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Reclaim bank & credit card charges

Archives for January 2017

Packaged Account success!
I have been reimbursed £2,250.63 by Barclays! I phoned Barclays on the 16/01/17 to cancel the latest packaged account Tech Pack because the Additions packaged account had been discontinued. Earlier that week I had received from Barclays a letter about Tech Pack to promote its advantages and changes. Aside from a few minor…
MasterCard calculation: are they correct?
My Bank (MasterCard) say they have charged me the correct exchange rate for a Danish transaction billed on 1/12/16. The FOS and MasterCard agree. But are they wrong? The problem starts if you check the conversion value (132.45DKK) at MatsterCard for the 01/12/16 with 2.75% commission, it agrees with the bank rate of…
Barclays
I used resolver a few weeks ago to reclaim my additions account. My bank sent an e mail, saying they received my additions account and that they will confirm by letter in five days. It has been over a week or more should I resend my claim on resolver? What should I do I have heard nothing. Thanks.
Household bank /Hsbc
I have just found some paper work from household bank / hsbc from some years back on the ppi it says no but a tick for joint death protection which we was told was compulsory on the term of the loan is this correct please ?? the loan was paid off a long time ago
ppi new info after finacial ombudsman said no
I have investigate ppi myself got so far and was refused by barclys credit card then the ombudsman,but have not let it go. Have since found out I was reissued ppi with the same credit card as the card got renewed so it wasn't out of date, they reissued the card and ppi on same day as have a new ppi certificate to prove a…
The claims guys - almost certain no PPI claim
I'm pretty certain I've never paid PPI because of my employment circumstances and even if I thought I had, I really couldn't even start to think which loans I've had over the last 30 years let alone account numbers. Given that I've just had a letter from "the claims guys" inviting me to let them investigate for me, is it…
2 Credit Cards and 2 Loans same bank respectively
Hi, I am in the process of trying to claim back PPI and noticed I have had 2 Barcleys credit cards, one in 2005 and one in 2007. I have already sent an email off for the 2007 card and wanted to know if I am best to send another email for the 2005 card or wait till they contact me? I have not got the account numbers…
Studio late payment charges
I have been trying to search for information but all the links i have found seem to be old threads or not quite related to my case and i am hoping someone can point me in the right direction. Basically I am on reduced payments and pay no interest to Studio of £5 per month. Due to the way i am paid ! am sometimes late with…
3 ppi accounts
Dear members This is my first post looking forward to the reply's. My partner has 3ppi accounts tag onto 3 mortgage accounts 2being re-mortgages for house renovation does she require 3ppl on all the mortgages Thanks for any advise David
Can anyone help me with finding out an old Access credit card details
Hiya - can anyone tell me how I can find out an old Access credit card account number. I know that I was sold the Access credit card through Midland bank ltd and I'm still with the same bank and have the same current account number. I've been on to HSBC and given them these details and the address that the card was taken…
Is there anything else i can do?
Hi all, This is my first post so apologies if i get anything wrong. So i wrote to Natwest to ask for my Bank account fees back as i was told i had to upgrade from their basic account as it was damaging my credit file, i was told this by a cashier when i went in the bank for another reason. However they wrote me back saying…
AIB Manual Ins Claim?
Hi, Was wondering if anyone can help. I'm looking into any potential PPI claims for my Dad who has had lots of loans over the years. I've found on AIB loan statement a transaction of £8800 for "Manual Ins" and can't find out what it is? Anybody know anything about this and if this a potential claim? thanks
Help with Barclays Additions PBA Charge Reclaim
Hi All, Hoping that someone can advise me: I have had a barclays current account since 1993, I have never banked with anyone else. I honestly believed that I had no choice but to pay for my account and thought that the benefits like Rac Cover, Will writing etc were free and I would have to pay for my account anyway. I am…
Reclaiming PPI from some years ago
Around 10 years ago a young family member was with Smile/Co-operative Bank and because of low income/hardship had a situation where she was charged extortionate and disproportionate bank charges (e.g. £35 a time and sometimes several charges a week) She was unable to deal with it at the time, was unwell, and was in a cycle…
Bank Charges but Bank Owing PPI
Hi I have tried reclaiming bank charges from Barclays over 7 years ago and was unsuccessful. With interest I think I was trying to claim over £7000 pounds. Now (6 Jan 2017) I have just successfully reclaimed PPI from them for over £7700 admittedly I went through a company and had to pay fees but otherwise I would not have…
PPI HSBC reclaim
Newbie here..please be gentle :j I wrote to HSBC about PPI that I has in 1999 - 2004 using a template from MSE :beer: They wrote back saying they that their records only went back 6 years and they couldn't see anything. As I don't have paperwork from 16 + years ago - what can i do ? Thank you.
Lloyds TSB Historical bank charges
Hi all, I had a Lloyds tsb current account which i defaulted on in 2012 when i lost my job. It all started when i used a payday loan which sent me £300 in arrears. This then spiralled and the bank charges etc. that were added left the total debt at £1100. I have spoken to Lloyds recently after trying to get my finances in…
PPI Offer..Is it fair??
Hi Everyone, I put in a PPI claim with Lloyds middle November, for a credit card I took out (originally from TSB before they merged) in 1989. I've had an offer today of £14.5k, but wondering if that is a fair offer? I've used some calculators on some site that report the offer should me much, much higher, but a bit…
Clydesdale Bank packaged account fees
Hi there. I have a packaged account with the Clydesdale Bank for which I'm charged £13.50 a month. At the time I was told that I would save money on the interest I was paying on my overdraft by taking the account but this has not really been the case. Has anyone here dealt with Clydesdale over these fees, did you have any…
Bank smart trying to charge me!
Some advice needed please, A company called Bank Smart looked into some PPI claims for me back in 2013 and sent me paperwork for this which resulted in no valid PPI Claims. However I was then bombarded with paperwork asking if they can look into bank account charges etc which I was not happy to do. I left it as I had no…

