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Can anyone take a look at my Step 1 letter to Egg?
Hello. I'm trying to reclaim PPI charges on behalf of my mum. After waiting, and waiting, and waiting for Egg to provide a list of the PPI charges added to her Egg card, I threatened to report them to the ICO and lo and behold - I had them on my doormat in 3 or 4 days. So I can finally start to claim the money back now.…
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PPI sales company in administration - any advice please
Just received a letter from GE saying my PPI is about to expire! Apparently I "bought" it in with a loan for purchase of a Space kitchen in April 2004. Single premium of just under £800. This was never explained to me. Problem is, Space Kitchens have gone bust so I cannot pursue a claim with them. Any thoughts anyone…
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Alliance& Leicester ppi problem - please help!
I got my Alliance& Leicester credit card in 1994. In March 2003 the account was taken over by MBNA. In May 2003 ppi was added to my account which I did not realise until July 2007 at which time I cancelled it. I wrote to A&L to query this as I have no recollection of asking for this. I would not have requested ppi for two…
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Need your advice please !
Hi all .........
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Mortgage PPI - query
Guys - sorry but have to own up to feeling a bit of a **** when it comes to financial matters when all std common sense seems to go out the window. Help and advice please Remortgaged house October 2003 taking out an increased loan to consolidate some short term loans (bad move I know). Mortgage originally with Stafford BS…
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PPI sickness cover experiences
Has anyone experienced difficulty claiming sickness cover on their PPI due to the fact that they were paid sick pay by their employer. I have read a few posts where this has happened, I am waiting for a copy of the terms of policy from my PPI to check mine as this may have made mine invalid. Bothers me that I am paying £50…
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ppi
Hi, Could anyone help, would we be able to still claim for ppi if they have passed our debt over to a debt recovery agent:confused:
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cant find template letter for PPI, HELP PLLZ
where can I find template letter asking PPI or loan provider to submit to me details of the policy cover, I never had one to start, didnt realise I had PPI and now find they wont pay out for my unemployment for the last year now i have applied, worried annoyed and basically want my money back
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Payment protection cover
After reading various threads on here about PPI, looked closely at MBNA credit card statement, this includes a payment protection cover fee of £5. 13p cannot recall ever requesting cover. Because of illness have not worked for over ten years, so surely its invalid anyway. Could anyone advise please.
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Lloyds Tsb Ppi Help Please
I would be very grateful if someone could help please I am sure that I have been missold PPI on a loan I took out for £25000 with Lloyds TSB in November 2006. I was self employed at the time & told the guy in the bank that I was self employed but he said that if I took out the PPI it would strenghten my application. I have…
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Grattan Complete Care
Can anyone advise as to whether I could claim back the money I have been paying for 15 years to Grattan in the form of complete care cover. I cannot even recall how I started to pay this in the first place. I have seen the template letters for the banks and wondered if with a little plagiarism they would cover for me....or…
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Plz help, PPI claim or missold on forgotten policy
I have a PPI with First Direct loan of £15k, taken out in Dec 04. I completely forgot about its existance. Last Feb I lost my job and thanks to my union took a compromise package from ex employer. Prior to this I was sick from July 07 until Feb 08. Sorting through paperwork I found Loan agreement indicating I had PPI. As I…
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Lloyds tsb ppi
Hi there, new to this site so bear with me! I took out an unsecured loan with lloyds tsb back in 2005 and at the time, felt pressured into taking out the ppi cover as it wasn't made clear that this was optional. Now 4 years on, looking to reclaim as I now know better! Has anyone had any recent dealing with them and any…
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advice please ...
Hi i am new on here but you lot on here have brightened my day ! I have been sorting out paperwork and have noticed 3 loans we have or have had all have a ppi on them... an egg loan,direct line loan and a goldfish loan.... we were advised to take out ppi by pushy telesales staff asit was reccomended......can i claim any of…
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hbos holding back payout
hbos holding back £3000 ppi reclaim payout until i sign for a new loan to pay off the remainder of my loan can they do this ?. /
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Woolwich Loan
Does anyone know if you write to Barclays to try & claim PPI on an old Woolwich personal loan ? Thanks
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PPI - how much will it cost to get the statements
Hi everyone, I am trying to get the PPI back on my patners Natwest loan, paragon car loan and the HFC loan that he took out (not sure if he had PPI put on but its wot a try) but we dont have the agreements that he orginally signed. So i am sending the template letter to ask for the agreements but should i also include…
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PPI MBNA - self employed
About 12 years ago I applied for and received an MBNA credit card. I was then and remain self employed, my occupation will have been detailed on the form. I ticked the PPI box not knowing that it did not apply to the self employed. I have been paying it since that time until I cancelled it 2 years ago because i was…
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Online PPI Resources
A list of some online resourses that may help in your claim: (Started by marshallka - thanks - and edited by MSE Wendy from time to time). FOS: What were the relevant regulatory rules and codes? FSA: Insurance Conduct Of Business Sourcebook - at a glance Companies House Webcheck and of course the PPI Reclaiming guide that…
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ICOBS at a glance – highlights of the new rules
ICOBS at a glance – highlights (continued) Requirements for protection products - pure protection contracts and payment protection policies (PPI) – or, where indicated, solely for PPI. These apply in addition to or instead of the requirements overleaf. Note: This is a summary of the main requirements within ICOBS but it…
