation for HSBC mistake
I contacted HSBC last week to find out how investigation into my claim for PPI was going and was told that my complaint had been upheld and this would close my loan with £125 transferred into my current account. Fine, great I thought, but after 5 days my loan still appeared on my internet banking so I rang to enquire when…
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PPI on Egg loan - Success!!!
Hi, This is my first post, so hope i'm posting in the right section! I took out an Egg loan in 2003 and was told on the phone that I would need to take out PPI to ensure the loan was approved. I said that I didn't really want it, but the adviser was really pushy and basically told me to take it out to make sure the loan…
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MBNA - PPI Reclaim - Advice
Hi. I have sent a standard letter to MBNA stating I believe I was mis-sold PPI. I have now received a letter back stating they have tried to call me to discuss my concerns raised in my letter, however they have been unsuccessful. They have requested I call them back and discuss the matter with one of their case managers.…
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How to cancel PPI
Hi, I have a PPI with HSBC which is costing me 134.50p per month, I have now been accepted by Payment Care and for exact cover I now will be paying 18.58p p m I can not belive the difference, Paying my loan will be so much easier thank -you all for the help.
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More good news
:jI wrote to halifax about ppi on my credit card that I have had for years with them,recieved a letter explainning that they will put me in a position as if I have never had the insurance......RESULT!! They will contact me shortly about how much they are paying back into mt cc account and I should recieve the funds within…
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Barclaycard PPI
HI All, Can somebody please advise me if Barclaycard have been fined by the FSA for failing to treat there customers fairly when selling PPI, and if I should keep this in my claim letter to them. Kind Regards
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question about ppi
found out today that yet again didnt realise that one of our ppi was not cancelled and also the lady said that there was no expiry date on the ppi, it was taken out in 2006. Is there ppis that run for longer than 5 years, have no paperwork regarding this so just thought i would ask....,.:o
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firstplus
hi, i took a loan out with firstplus and am considering claiming the ppi back, im wondering if this is wise to do as i will get my ppi back in 2012, a total of £13,000 if i try to claim it back now and am unsuccessfull will it still pay me my ppi back in 2012? any help is most grateful, this loan is crippling me as im…
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Barclays- Sent letter requesting and received complaints questionnaire?
I sent the letter claiming the PPI charges for a loan taken out with Barclays a few years ago (using the template from here). I have now received a PPI complaint questionnaire but nothing relating to the fact the last letter requested a refund. Do I just complete this and return it and await a response or has maybe my…
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Lloyd TSB
I had sent a letter to Lloyds TSB in June, requesting a copy of 2 loan agreements as I believe I was mis-sold PPI. Unfortunately these loans had previously been passed to a debt recovery service, who we now pay through CCCS. I finally received a letter today, not from Lloyds TSB but from Iqor Recovery Services stating the…
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had a partial ppi success thay have said as
had a partial ppi success against capial one thay have said as a good will gesture they will credit my wifes account with £137.00 or should I keep going with it and try to claim the full ammount and keep going with the fos.
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DFS and Santander ppi issues...anyone else
Hi, is anyone else having issues, tryed to reclaim money from DFS the loan was with santander who after having a stage 1 letter sent replied telling me issue was with DFS. So i sent another stage 1 letter to DFS who called the following day and basically told me that i was wrong and i had not been misold. So followed…