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"payment break plan"
I've recently noticed on 2 of my barclays credit cards that I have been paying for a payment break plan. I don't remember asking for this and when I cancelled it the call taker was quick to insist it wasn't PPI. Is it the same thing and should I try to claim some money back????
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Reclaiming Credit Card Charges
Hi I am trying to work out whether it is worth claiming credit card charges back. My question is when was the date on ruling on the excessive fees? Regards
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Ombudsman jurisdiction query
I made a complaint to Argos recently, it's a long story but basically I thought the cover I had was product cover & only found out it was PPI when I tried to cancel it last September. Argos are investigating my complaint & should have provided me with a final response by 16th July, but today I received a letter saying due…
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Libor Rate Fixing Scandal - Reclaiming?
Does anyone know if Martin Lewis will be putting up a guide at any stage for people who wish to make claims against their banks etc for the fraud that was committed with the Libor rate fixing scandal that I believe Barclay's, HSBC and RBS were all involved in? I believe the Libor rate effects the interest rates on Credit…
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Advice needed re debt which has been sold on
I am looking to try and reclaim some unfair charges from a credit card debt. The debt was sold on to Lowell and I wondered if I am successful, would the payment go to Lowell or through to myself. I don't mind either way but just wondered how it works. Thanks.
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ppi help, where to start
i have had a number of loans and cards over the last 12years but i am unsure of all the details and numbers. so i would rather having someone look in to it for me. i was thinking of going through ismart solutions, but they charge 25% commission after the claim is sorted. Are there better companies or is 25% standard I'm…
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Payment Protection on Current Accounts
Please can you tell me if I am able to claim back payment protection on my current account? Thanks.
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MBNA Credit Card
Hi Everyone, Still feeling my way around PPI. I had no idea I was paying it and then checked my Credit Card statement and discovered that I am paying Protection Cover. I have statements for the last 18 months and the policy is present but can't really say for sure when I signed up to this. It's unlikely that I would opt in…
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LLoyds TSB
Hello, I wrote to Lloyds TSB and originally claimed £505 under financial hardship, they tried to contact me a week later and then all of a sudden £80 appeared in my account. I then received a letter stating the maximum they were willing to offer was £80 and as I was not contactable by phone that day they put £80 in my…
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Barclaycard says it can't copy me in without power of attorney
Hi all I am helping my friend's son with his Barclaycard credit card charges reclaim (plus MBNA and EGG). I have written to Barclaycard (attaching my freind's son's permission letter) to ask that they copy me in on any correspondence regarding the claim as it makes easier for me to progress. EGG and MBNA are doing so but…
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Credit card charges
Can i claim back credit card charges if i have defaulted on the cards
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Ppi on credit cards
I had a few credit cards for a number of years but i defaulted on them all in 2008/2009 until them my credit record was perfect , i have now settled all of my credit card debts can i claim back ppi on them all if i defaulted on them can somebody let me know please kind regards cdc
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Advice needed please
Could anyone help me please? Today I rang Santandar Cards and asked how my case for ppi refund was getting on as it had been over 13 weeks. They informed me that I was getting my ppi back but due to there still being an outstanding balance on my credit card they would be deducting it from that. I found this so fustrating…
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how do i find out my old card/accout details
im thinking of putting ppi claims in for my old credit cards that i have closed over the years.how do i go about getting the info for all of these i.e account numbers/company cheers in advance
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halifax morgage tmpp????
halifax morgage tmpp I have been looking into my finances and i have been paying two tmpp one for a top up of morgage 2yrs ago and the other since my morgage started 10yrs ago. I phone up to enquire they offer to save me £35 per month cause they dont do the cover any more? Do i take the offer or suggest missold and claim…
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Help needed!!
Hi guys, hoping someone can help me on here! I want to reclaim bank charges from a few years ago with HSBC but I have no details of my bank account number and cannot remember the address I was living at when I had the bank account! :( Regards Suzi
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someone please help.
hi there, i am in desperate need of some help in regard to my 2 halifax ultimate reward current accounts. i shall give a brief timeline of events so it makes as much sense as possible. i have 2 URCA at halifax and for the last 3 months have been accruing snowball charges @ £5 per day on each. I am unemployed and have been…
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Bank deny payment - on line application
Hi, I've received a payment of £14, 000 from Nat West for a mortgage PPI. However, when applying for a loan PPI claim from Santander (taken out with A&L) I've had a letter back showing a lot of screen shots, saying that I complated the laon and PPI payment in good faith and there is no claim as '..Purchases throught this…
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PPI On Next Card
Hi Has anyone had any luck on claming back the PPI on the Next store card?? before i write off to them , as i have had a store card for years!! a friend had said they included PPI on there service charge. Thanks
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Success - Claimed for my Admin Charges against HSBC
:beer: Wanted to relay a SUCCESS story: Late last year HSBC decided to skim their loyal customers some more and introduce a new monthly charge for simply having the facility to make foreign transfers. It was "only" £6 a month, but they made a bit of a hash of the whole thing. As soon as I was notified I politely declined…
