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PPi on property?
Hi About 5 years ago we had a mortgage and were forced to sell due to threats of reposession (for a measly £1,000 arrears!). We were both self employed at the time so it could have been mis-sold (I know the advisor had to pull a few strings to get us a deal but he was desparate for his comission I think!) I just wondered…
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Where do I send PPi letter?
Hi I am just about to write of my first template letter to ask for my PPi back due to mis-selling. I dont know where to send them to though as I think they are separate companies to the people I have loans and credit cards with? :confused: I dont want to call up the credit card and loan people to ask for the details as I…
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Capital One - Again!!
I sent my first letter to Capital One and they sent a letter back stating that I hadnt been missold the PPI. But I sent another letter stating I had. They then sent me a letter stating they still hadnt missold me the PPI but offered me £615.46. I asked for a breakdown and insisted that they owed me more. I have just…
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Blackhorse mis sold PPI
Hello, like others here i've been mis sold PPI from Blackhorse Finance and despite sending them letters and complaining to the FSA they are sticking to thier guns and insisiting the policy was not mis sold. I'm now thinking of going to court as i'm fed up with their arrogance and i'm looking for a bit of help with creating…
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PPI on car loan
My old man took out PPI on a car loan that he didnt want (he repeatadly told the salesperson this)due to the fact he would get a large redundancy payout if the worse happened and would pay the car off with that. After about an hour and a half with the salesmen going back and forth and having to sign numerous documents he…
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Claiming from Halifax for PPI
Evening all I'm really posting this on behalf of my partner. He took out a loan a couple of years ago to pay for a car. At the time I worked in a Halifax branch and asked my colleague to process the loan as for me to do it would not have been allowed for obvious reasons. She spoke to him on the phone and he completed the…
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PPI (& Voluntary Termination) w/ Welcome Car Finance
I'm considering starting to claim back my PPI from Welcome Car Finance, but I need some advice to clarify what my options are. According to the main site, there are a number of ways people are mis-sold PPI. When I was sold the car finance, I was told I needed to get PPI to get the loan, but this is just my word against…
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Capital One PPI reclaim
Hi all, Just a quick update on our PPI reclaims, we had the usual fob off letters from Capital One and Lloyds saying that had recorded conversations saying that my BF was not missold ppi and that he willingly agreed to it which we know was a load of boll*cks so we wrote back giving them the 14 days before going to FO. Hey…
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How to reclaim PPI - A & L online Loan
Hi all, I am a fresher in these forum. I have a loan from A & L I done it by on-line on 2006. They send a paper work how mush the loan and the PPI information. I Desperately need money on that time. Then I sign the loan agreement and posted , later I get the money. Is any chance i get back my PPI. Looking forward your…
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Egg PPI
Hi, Hopefully someone can offer some help. I currently have a Egg Loan which I took out in 2004, this was a top up to a previous Egg Loan. I have been reading on here about reclaiming the PPI. I am sure that when I went through the process for the top up I was told that I needed to have PPI as the loan was £13000. I have…
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Egg ppi
Hi I am trying to reclaim PPI from an old EGG loan, and have received several letters from them saying they are still looking into my case. The last one I received was 8 weeks after my original complaint, stating that "As we have not been able to reach a decision within eight weeks you may exercise your right to refer your…
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ppi charges
i have had loans of direct line and was told i had to have the ppi over the phone i paid of the loan before its settlement date does this mean i cant claim my ppi back can anyone help me with this thread
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Stupid question about PPI reclaiming
I have a load of credit/store cards, loans and home shopping catalogues which all added worthless PPI to my accounts. I am starting with the oldest accounts first. My question is this......for instance on my MBNA credit card account, I have statements which state 'payment protection cover', but I don't have the PPI policy…
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Firstplus...FOS
After having no joy from firstplus or norton finance each blaming the other I have now sent my complaint to the FOS who sent me a reply saying they have recieved my complaint.....will look into it but they have a lot of complaints at the mo so cant give me a time scale and will deal with as soon as they can..... How long…
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Capital one - another minor offer what now???
Hi I first received an offer about six weeks ago from Capital One for £387 roughly which on your advice i declined because it should be more like £3500 plus. They have just made me another offer of £678 which again falls short. What do i do now, do i tell them again to reconsider or just write and tell them i am reporting…
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Ppi reclaims pre 2005
Help!! Has anyone had any success with ppi reclaims on loans pre 2005? Non FSA {Blackhorse finance especially!!!!!!) [FONT="]Seems many people have the same problem, especially with Blackhorse, there must be a[/FONT] way !!!!!!!!!!!!
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BarclayLoan PPI
Took out a loan last Oct - and was offered PPI. Felt I was pressured into taking it... anyway - to cut a long story short I want to cancel it. But, I've been told I'll have to take out a new loan as they can't simply "cancel" the PPI. Also if i was to apply for a new loan the interest rate will be so much higher that it…
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Blackhorse PPi Reclaiming
Help! I have had two loans with Blackhorse, both were mis-sold (NO PPI=NO LOAN) but like everyone else was desperate!! I was hoping to be able to reclaim the mis-sold PPI on these loans but after searching these forums the chance seems slim as loans were taken out pre 2005. The first loan was taken out in 2002 and paid off…
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ppi
i claimed for payment protection insurance from the alliance and leicester and they agreeded 4 weeks ago to pay me 3100 pounds and i still havn,t received payment does anyone have any idea how long it should take as this seems to be a bit long, ive tried phoning and have been put though to the insurance department but no…
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advice on reclaiming PPI
Hi, I have been on a DMP for almost 3 years and today plucked up the courage to dig out all my old credit card statements with a view to reclaiming the charges they imposed. On most of them (going back to 2001) there were PPI payments. Now my hubby and I cancelled all the PPI's when we realised we wouldn't be covered…
