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MSE News: Spike in financial complaints revealed by FSA
This is the discussion thread for the following MSE News Story: "The number of complaints about banks and other financial firms has risen to over 1.5 million during the first half of 2009 ..." Read the full story: Spike in financial complaints revealed by FSA
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AA Loan PPI....
Hi all, After some success from alliance and leicester, thought i'd have a go at my old AA loan. Sent off an SAR, thanks for the template i got off here, got all my details back. Basically i'd had 2 loans from aa (1 in 2004 for 1k, then another in 2005 for 5k) Both of which had ppi on them and remember being told at the…
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info please
I have a citifinancial 5 year loan which i've paid for 2 years, they have now passed me over to a company called moneyway, who do i send my ppi claim to?
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What is Additional Mortgage Security fee
Can anyone help me understand what an Additional Mortgage Security fee is? When I took out my mortgage I was forced to pay an "Additional Mortage Security Fee" - is this the same as a PPI or is it something different? Thanks
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overdraft insurance
Several years ago I applied for a overdraft on my business account with LloydsTSB, the manager insited I take out an accident policy or I would not get the overdraft. Anybody have any idea if this is classed as missold PPI. Thanks
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Car loan
hi, when i bought my car i thought it was via fianance but turned out the car company had took a loan out for me, which has PPI included which i didnt know about at the time. is it possible to try and reclaim that PPI?? Thanks
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advice on reclaiming ppi
i was sold a ppi 2 years ago with a bank loan which i now believe was mis-sold. It was a phone application and the advisor told me that acceptance of the loan was subject to taking out the ppi which i ageed to as i didn't know any different & to be honest i was desparate for the money for a new boiler. I have now looked at…
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PPI reclaim FirstPlus or Central Capital
Hi, I hope someone can help, I am new to all this. I have a loan with FirstPlus and was about to use Martyn's first reclaim letter but looking through my paperwork, the initial paperwork was from Central Capital. When I took out the loan (£70,000) the person indicated that it was a large loan and that I would need to take…
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Lloyds Gold Card
I've had a Lloyds Gold card for many years. At the start, I was told that I would be entitled to a free financial review every year. This happened for a few years but hasn't happened for several years now. I'm in the middle of reclaiming on a dozen or so loans and PPIs from Lloyds - they have been missold by the same…
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ppi-LTSB
I have had two loans from LTSB,one was paid off before the last one was taken out. I was mis-sold ppi on both loans. The last loan was taken over by a debt agency a while ago. I have sent both first letters to LTSB who have replied and stated first loan was mis-sold to me and they need more time to sort out second loan.…
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unhappy
we have been trying to claim back a ppi for over 18mths we used a no win no fee solicitor but not heard a thing we have to keep ringing them to chase this up any ideas on wot we could do next to hurry it up the ppi itself with blackhorse.
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capital on Never ending story 2!!!!!
These people are really a pain!! I turned down a "goodwill" offer of £615.46, because they say they do not admit I was missold the ppi on my credit card. I therefore asked for all statements. It turned out that I have paid over £1400 in ppi to them over the years!! I did tick the box to say I wanted ppi insurance but as I…
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Advance Account with payment protection
Hi not sure if this is the right place to post.. my sister who has just been made redundant, is going through her finance etc, to make some changes, and where she can cut costs... ( i'm trying to help her through this site) however 3 years ago, she had a barclays advance account, with payment protection, this was paid off…
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Yorkshire bank ppi
Advice please,i am currently requesting my PPI back off Yorkshire bank .I have just received a reply after 8 weeks saying they need another 4 weeks to look into this matter.What would be the best move now please.
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Northern rock ppi gone to fsa help please
Hi, I was wondering if anybody else is having the same problem as me, I submitted a claim for ppi through northern rock in August by following the template letters, I received a letter back from them stating that they had received it etc. After the eight weeks was up before i sent my second letter to them i decided to call…
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Reclaiming PPI while in IVA
Hi Can anyone tell me if its possible to reclaim PPI from lenders if im currently in an IVA with them? Thanks Andy
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Ho do I find out when and what Payment protection I took out?
I have been contacted by a company to claim for two payment protections that I took out in 2001 and 2003. I have not kep any details relating to this and therefore have no idea what they relate to. Is there anyway of finding out what I took them out for and who with?!
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Is it possible to get a copy of your agreement from 2000
Can anyone answer my query? I took out a car loan agreement back in 2000 & it finished in 2004. I contacted the finance company for a copy of my agreement (to check how much ppi was on it) but was told that as it was 9 years ago, they dont have a copy anymore. Will this be correct or are they just at it. How long have they…
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Effect of postal strike on response
Hi I sent in my first stage letter 8 weeks ago and was told that I would get a response by 29th October (tomorrow!). However there's more strike action due tomorrow. Should I ring to see if they've posted a reply yet or do I just leave it until after the 29th and then write back saying I've had no response so will go…
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PPI Question
I have recently written to Black Horse to ask about reclaiming ppi, they have written back saying it was a subsidury of the company who I took out the PPI with and they have passed on the details to them. Black Horse is the ONLY name on the agreement ! Nearly 2 weeks have passed now do I sent 2nd letter back to Black Horse…