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Charges
Hi, I got nailed with just over 3.5k in unauthorised overdraft charges while I was in real bad shape with my finances. I was 12k in debt so filed for financial hardship. Got blown out of the water. I then entered a debt recovery programme as I could see no other way out. What I want to know is, have I hit a brick wall or…
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Barclay's Charges + Default on account
Please advise me where possible - obviously there have been some delays, so this process may be quite difficult. Recently I applied for a credit card that I could use whilst travelling, to have in addition to my current credit card. The payments on the first credit card have always been in time, and I have not paid a penny…
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Reclaim bank charges from nationwide??
I would be grateful for as much help as possible. I recently contacted nationwide to get my statements which they told me was £10each but with this sites help I got all the statements for £10 in total so thanks for that. There are so many statements I have literally gone through all charges. From December 2001 until…
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Ulster Bank Charges??
During the Ulster bank fiasco, my employer processed my wages using the Ulster bank resulting in me getting £12 in charges. Now as i dont bank with the Ulster, the responsiblity to recover the charges has fallen with my employer. I have asked them about the progress but got no reasonable response, does anyone know if it is…
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Cap 1 ppi review
Hi, Just wondering if anyone has received a PPI Review? I was not aware of this before now. I think this is the first time I have been sent this review. Because until the arrival of the Review I did not know that I had PPI on my Cap 1 card. So now I want to claim back the PPI I have paid over the past 7 years. Anyone else…
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How to find out if had PPI on loan/credit card
Hi How can i find out if i had PPI on a old loan or credit card? If i request the original agreement paperwork will it show on there and what do i need to look for?
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Lloyds Credit Card PPI Claim
Hello, I need your advice. I filled the claim questionnaire and sent it to Lloyds around a month ago. They mailed me back saying that I had no PPI on my credit card. I don't know whether it is true as I don't have my statements, and my current statements do not say anything about it. I don't know how to check, or whether…
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Ppi claim, urgent advice
Hi I need some advice regarding a claims company In July this year I used a claims company to claim some ppi claims against Barclay card I got paid out on my barclaycard in september I thought it was all completed, I now no that it was a bad idea to use a claims company. Two days ago I got a text from them again saying…
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CC over payment due to IT fault
Don't really know which section to post this, a couple of weeks back I went to pay my CC using my mobile app, when I pressed send the screen returned NULL, so I tried again and once again the screen returned NULL, so I thought no probs I will try again later, only when I went back to the main screen the monies had been…
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Bank account charges
Is it still possible to claim for bank charges? I thought the test case killed any chance of that Thanks
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Bank Charges, debt recovery HELP!
I have had an outstanding account with Lloyds TSB for the past couple of years which I have been paying off monthly to the debt recovery company. I have already paid £500 towards it as it was sitting at £1160. This account was originally overdrawn by £54 and the rest of it was all charges which were added on, silly i know.…
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reclaim bank charges help please!!!
A few years back I had an account with alliance and leicester. They charged me a lot of overdraft fees etc and when i wrote to them they refused to give me money back. I didnt have the time or the confidence to continue then but now I do. so im wondering if I would be able to claim back the charges this late on and how…
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Catalogues
Just a question, can you claim back interest and charges on catalogue accounts.
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Capital One credit card ppi
Hi Looking for some advice! A few years ago I had a capital one card but cancelled it and no longer have any paper work. Is there any way of getting hold of paperwork or finding out if I was charged PPI? Thanks!
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bank of ireland mortgage charges
Hi there - I had a mortgage with Bank of Ireland UK, in 1995. Due to the birth of my daughter in 1997 I took a 3 months holiday on my mortgage only to find out that this hadn't been processed properly therefore ending up paying charges etc. Can I claim this back as it is 15 years ago? Same as with credit card and I am sure…
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HSBC Unauthorised Overdraft
Hi I've been a fan of the site for some time now and receive the weekly email, now I need some help off one of the many experts I see posting around here. Basically I have a HSBC current account with no overdraft facility, I can got to £10 overdrawn free of charge but after that |I get hit with a £25 charge. Me and my…
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Unfair charges from the Student Loans Company?
I moved house a year ago and forgot to tell the Student Loans people, genuine oversight. I've updated and successfully deferred my repayments, as I don't earn enough to repay. Unfortunately they're now chasing me for arrears of £90 and a charge of £80. I know that I should have changed my address with them but I had about…
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You can sue your bank for unfair treatment
For the past three years, bank customers in the UK have had an excellent set of legal powers to tackle their banks if they think they have been treated unfairly. Unfortunately, hardly anyone knows about them, and the relevant authorities have failed to give the powers any meaningful publicity. The rules were been laid down…
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Aqua card reclaiming PPI. Worth it?
Hi all Sorry to be a newbie on this subject, but I have just paid off my Aqua card after having it for 5-6 years. While clearing out all their correspondence today, I noticed that they had me paying £4 pcm PPI. I cant remember agreeing to any cover etc, and didnt even know it was part of my monthly payment (my fault obv).…
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Advice on NatWest charges please
Hi I had some 'issues' with NatWest and I closed my account whilst still being 6k overdrawn. OK I owe this money I know this but whilst lookling around this site I have seen the templates for re-claiming charges so I downloaded the last 6 years statements and to my horror my charges exceeded 8 thousand pounds! One month…
