-
CC details which part of the letter?
HI, I want to claim for my PPI on my marbles card. However it's not 100% clear as to what part of the initial letter to request the terms. Do i need to include the top part(req loan agreement) or the bottom(statements) or both? Thanks Dan
-
Egg Loan / PPI
Hi all, Would someone be able to advise me on the following query. I took out a loan with Egg and the PPI, however after 2 years of paying PPI i decided to cancel it. Am I able to claim for the 2 years I was paying it ? Kind Regards. Paul.
-
PPI Insurance for Mortgage
Hi all, Hopefully you experts can shed some light. I have spent the best part of the day trying to trace a direct debit that has been going out of my account for some time 2005. I thought this was a life insurance policy with the NU, however it appears to be a PPI for my Mortgage with the NPBS. THE REASON I WAS LOOKING? :…
-
PPI claim letters, what to include
I have recieved a rejection letter from my Capital One credit card insurance due to a pre existing medical condition. I took the policy out in 2002 was'nt asked any questions about my health at that time. My medical report shows I had had symptoms in 2000 related to my current illness so they have rejected the claim. I…
-
Cahoot / Abbey Claiming
I took out a loan with Cahoot back in 2002 who I believe are now part of the abbey group. I have sent the first letter stating that I was mi-sold the policy "having recently looked at the paperwork for my loan I now realise that I have been paying for insurance that I did not know I had taken out so could not have been…
-
clydesdale
i need help please!i sent the clydesdale a letter(stage 1 template)detailing what was wrong(i was told i could only get my loan if i took out ppi with them).They have sent me back a ppi questionaire and im a bit worried they might be doing this to catch me out so i cant claim against them has anyone else had this?
-
An offer without admitting liability
Hi I claimed mis selling on a PPI policy the company have not upheld it however have offered a sum of money as a goodwill gesture. The question is is this normal for them to do that or are they worried I might push it. There is a clause in the letter that says I cant disclose the details and it has to remain private. any…
-
Mbna ppi
Hello all, im newbie on here so go gentle! Ive been reading up on the ppi reclaiming and have been thinking of doing it, i took out an unsecured loan 2 years ago and have realised im paying about £7500 just on ppi, i couldnt believe it. When i took out the loan they said because it was for £20k and if something happened to…
-
ppi reclaim
Hi All Anyone out there who have had the same experiance? What do you think we should do next? We took out a loan with Tesco in March 04 with the PPI paid upfront £1,897 we then added another £10,000 to the loan in Feb 05 again with the PPI paid upfront £3,433. After reading the info on this web site we began looking into…
-
Carland PPI Reclaim
I've begun an attempt to reclaim the past 3 years of PPI my girlfriend had been paying out on her car she had bought from Carland @ Lakeside (Over £25 per month!) I firstly contacted the credit company who stated in their reply that it was Carland who sold her the policy and that it was therefore them who was liable. After…
-
Life Insurance Policy - Financial Advisor Error
Hi, I have all my insurance policies with Norwich Union which i set up through my financial advisor at a Your Move branch when i bought my house 3 years ago. In April last year my life insurance and critical illness cover was cancelled and in its place another policy was taken out which was cheaper and have better…
-
HSBC where to start
Can anyone help me pls. Got a £3000 loan out with HSBC in 2005, i just about know its a fixed rate loan. Can't remember what they told me at the time just knew i needed the money badly and signed what they said cos they said i could have the loan. Probably would have signed my soul away at the time. How would i know or…
-
help please ppi
I have recently been told that i am entitled to my ppi but because i have arrears on my loan it looks like the ppi is being offset to pay the arrears, can they do this. I have a payment plan in force and really need the ppi to help with other debts which will then leave me clear to pay my loan regularly i dont know what to…
-
Will they close my account?
I want to try and reclaim PPI from a Barclayloan, but I have my current account with Barclays and I've been with them almost 12 years. It's not possible from them to cancel my current account or have any effect on my overdraft is it, if I reclaim?
-
PPI on a Car Loan following early retirement
Hi Many thanks in advance to anyone who answers the queries below. a) My parents brought a car from The Funding Corp in Feb 2005 which had a loan attached to it with a PPI. The PPI costs £90 a month which, now I think about it, is outrageously expensive. I've suggested that this has probably been mis-sold for various…
-
co-op bank
I wrote to the co-operative bank regarding a loan protection payment that i didn't know i had been paying their reply was " i must not of read the agreement forms correctly" and they won't look at the matter any further!!
-
Am I too late to reclaim?
I issued a letter months ago, way before Christmas, to Barclays about a Barclayloan I took out in September 2002. This then ended last year at some point. They have finally written back to say that I am too late to reclaim as it falls under the statute barred thing. I thought this only applied to loans paid off over 6…
-
Tax on PPI Winnings
Hi There. Can anyone tell me if you have to pay Tax on your PPI Winnings? Many thanks Lian:confused:
-
Confused
I am wanting to re-calim on my PPI but am hoping to arrange an informal agreement with my bank about reducing my monthly re-payments as I will be made redundant soon and will be unable to keep up with the current re-apyments. Should I talk to my bank first about reducing the payments and then attempt to claim the PPI or…
-
Help/Advice
Hi i had a phone call awhile ago from a company called emc finacial services!! They said they could reclaim my PPI for me against my Lloyds tsb loan(5000) they sounded really good! After 4-5 months i had letter from lloyds tsb saying they would repay £1225 to my loan account and reduce my payments to £75 amonth! they also…
