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Sar Letter
This SAR was kindly supplied by Incipience. DATA PROTECTION ACT 1998 SUBJECT ACCESS REQUEST Date: xx:xx:xxxx Dear Sir/Madam Name xxxxxxxxxxxx Account No’sXXXXXXXXXXXXXXXXXX I understand that you currently hold details of my personal and financial information within your internal record systems with regard to personal loan…
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time frame for recieveing ppi ?
as the title says whats the time frame for recieving money, the fso found in our favour and we recieved a letter in December saying that we agree to the settlement which we had to sign + return since then we have heard nothing .
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FIRST PLUS - Do you think I have a case?
End of June 2006 my husband and myself took out a secured loan of £55,000 over 300 months. This was a joint loan but the salesperson was very pushy about us taking out PPI. He kept saying after 5 years you will get it back. I am self employed and the PPI only covered my husband, so thinking about it now both incomes were…
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CCA and reclaiming PPI
Hi All, Hubbie sent off for a copy of his CCA for his credit card as we are hoping to reclaim the PPI complete with the £1. We have received back a copy but it is unsigned and doesn't have the PPI section filled in. We only want to reclaim the PPI and have no intention of taking advantage of any loopholes to wipe the debt…
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inheritance
can anyone tell me if my parents end up in a nursing home would the goverment take the house to pay for it which would leave me without any inheritance.
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Rbs Ppi - Advice Needed Pls
In Feb 2004 I took out a RBS loan over 5 years at a rate of £138.00 per month. Last month I paid my final installment. I have today been doing paper work and shredding and was about to shred my loan paperwork when to my astonisment I never realised I had been paying £26 in loan protection. I know I could probably put a…
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PPI on loan now paid off
I took out an Egg loan with PPI in June 05, but we consolodated our debts with a secure loan in 2006. Is it too late to claim for the PPI. I am self employed and realise now it was of no benefit to me at all.
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A bit of info on Enforcements by the ICO
Enforcement Cases The ICO has legal powers to ensure that organisations comply with the requirements of the Privacy and Electronic Communications Regulations. It is important to note that these powers are focused on ensuring that organisations meet the obligations which these regulations impose…
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help
First letter dated 27th januray 2009 to citiFinancial stating 3 loans over £40,000 miss soled ppi on all 3. 7th of febuary received letter from citiFinancial stating having reviewd our records i can confirm that insurance was not sold in ethier of the above account as such i would consider this complaint to be ressolved in…
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Barclays Personal Loan
Has anyone had any sucess with reclaiming PPI on Barclays Bank Loans?Received letter from them 4/1/09 saying their deadline of 8 weeks was now up but they needed more time.Still waiting a month later-no further on.I ring every Monday but just get told no updateat moment.I have written to FO but obviously know how busythey…
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Blackhorse Ppi Reclaim
Hello all, I wonder if anybody can help me? I have sent off the first stage letter to Blackhorse and have received their reply this morning. As I expected they have declined our complaint. I have just used Martin's second stage template letter but am wondering if I should add further info to support our claim? Ours is not…
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Can I still continue my claim?
I believe I was mis-sold PPI in August 2003. The lady who sold me the policy was not explicit about what the insurance covered (I was selp employed at the time so am not even sure if I was covered) and also implied that I would need to take out the insurance in order to get a loan of that amount. I wrote to Lloyds TSB (who…
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First Plus PPI
In 2005 I took out a loan with First Plus who told me that I could'nt have the loan without the insurance this amounted to about £6000 one off payment. I have recently written to them requesting the loan agreement, which they have sent, but there is a box ticked to say that i did not take the insurance out. I have…
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Can you reclaim PPI on car finance???
In December 2007 I took out car finance with Welcome Financial Services and at the time was told that the PPI was compulsory which added about £3k onto the loan value. As I was stuck for transport I had to take it. Unfortunately I have just been made redundant and have got to hand the car back to the finance company and…
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PPI reclaim success versus arrangement
I did post this question earlier and apologies if it was in the wrong area. My partner has received an offer from M & S for a refund of PPI. As this loan is currently under a payment arrangement due to ill health on my part and reducing our income significantly, can they insist on refunding the charges and offsetting them…
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Can I Reclaim PPI from insurance administrator
A year ago I tried to reclaim ppi payments from Central Trust PLC for loans taken out in June 2002 & March 2003, both loans were repaid early in November 2004, when we sold our house. I got a letter back saying they were not members of the FSA at the time I took out the loan, so had no claim. Today I found some old paper…
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Is PPI the same as Credit card repayment cover...help:(
Hi all you money savers, Need some help with this one, i read martins PPI section regarding reclaiming PPI but i HAD credit card repayment cover. I am unsure if this is the same thing. I was annoyed to be paying this every month for nothing. Depending on the balance of the statement, it varied from £1.18 to £35 on top of…
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Alliance and Leicester - PPI Sucess
Just to let you know that I have had an offer which I have accepted from A&L regarding PPI for a loan going back 4 years. Now to target the Credit Cards charges and Bank Charges - onwards and upwards :beer: Thanks :money:
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PPI on Egg Credit Card
I have today received just over £1,000 from egg for the PPI payments I made for my Egg credit card. From making a phone call to complain, with one call last month to chase them up, they have refunded all my payments plus 8% interest in about 6 weeks! However, as I was never able to pay off the credit card balance in full…
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New Board
Hi Guys We hope you like the idea of a new board especially for PPI Reclaiming. Hopefully it'll organise itself but the idea was to allow people to start their own threads as the general discussion thread gets very big very quickly and posts can get lost. Let us know what you think is best for us to suggest to new…
