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Quick question on reclaiming PPi

Hi

I am sending out my letters today to reclaim mis-sold ppi on my credit cards and loans.

I am 99% certain I was mis-sold it due to an existing medical condition and my husband and I were also both self employed at the times so again his ppi on cards would be mis-sold.

Do I have to send for a copy of the T & C's first or can I go straight to the complaint to reclaim?

Thanks

:o
Failure is only someone elses judgement.
Without change there would be no butterflies.
If its important to you, you'll find a way - if not, you'll find an excuse ! ~ Easy to say when you take money out of the equation!

Comments

  • melorablack
    melorablack Posts: 1,114 Forumite
    You don't need a copy of the agreement to claim, only get it if you want to see it.
  • Crisp_£_note
    Crisp_£_note Posts: 1,525 Forumite
    Thanks, I didnt think I did but always better to check first with more knowledgable folk.

    I can now get on with posting my letters, will have to wait till Monday now though as our local PO is shut Saturday afternoons :rolleyes: ah well at least their ready to take over first thing Monday and I can get on with the next task while I have a bit of confidence in me today. :T
    Failure is only someone elses judgement.
    Without change there would be no butterflies.
    If its important to you, you'll find a way - if not, you'll find an excuse ! ~ Easy to say when you take money out of the equation!
  • di3004
    di3004 Posts: 42,579 Forumite
    Thanks, I didnt think I did but always better to check first with more knowledgable folk.

    I can now get on with posting my letters, will have to wait till Monday now though as our local PO is shut Saturday afternoons :rolleyes: ah well at least their ready to take over first thing Monday and I can get on with the next task while I have a bit of confidence in me today. :T


    Good luck with this.:beer:
    The one and only "Dizzy Di" :D
  • russt2000
    russt2000 Posts: 198 Forumite
    Hi , no just get your letters off, and you will be on the you did ,we didnt roundabout for a bit , but just keep at them they know you are right its a case of who can out last who, so make sure its you!!
    If they keep refusing yoour claim , next thing to do would be to send £10 with a SAR request for all info they have on you.
    So you would get tand c's anyway.

    russ
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