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child suuport cheques from usa
I have been receiving child support cheques from the USA recentley for $30 my bank will not deposit or cash SANTANDER because the are under £50 sterling any advice . I have 18 cheques at the prest at $30 each. :(
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Lloyds TSB - Partial Refund!!
Hi All, I wrote to Lloyds TSB in June 2011 requesting a refund of my charges totalling £835.00, and a month later they credited my account with £135.00. I got a letter a couple of days later stating thay they were only willing to refund £135.00 and as far as they were concerned the matter was closed. Due to having a new…
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Santander - dormant account for 3 years then suddenly hit with charges
Hi, My wife had an old Abbey bank account when she was 17/18 back in 2008. She hasn't used this account since 2008, and has been left dormant. Last week she without any warning received a letter from a debt collection company demanding £500+ outstanding on a Santander account and threatening with court action if no payment…
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PPI claim on settled DCA debt
HSBC sent 2 accounts swiftly to their DCA, despite previously being a good customer for 30 yrs. Anyway Metropolitan pursued me and I agreed pay plan. After a few months I was in a position to pay in full so I rang them to negotiate a settlement amount, I suggested I'd pay 50% of the balance there and then to settle, they…
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Reclaiming Aqua Credit Card Charges and PPI
Hello, I have previously Successfully reclaimed credit card charges from MBNA and Capital One, I am currently starting a claim from Aqua and need to claim PPI back aswell. My question is can I do both at the same time? Cheers, Phil :j
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shareholder financial risks
hey friends,, a financial company take risk management has moved for being a specialty discipline into the mainstream of activities within a corporate treasury, debate has arisen about whether it can and does increase shareholder value.In this column, I will first recapitulate the theoretical arguments and then summarise…
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PPi advice needed please!
Hi all, Spoke to a relative today who received a letter from Halifax credit card, explaining that her PPi was being transfered to Lloyds/TSB, so far so good. She didn't realise that PPi was even on the card, from what she is saying the card was taken out in branch approx 2009/10. On application and presently she is a '…
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compensation from my old bank?
Hi all, i used to have a credit card with nat west and in 2005 i unfortunately found myself disabled and unable to work as my condition is progressive, anyway i rang the credit card company and explained my situation and asked if they would accept lower payments, they told me that they couldnt accept lower payments as i…
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Claim Form for PPI Insurance
Hello Im going to make a claim for a Loan I took out from my bank and was wondering if anyone know where I can get a form from to claim for this Regards
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Caoital One
Hi there Ive contacted Capital One on four occasions regarding overlimit and late payment charges on my credit card. They ignored all 4 letters; I then rang them and asked them why they had ignored all letters. I received an apology and was told a decision woukd be sent. That of course was a big fat no and labelled final…
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Reclaiming bank charges
I had a bank account open with nationwide for many years. When i first heard about reclaiming bank charges, i followed martins advice and template letters to try and reclaim the money back. But unfortunatly had no luck, they refused to refund me anything. I closed the account down nearly 2 years ago. And still have…
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LIBOR Rigging and customer borrowing rates
As the LIBOR is key to the setting of the Banks' lending rates, I believe that as it has been illegally manipulated by traders over many years, the rates charged to customers by the banks have been rendered unjustifiable and unenforceable. This applies to all rates including overdrafts, credit cards and mortgages. I…
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Natwest - can I reclaim £6 a day charges?
Hi, Recently I fell on hard times financially, and natwest charged me £30 and I went over my overdraft, but due to people paying me when they feel like it i was unable to quickly clear it. Then next month they added another £90 onto it, then I paid off as much as I could afford but it still didn't clear it.. Then next…
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Lloyds TSB
Hi, Following the templates here online I have recently requested to claim back my bank charges from over the last 6 years from Lloyds TSB. On Friday Lloyds TSB Customer Services have put £80 into my bank and yesterday I recevied a letter informing me. Does this mean I have a case and how do I go about reclaiming the…
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ppi claims
How do i claim ppi without account numbers or statements
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Virgin/MBNA credit card PPi refusal
Hi all, Been trying to claim the PPi back on my parents Virgin Credit Card. Today they got a refusal letter stating that the application was carried out online, and the box for PPi was ticked, reading several other posts, i would assume that the box would come pre- ticked during application. Could anyone advise me on my…
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Reclaiming Bank Charges for First Direct
Hi I wonder if anyone can give me some advise..? I sent a letter based from the one on this website to First Direct last week, my claim was £1500 plus £300 interest over the past 6 years. My claim was under financial hardship and cycle of not being able to get out of debt. I got a call today from their Complaints dept…
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Nationwide refusal citing '6 years'
Hi all, just wondering if anyone can help? I'm embroiled in various battles for PPI and bank charges, and today I have received a second letter from Nationwide refusing to refund over £600 of bank charges 'as the charges were incurred on the account in 2006, any claim for refunds of charges applied to the account is…
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Hsbc bank charges
Hi there just wondering if anyone could offer some advice. I sent a letter to HSBC on the 9th July about recaliming back charges from the last 4 years under hardship totalling £4300.I also sent in the 4 years worth of statements. I explained that i have a disabled son who both me and my partner have had to give up work for…
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Claiming back charges on defaulted accounts!!!
Hi im hoping for a bit of advice.... a few years ago when i was at uni i had a credit card and overdraft with Halifax. I was struggling to pay the monthly amount on my credit card and ended up in arrears, resulting in monthly charges. In the mean time i had been to the bank to see if they could stop the interest/ charges…