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MSE News

Ofgem proposes new 'no standing charge' Price Cap – but Martin Lewis warns vulnerable customers need to be opted in or it won't work
Ofgem has today launched detailed proposals for a major shake up to its Energy Price Cap that dictates the price over 80% of homes in England, Scotland and Wales pay for their energy bills.
Lloyds, Halifax and Bank of Scotland to cut overdraft rates for millions but hike them for others – here's what's happening and full help
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Warm Home Discount expansion confirmed with millions more eligible for the £150 top-up this winter – here's what we know
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Martin Lewis: At last a chance to fix Council Tax flaws impacting millions – debt collection, difficulty challenging your band, discounts and more
Major flaws in the Council Tax system in England could finally be fixed in future, as the Government has launched a wide-ranging consultation to review hideous debt collection practices, the difficulty of challenging your band, the overly complex and horribly-named Severe Mental Impairment discount and more. MoneySavingExpert.com founder Martin Lewis, who has long campaigned on these issues, shares his response and analysis.
Energy complaints to be dealt with more quickly and Energy Ombudsman to get new powers under Government plans
If you have a complaint about your energy firm, it may be resolved more quickly in future, as the Government has announced a raft of proposals to strengthen consumer protections in the energy market. The planned changes include giving the Energy Ombudsman new powers to force firms to comply with its decisions – but it's still very early days. Here's what we know so far.
Warm Home Discount expansion confirmed with millions more eligible for the £150 top-up this winter – here's what we know
Around 2.7 million more households, including 900,000 families with children, will become eligible for the £150 Warm Home Discount this winter, as the Government has confirmed it will remove the existing 'hard to heat' eligibility criteria. The extension has only been confirmed for winter 2025/26, with further changes possible for future years.
Base rate held at 4.25% – here's what it means and when it might be cut next
The Bank of England has held the base rate at 4.25%. Below we explain why, when it might be cut, plus what it means for your mortgage and savings.
Applied for South West Trains 'boundary fares' compensation? Act now to claim it
If you applied for compensation from South West Trains before the deadline in January 2025, you now need to provide your bank details to the claim administrator so it can be paid to you. Here's what you need to know.
Winter Fuel Payments to be reinstated for millions – Martin Lewis explains how it'll work, what it means and if it's an improvement
All State Pensioners in England and Wales will receive a Winter Fuel Payment this winter, though those who earn over £35,000 will see it clawed back through the tax system. It means nine million pensioners will get the £200 or £300 top-up. Here MoneySavingExpert.com founder Martin Lewis shares his instant response and analysis, and we include answers to your key questions.

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Reclaim bank & credit card charges

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