We'd like to remind Forumites to please avoid political debate on the Forum... Read More » This is to keep it a safe and useful space for MoneySaving discussions. Threads that are - or become - political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

We're aware that some users are experiencing technical issues which the team are working to resolve. See the Community Noticeboard for more info. Thank you for your patience.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Reclaim bank & credit card charges

Archives for July 2012

Time limit on claiming?
Hi, I'm brand new to this so I'm hoping someone can help. Between 1998 and 2002 I paid numerous bank charges to HSBC as I exceeded agreed overdrafts, paid charges for direct debits that were rejected etc. can I still claim these back? I have to admit I'm not very knowledgeable about what you can and can't do and how you go…
Does this make sense or am I a dimwit?
I have a CC with Halifax and last year I filed for a PPI claim. The good news is I was successful. In February of this year I was credited 765 onto my CC. I thought that was that. Two weeks ago I went online to check my Halifax CC balance. They had taken 791.68 from me in the form of a manual cheque ie as opposed to owing…
Bank Charge Help
Hi New here so not sure if I’m in the right place, but it seems most relevant. My partner is currently being chased for roughly £1400.00 by HSBC, they are calling her almost every day demanding that she pays it. The £1400 started its life at somewhere around £15 (Charge). This happened because she bought something on her…
Result!!
myself- £70 FULL refund from coop! bank charges (didnt get too many charges from them!) myself- £80 FULL refund from lloyds! bank charges my partner- £4000 FULL PPI refund - capitalone my partner- £not sure FULL refund from PPI halifax mortgage my partner- still awaiting £4000 refund for bank charges from lloyds (they've…
HSBC Unauthorised overdraft charges
Sup everyone, I was wondering if I would have a case to claim back unauthorised over draft charges from HSBC. I had a account for about 5 years which I have stopped using about a year. I never has a overdraft facility yet when I had hard times they let transactions go through which then caused my account to go overdrawn…
REPAYMENT OPTION PLAN and PPI are they both same????
REPAYMENT OPTION PLAN and PPIare they both SAME after reading few articles here in this forum.i have checked my credit card statements. just now i saw in my vanquis statement REPAYMENT OPTION PLAN. is it same as PPI. how can i find whether i have PPI in my credit card like barclaycard,vanquis and capital one thank u
PPI ? Loan protection !!
Hi, we have a thing called a Flexi Loan with HSBC for £1,500, we have had this for a number of years, we have just started using this facility again, and showing on our latest statement it shows a loan protection payment has been deducted from our account, could we reclaim this back ?? if so how far back will it go to. And…
Who owns Egg now?
Pretty sure I may have paid PPI when I had an egg card. I know they were taken over after I closed the account. Does anyone know who took them over and the contact details for claiming Egg ppi?
who do i send my info to?
ok i have done the letter and the list of charges, do i send to my local bank or the main hsbc bank? thanks
Can I claim from 2 different accounts but at same bank?
hi there i have bank charges totalling up to 1700 from 6 years ago,,, some are on an old joint account i had with my ex, that account is closed now,, and the rest are on my account which is still active would i need to do 2 separate claims for this or just put it all in one letter? thanks Laura x
reclaiming overdraft charges
So i understand that this only works now for those in financial hardship. I am not in dire financial hardship at the moment but at the time I was being charged I was. This was around 5 years ago, I was unemployed as I had lost my job and I was living on my own. I was unable to pay my bills and so every direct debit that…
Yay or Nay
Me and my partner had an account with Barclays and an overdraft of £700. The account has since been passed to a debt company with a balance of £900 (reduced from over £1000 with weekly payments but apparantly we didn't clear it fast enough) We had a reserve on the account which would charge us weekly and when I lost my job…
PPI from Lloyds TSB
Hi - I have been told by a CMA that my claim can not be upheld as I started paying PPI on a credit card in 1992 and Lloyds TSB were NOT regulated by the FSA at this time - can anyone confirm if this is true? I was under the impression there was no time limit to as and when you started PPI?
Reclaim Overdraft arrangement fees?
Hi, I have been inspired to claim back a lot of the charges we recieved over the years from several banks but in particular Lloyds TSB who have creamed it off us! They set up an overdraft as we had a farm. My query is whether I can claim back the overdraft arrangement fees? It was a business account and although I can…
Monument credit card contact number
We were contacted last week by Monument telling us that we were due a refund (we had applied for one) of our PPI. Our phone chose to die at that moment and we have not got a phone number to get back to them. Looked on Google but did not get much info.
Pre Authorisation £1.00 (Barclays/Amazon)
Hi, Not sure if this is the correct sub forum but last week I purchased a solid state drive from Amazon totaling £80 my bank balance was £83.37. I checked online just after purchasing and noticed £1.00 had immediately been deducted then a couple days on dispatch day the £80 so my remaining bank balance is now £2.37. It's…
'You might not have to pay back your CC Debt"
Just had an interesting variation on the usual dodgy phone calls. Apparently if I received a replacement credit card after 2007 and did not sign a new credit card agreement, the contract is invalid and I don't have to pay the outstanding balance. We never got to the part of the phone call where the kind person was going to…
Very Charges
Not sure if this is in the wrong place, so apologies if it is. I have an account with Very which I have kept up to date until recently and have missed one payment which they have charged me £12 for and also £12 for the privillage of a letter telling me this. I have missed the payment because of having been in hospital so…
Mis sold creadit card
Hi there new to this. A number of years ago my overdraft was at the limit. I kept getting back charges which then pussed me over the limit more. I asked for the over draft to be made higher until I got on top of things so the charges wouldn't continue. Barclays said no I will have to have a creadit card. I said I didn't…
Sar follow up
Hi, i hope someone can help. I recently sent letter off to several bank and credit card companies in relation to reclaiming back ppi charges. However i did not have my account numbers so i requested a SAR request by sending letter plus £10 cheque to cover the costs. It has now been 34 days now since i sent the letters and…

