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Direct Line - Should I let sleeping dogs lie ?
About 7 years ago I took out a 4k loan with Direct line. All went ok then I fell pregnant and went on Maternity leave so both parties agreed to old off paying monthly payments as per the Payment protection Plan. After going back to work I never contacted them nor did they contact me. 2 years later I received a letter from…
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Graduate Loan PPI Help required!!
Hi, I am in desperate need of some advice and you all seem to be a nice bunch on here! I found myself in huge debt after uni and living in London and went to my bank, Lloyds TSB, to seek advice. They recommended I consoluted my debts into one loan which they could provide. After working out I would need over £9000 the bank…
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ppi reclaim success or not
Hello im new to this so bare with me.After only 5 weeks of being contacted by Alliance and Leicester i have been offered a full refund of my ppi plus interest.Should i accept this offer or am i entitled to some compensation on top?
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Abbey ppi reclaim
Hi all, Received a letter from Abbey on Friday referring to my recent complaint lodged with them 4 weeks ago (was actually seven weeks ago)! Quote "our research is taking longer than expected because we want to make sure a full investigation is done. If we are unable to complete our investigation beforehand we will write…
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land of leather : consumer finance requesting doctors verification
Hi, I got a sofa in sept 05, actually finish paying for it in august this year. when i signed the paperwork I knew there was a free for a year insurance cover on it but i didnt realise i was going to be paying for for the rest of the term. I have existing medical problems that would of not been covered anyway. also a year…
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Paragon or Easy Loans?
I got a large loan with Paragon through Easy Loans. They included PPI of about £7000 which totals over £12000 with interest. I have read through the terms and conditions and noticed the following. The PPI covers 120 months of the 180 months. Paragon included a PPI cash back letter but the terms and conditions state that…
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Can anyone help? Mis-sold ppi on card, HSBC lost agreement, consolidated card
Hi guys. I'm new on here but if anyone could offer me some advice I'd truly appreciate it. In a nutshell, I took out a credit card roughly 5 years ago with HSBC. About 3 years ago I began to struggle with payments and consolidated my credit card (£3000ish balance) with my existing loan and overdraft (totalling around…
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Reclaiming PPI, even after making a claim!
Firstly, thank you Martin for the template letters and advice that seen me reclaim nearly £9000 from HBOS for a loan taken out in 1999. Initially I didn't think I'd be able to reclaim the PPI, as I had made a claim under the insurance. I thought, can't be any harm in writing one letter! That letter led to an initial cheque…
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PPI should I go to the FOS yet?
I am claiming for PPI insurance on a Loan from Barclays, they have had the 8 weeks so far and have written back advising they need another month. Is it beneficial to go to the financial ombudsman service now or do I wait and see what response Barclays give me in a months time. If Barclays were to come back with a sensible…
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another A&L letter through the post
Ive had a search through the forum and have seen a quite a few people have recieved this letter from A&L saying that they might be entitled to a refund. I hunted through my old paperwork as this loan started in 2005 i managed to pay it off in 8 months as i found a better deal somewhere else, but when looking through my…
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A&L PPI claim HELP NEEDED!!!
I sent a letter asking A&L for copies of my loan agreement which I took out around 6yrs ago and finally paid it off 2yrs ago, I sent this letter on 6th of April 09, and I still havent had a response! Can anyone advise me on what to do next? any help will be greatly appreciated;)
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PPI query...can anyone help me :-D
Originally Posted by sammiejayne on the wrong forum :-o Hi sorry for the LONG story below but please, please can anyone decipher this for me....I am really confused? Hope someone can help me...I had a mis-sold PPI policy by Carcraft & took them to the financial ombudsman, the case has been ongoing for over 18 months and…
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Egg....i won..
Well i rang Egg yesterday and they have credited my loan account £1298 and are curently sorting out the interest ! I can not thank you all for helping me do this. Without this site i would still no nothing about reclaiming PPI Firstplus ppi is now in the hands of FOS so wish me luck with that one. THANK YOU
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HSBC Loan for travel - a case?
Hi all, I took out a graduate loan out for 4.5K (although with PPI it was just over 6K!) with HSBC in October 2007 to go travelling for a year. I was currently employed but did tell the guy who sold it me that this would be the primary reason for the loan and i would be leaving my job after getting the loan. Anyhow, he…
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Yorkshire Banks Replies to PPI Reclaim
Can someone please give me some advice. I have never claimed on my PPI insurance. On one reclaim, they have offered an amount much lower than what i am claimng back. What should i do? On another reclaim, they are disputing that the PPI was mis sold. They have answered that in short, they discussed my pre medical conditons…
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I know I am stupid but....
In december 2005 I consolidated a couple of loans including a secured one withh PPI that had been running only about a year now the new company sold me new PPI (now sorted) but I was told that oh thats cancelled with regards the old policy (thats the bit where I am stupid). So I have a PPI policy costing around £3750 that…
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Where would I send ....
Hi I have been through the A - Z list of addresses which I found very helpful. However there are some Credit Cards I don't know where to post both my PPi reclaim and token payment offer letters to, was hoping someone could help please? The credit cards I am stuck with are: Aqua Capital One Nationwide Sky Card And also HFC…
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marks & spencer ppi
I wrote to M&S on 2nd March09 to reclaim my PPI that I have foolishly being paying for YEARS and never claimed as my employer offers a decent alternative and I had no idea it was optional in the first instance. Got letter back from M&S 12th March - need ano 20days to investigate. 8th April rec'd their reject letter with a…
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Reclaiming PPI
Hi All. I took out a loan with egg a fair few years ago now, I think it was about 5 or 6 years ago. Now I remember when I set up this loan I was paying Payment protection insurance on it for a good year or so. I later realised this and called them up and cancelled it and remember that I made a saving of about £50 a month…
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unfair refund
i paid my loan off 2.5 years early and now believe i should have recieved a bigger refund fee.im claiming for missold ppi so should i put both claims in together or seperately?
