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Advice please
I took out a secured loan with GE money in 2006, it was for 23000 they told me i could only have the loan if i took out protection. I have recently seperated from my ex and now looking to sell my home i contacted GE to get a settlement figure so i knew what i was looking at to sell they came back to me with 28000 can i…
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Sending first letter for PPI reclaim - 1st 1st class or recorded?
Got the letter in the enve;lope ready to send. Do I need to send this 1st class recorded so it had to be signed for or just 1st class with a stamp? Many thanks
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By Hook or by Crook
By Hook or by Crook, i'll be first in this book! Apologies for my immaturity!
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PPI reclaim repayment
Forgive me if this has been asked before but I havent found the answer anywhere else. We have received an offer from M & S of a refund of PPI miss-selling but they are saying that they will repay this to be offset against the arrears that are on the account. (The loan is being repaid currently under an arrangement). Do we…
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Can I claim PPI?
Hi When I was quite young (and naive) :o I got a loan HSBC with PPI. For a while it got put to a 'managed loan' due to difficulty of making the payments. This after about a year went back to normal loan repayments. I extended the loan a few years back and only have about one year left. I have no paperwork for the extended…
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Loan PPI
Hey, i have a loan with halifax and welcome finance. both have PPI and was wondering can i cancel this and find cheaper else where? i spoke to welcome and they didnt seem to wanna discuss the matter saying that it wouldnt be worth my while to cancel it?? cheers!
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Useless PPI?
Hi, Been reading other posts regarding issues with PPI cover on loans, and now wondering if I have indeed made a big mistake - could someone enlighten me? I took out a loan for 18000 in Aug 05 over 84mnths with Lloyds TSB in Aug 05, and after discussing my details with the 'advisor' also took out Loan Protection Insurance.…
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After 3yrs Paying, Ppi Refused
Can anyone help/offer advise please. I was made redundant in January 2009 and with thousands of other people facing the same situation each day, I thought one of the first things to do would be to make sure finances were in order. I took out a personal loan towards the end of 2005 with HSBC and at the same time had PPI…
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Cold Call about PPI Reclaiming
Hello All. Apologies if i have posted this in the wrong place so if i have then please excuse my newbiness. I have searched the forum for this info but cannot find anything on the particular company... I received a cold call today from a company called "Credit Reclaim Services". The company rang me on my home phone to…
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ppi re studio catalogue
i have been paying for a catalogue called studio i have payed payment protection on this i did not ask for can i claim this back
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ppi reclaim on old loan
i had a loan from llyods bank about 10 years ago can i still reclaim the ppi ?????
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ppi not taken off as promised now debt sold on for full amount HELP !!!!
can anyone help pse last aug with the help of the FOS halifax agreed to ccl ppi + refund payments made , thet sent me a letter apoligising and a break down of the amount to be taken off the loan approx £3.5 k l am on a DMP with CCCS and the loan had been passed to halifax in house debt col dept a year before , the ppi has…
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Bennymanc v Alliance & Leicester PPI Claim
Hi All Well I was delighted (at first) to receive an offer today for missold PPI . They have admitted that I was not provided with sufficient info regarding the PPI insurance. Ive just had an offer for just over £2600. However that is where the fun stops (for now) As I still owe money to A&L for the loan itself they are…
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Help needed Bank have replyed to PPI
Hi Can someone advise me I took out a loan with LLoyds bank in 2002 for £7k which ended in 2004. They have rejected my claim for PPI refund quoting the FOS quidelines stating under section2.3 time limits for referal of complaint to the FOS disp 2.3.1 (1) (c). I was of the understanding that if the policy ended in the last…
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Can anyone work this one out????
Sorry if this question has been asked before. Here is a copy of the letter I have just sent to A&L to try and answer :-Facts Original Loan = £10500 Loan Per month = £241.62 (Including PPI) Loan Period = 60 months The PPI on the above loan was cancelled after a month, and I was told I would need to take another to resolve…
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Am I entitled to claim back missold PPI on my credit card
The thing is PPI is about being protected if I become unemployed right? I have been paying PPI on my credit card since I got it November 2000. I was not then or now employed. I am a house wife and have a joint bank account with my husband. Have I got a claim?
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Reclaiming PPI on an old loan that I don't know details of?
Took a loan out at 19 and am now just 24. The loan was with Nationwide and taken out after meeting with the branch manager at the time. It was later increased from £2k to £4k as I wanted more money. I paid it off in 2006. However I was paying PPI on the loan for the whole term after being under the imprssions from the…
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PPI Reclaim and Credit Rating
I am new to this forum and want to investigate reclaiming PPI on a large EGG balance I have. Firstly though, if I make an approach to EGG using the templates on this site, can EGG in any way affect my credit rating on the basis they know I am persuing a PPI claim. As my credit rating is good I would not want this to be…
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Credit Card Payment Protection - Confusion
Hi, I'm getting myself rather confused about this reclaiming lark, can I submit a letter to reclaim payment protection insurance on credit cards if I feel they have been misold to me, I've a credit card with Capital One and noticed they have been fined for mis-selling PPI on loans as well as Tesco Personal Finance? I also…
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Please Help Me!!!
HELP, In june 2006 me and my girlfriend thought it would be a good,and sensible idea to buy a static caravan.As the property market was sky high we couldnt afford a place of our own,so we went to Lloyds TSB,and took a bank loan out for 13,000 pounds.We was told because we was a young couple we would need PPI,before we…