★ ★ ★ Meet your Ambassadors

Confirm your email address to Create Threads and Reply

MSE News

Ofgem proposes new 'no standing charge' Price Cap – but Martin Lewis warns vulnerable customers need to be opted in or it won't work
Ofgem has today launched detailed proposals for a major shake up to its Energy Price Cap that dictates the price over 80% of homes in England, Scotland and Wales pay for their energy bills.
Lloyds, Halifax and Bank of Scotland to cut overdraft rates for millions but hike them for others – here's what's happening and full help
If you're a Lloyds, Halifax or Bank of Scotland current account holder, the interest rate you're charged for using your overdraft could change soon as part of a fees shake-up. The Lloyds Banking Group, which owns all three brands, says millions of its customers will pay less after the changes – but a "few" will pay more.
Warm Home Discount expansion confirmed with millions more eligible for the £150 top-up this winter – here's what we know
Around 2.7 million more low-income households, including 900,000 families with children, will become eligible for the £150 Warm Home Discount this winter, as the Government has confirmed it will remove the existing 'hard to heat' eligibility criteria. The extension has only been confirmed for winter 2025/26, with further changes possible for future years.
Martin Lewis: At last a chance to fix Council Tax flaws impacting millions – debt collection, difficulty challenging your band, discounts and more
Major flaws in the Council Tax system in England could finally be fixed in future, as the Government has launched a wide-ranging consultation to review hideous debt collection practices, the difficulty of challenging your band, the overly complex and horribly-named Severe Mental Impairment discount and more. MoneySavingExpert.com founder Martin Lewis, who has long campaigned on these issues, shares his response and analysis.
Energy complaints to be dealt with more quickly and Energy Ombudsman to get new powers under Government plans
If you have a complaint about your energy firm, it may be resolved more quickly in future, as the Government has announced a raft of proposals to strengthen consumer protections in the energy market. The planned changes include giving the Energy Ombudsman new powers to force firms to comply with its decisions – but it's still very early days. Here's what we know so far.
Warm Home Discount expansion confirmed with millions more eligible for the £150 top-up this winter – here's what we know
Around 2.7 million more households, including 900,000 families with children, will become eligible for the £150 Warm Home Discount this winter, as the Government has confirmed it will remove the existing 'hard to heat' eligibility criteria. The extension has only been confirmed for winter 2025/26, with further changes possible for future years.
Base rate held at 4.25% – here's what it means and when it might be cut next
The Bank of England has held the base rate at 4.25%. Below we explain why, when it might be cut, plus what it means for your mortgage and savings.
Applied for South West Trains 'boundary fares' compensation? Act now to claim it
If you applied for compensation from South West Trains before the deadline in January 2025, you now need to provide your bank details to the claim administrator so it can be paid to you. Here's what you need to know.
Winter Fuel Payments to be reinstated for millions – Martin Lewis explains how it'll work, what it means and if it's an improvement
All State Pensioners in England and Wales will receive a Winter Fuel Payment this winter, though those who earn over £35,000 will see it clawed back through the tax system. It means nine million pensioners will get the £200 or £300 top-up. Here MoneySavingExpert.com founder Martin Lewis shares his instant response and analysis, and we include answers to your key questions.

View All

Reclaim bank & credit card charges

Confirm your email address to Create Threads and Reply

🚀 Getting Started

Is this how you want to be seen?

Get our FREE Weekly email full of deals & guides - and it’s spam-free

Reclaim bank & credit card charges

Discussion List

Confirm your email address to Create Threads and Reply

🚀 Getting Started

Is this how you want to be seen?

Get our FREE Weekly email full of deals & guides - and it’s spam-free