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Time limit on claiming?
Hi, I'm brand new to this so I'm hoping someone can help. Between 1998 and 2002 I paid numerous bank charges to HSBC as I exceeded agreed overdrafts, paid charges for direct debits that were rejected etc. can I still claim these back? I have to admit I'm not very knowledgeable about what you can and can't do and how you go…
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Does this make sense or am I a dimwit?
I have a CC with Halifax and last year I filed for a PPI claim. The good news is I was successful. In February of this year I was credited 765 onto my CC. I thought that was that. Two weeks ago I went online to check my Halifax CC balance. They had taken 791.68 from me in the form of a manual cheque ie as opposed to owing…
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Bank Charge Help
Hi New here so not sure if I’m in the right place, but it seems most relevant. My partner is currently being chased for roughly £1400.00 by HSBC, they are calling her almost every day demanding that she pays it. The £1400 started its life at somewhere around £15 (Charge). This happened because she bought something on her…
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Result!!
myself- £70 FULL refund from coop! bank charges (didnt get too many charges from them!) myself- £80 FULL refund from lloyds! bank charges my partner- £4000 FULL PPI refund - capitalone my partner- £not sure FULL refund from PPI halifax mortgage my partner- still awaiting £4000 refund for bank charges from lloyds (they've…
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HSBC Unauthorised overdraft charges
Sup everyone, I was wondering if I would have a case to claim back unauthorised over draft charges from HSBC. I had a account for about 5 years which I have stopped using about a year. I never has a overdraft facility yet when I had hard times they let transactions go through which then caused my account to go overdrawn…
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REPAYMENT OPTION PLAN and PPI are they both same????
REPAYMENT OPTION PLAN and PPIare they both SAME after reading few articles here in this forum.i have checked my credit card statements. just now i saw in my vanquis statement REPAYMENT OPTION PLAN. is it same as PPI. how can i find whether i have PPI in my credit card like barclaycard,vanquis and capital one thank u
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PPI ? Loan protection !!
Hi, we have a thing called a Flexi Loan with HSBC for £1,500, we have had this for a number of years, we have just started using this facility again, and showing on our latest statement it shows a loan protection payment has been deducted from our account, could we reclaim this back ?? if so how far back will it go to. And…
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Who owns Egg now?
Pretty sure I may have paid PPI when I had an egg card. I know they were taken over after I closed the account. Does anyone know who took them over and the contact details for claiming Egg ppi?
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who do i send my info to?
ok i have done the letter and the list of charges, do i send to my local bank or the main hsbc bank? thanks
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Can I claim from 2 different accounts but at same bank?
hi there i have bank charges totalling up to 1700 from 6 years ago,,, some are on an old joint account i had with my ex, that account is closed now,, and the rest are on my account which is still active would i need to do 2 separate claims for this or just put it all in one letter? thanks Laura x
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reclaiming overdraft charges
So i understand that this only works now for those in financial hardship. I am not in dire financial hardship at the moment but at the time I was being charged I was. This was around 5 years ago, I was unemployed as I had lost my job and I was living on my own. I was unable to pay my bills and so every direct debit that…
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Yay or Nay
Me and my partner had an account with Barclays and an overdraft of £700. The account has since been passed to a debt company with a balance of £900 (reduced from over £1000 with weekly payments but apparantly we didn't clear it fast enough) We had a reserve on the account which would charge us weekly and when I lost my job…
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PPI from Lloyds TSB
Hi - I have been told by a CMA that my claim can not be upheld as I started paying PPI on a credit card in 1992 and Lloyds TSB were NOT regulated by the FSA at this time - can anyone confirm if this is true? I was under the impression there was no time limit to as and when you started PPI?
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Reclaim Overdraft arrangement fees?
Hi, I have been inspired to claim back a lot of the charges we recieved over the years from several banks but in particular Lloyds TSB who have creamed it off us! They set up an overdraft as we had a farm. My query is whether I can claim back the overdraft arrangement fees? It was a business account and although I can…
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Monument credit card contact number
We were contacted last week by Monument telling us that we were due a refund (we had applied for one) of our PPI. Our phone chose to die at that moment and we have not got a phone number to get back to them. Looked on Google but did not get much info.
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Pre Authorisation £1.00 (Barclays/Amazon)
Hi, Not sure if this is the correct sub forum but last week I purchased a solid state drive from Amazon totaling £80 my bank balance was £83.37. I checked online just after purchasing and noticed £1.00 had immediately been deducted then a couple days on dispatch day the £80 so my remaining bank balance is now £2.37. It's…
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'You might not have to pay back your CC Debt"
Just had an interesting variation on the usual dodgy phone calls. Apparently if I received a replacement credit card after 2007 and did not sign a new credit card agreement, the contract is invalid and I don't have to pay the outstanding balance. We never got to the part of the phone call where the kind person was going to…
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Very Charges
Not sure if this is in the wrong place, so apologies if it is. I have an account with Very which I have kept up to date until recently and have missed one payment which they have charged me £12 for and also £12 for the privillage of a letter telling me this. I have missed the payment because of having been in hospital so…
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Mis sold creadit card
Hi there new to this. A number of years ago my overdraft was at the limit. I kept getting back charges which then pussed me over the limit more. I asked for the over draft to be made higher until I got on top of things so the charges wouldn't continue. Barclays said no I will have to have a creadit card. I said I didn't…
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Sar follow up
Hi, i hope someone can help. I recently sent letter off to several bank and credit card companies in relation to reclaiming back ppi charges. However i did not have my account numbers so i requested a SAR request by sending letter plus £10 cheque to cover the costs. It has now been 34 days now since i sent the letters and…