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Is it possible to reclaim PPI if you've used it?
By used it, I mean taken advantage of it? I was off work for 9 months having had cancer and my payments were met, on both my Lloyds and Cap1 credit cards and my Lloyds loan. I can't imagine that I'd be able to claim, but if anybody wishes to correct me they can. Also, if you currently have PPI, will this make them end it…
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reclaming ppi
hi i contacted a company in april 2008 to act for me in reclaiming a ppi, 13 months later still waiting for them to tell me where the are with this claim,today they said it is waiting to go to the ombudsman,, well i think they told me that oct last year, so she is getting someone to locate my file and they will get back to…
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Direct Auto Financial
I took out a car loan with Yes Car Credit in about 2002 which included PPI, which i was told i needed in order for the purchase of the car. I was then ill and off work for a number of months and tried to claim on my PPI but was told that i could not as it was a pre existing illness which i was told by the salesman was ok…
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The Lloyds "Disappreciation" thread
After reading through a large amount of this site trying ot find any scrap of information or helpful resource to get my claim with Lloyds Rolling, i thought i would suggest - and proceed in the creation of my "Disappreciation" thread. My Personal Case, Lloyds TSB sold me a loan at 18, (not a substantial amount. but a…
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A '' Lost '' Postal Order
About 7 working days ago i was sent a postal order which still has not reached me i should have got it by now so i guess that somebody at the same adress as myself has stolen it . How can i find out if the postal order has been cashed by somebody that it does not belong to ?
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Please help me with Egg!
Hi all, I submitted a claim to Egg regarding the mis-selling of PPI on a loan back in Octobr 2007!, they rejected it (of course) and I sent it off to the FSO in February 2008, then finally 3 weeks ago it was allocated an adjudicator! Yippee I thought, he send the letter to Egg requesting that they repy me all monies due…
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can anyone help?
Hi I am writing to ask advice on a matter regarding an old credit agreement with Yorkshire Bank and how they sold me payment protection insurance, I went for a mortgage for 17,000 in 2000, however the bank stated that they could not offer me a mortgage but they could offer me a personal loan for the said amount, so i took…
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PPI Refund from EGG Loans - check the payment you received.
If anybody has had a refund from Egg for a PPI refund, then I suggest you check that they have actually calculated the figures correctly. I have had to go through the FOS and they upheld my complaint against Egg:j. Egg accepted and agreed to the FOS recommendations, as set-out by the adjudicator at the FOS, but Egg have…
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PPI query....plse can anyone help me....
Hi sorry for the LONG story below but please, please can anyone decipher this for me....I am really confused? Hope someone can help me...I had a mis-sold PPI policy by Carcraft & took them to the financial ombudsman, the case has been ongoing for over 18 months and yesterday I received their final decision, which says it…
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Is Capital Care Insurance PPI?
I had vehicle HP in 2007 and automatically added without any disscussion was Capital Care standard (life, accident and sickness) Insurance. Is this the same as PPI under a different name or totally different? The company was GE Capital Woodchester if that rings any bells. The loan agreement was paid off early but I still…
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Halifax Total Mortgage Protection Plan PPI reclamation ?
I have read your article regarding PPI reclaiming but I am not sure if my case is the one through which we can claim a PPI refund. Both my wife and I took out a mortgage from Halifax and at the same time took a Halifax Total Mortgage Protection Plan. The Halifax Total Mortgage Protection Plan covered death and critical…
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names
hi could anyone tell me which companies were fined by fo for miseling ppi
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howlong does it take to reclaim PPI
Hi guys, I made a claim at the beginning of April for money back on a PPI insurance I had with a loan in 2004. I have so far recieved two letters from my bank aplogising for the delay. Are they trying to stall me, and how long does it take to claim PPI back? Thanks Jason C
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Paid to make a claim
Hi, everyone just joined so dont be harsh!! i claimed back my ppi via an online claims company... yes i know what you are all thinking idiot could have done it himself! However i was having some financial problems at the time and needed the money quick and didnt trust my self to follow through doing all the letters (im…
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BLAKHORSE success stories???
Hi, we are going through the same thing with blackhorse at the moment. Unfortunately my husband went through some silly company who I believe knew the situation with Blackhorse and the FOS; but still took his 50.00 to work on his behalf anyway!!! I'm now going to start the claim again independently because it's only been…
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Quick question on reclaiming PPi
Hi I am sending out my letters today to reclaim mis-sold ppi on my credit cards and loans. I am 99% certain I was mis-sold it due to an existing medical condition and my husband and I were also both self employed at the times so again his ppi on cards would be mis-sold. Do I have to send for a copy of the T & C's first or…
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Successful PPI Claim from Egg
Just thought I'd let everybody know that following a few letters and emails I've now had a full refund of my PPI from EGG. I had a loan with them which was topped up a year later, I paid 2 lots of PPI and thought I'd try to get it back. Basically my argumant was quite simple, I clearly remember the sales person on the…
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Nat west ppi loan
I have wrote to NatWest twice now, the second time I sent 2 letters, registered signed for, one to the branch where I took out the loan and one to the head office. I have had no response whatsoever from them. They have all my details and the loan details, but still not even a 'received and looking into' notice from them.…
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PPI will not pay out and Egg will not agree a mis-sell.
:mad: Hi this is complex sorry, I took out an egg cc online in 2001 and I have been paying PPI each month. Recently a Limited company I was a directror off is clsoing down (I am still registered as a Director, and companies house site shows that an application to close has been made). I applied to the PPI company and…
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Blackhorse PPI Reclaim
Hello there, I was wondering if someone could help me, my husband and I took out a loan in October 2004, this loan has now been paid back to the in full. When we took the loan the sales person told us that if we didn't take the PPI that the loan would probably not be approved, so we took it as we needed the extra money to…
