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bank of ireland mortgage charges
helenmcneill_2
Posts: 40 Forumite
Hi there - I had a mortgage with Bank of Ireland UK, in 1995. Due to the birth of my daughter in 1997 I took a 3 months holiday on my mortgage only to find out that this hadn't been processed properly therefore ending up paying charges etc.
Can I claim this back as it is 15 years ago? Same as with credit card and I am sure I had a loan that I had to take out to clear these same "mortgage arrears". Mortgage redemption that I had to pay even as it was outside of the term!
Can I claim this back as it is 15 years ago? Same as with credit card and I am sure I had a loan that I had to take out to clear these same "mortgage arrears". Mortgage redemption that I had to pay even as it was outside of the term!
0
Comments
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If the error was reported at the time then it should have been corrected. Reporteing it now means it could still be corrected but given the timescale, it may be difficult to investigate and records may no longer exist to either show there was a failure or even if there were charges.
All you can do it ask and hope.I am an Independent Financial Adviser (IFA). The comments I make are just my opinion and are for discussion purposes only. They are not financial advice and you should not treat them as such. If you feel an area discussed may be relevant to you, then please seek advice from an Independent Financial Adviser local to you.0
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