-
blackhorse fees
is it possible to claim back, collection activity fee,s £30 a pop, on a blackhorse car loan? can only see bank charges or credit card charges not loans, thanks in advance.
-
Switching accounts gone wrong - who is ay fault?
I've just switched bank accounts (from Santander to Halifax) and none of my DDs have been paid, resulting in defaults on my credit cards. I have managed to fix most of the problems, but I'm stuck with Natwest. They say that will not remove a £12 unpaid DD charge and default as they did not receive their money (I paid…
-
Ulster Bank Reclaiming PPI
Hi I am trying to write a SAR request to the Ulster Bank to reclaim PPI that I was miss sold. I can't find an address to send this SAR request to. I have already completed a search of this forum without any luck. Can anybody help? Also posted in the Northern Ireland Board Thanks
-
claiming bank charges from years ago help please
Hi can anyone give me some advice please, about 5 years ago I had a run of bad luck which I am still paying for I was ill and also had a flood which flooded the whole of the horse. In this time my wage went down during my time off work I got bank charges for sometimes being one pound overdrawn this just snowballed when…
-
deleted
I found the answer to my question
-
Loans Direct UK and Green Leaf Finance
I was shocked today to find out that an amount of 39.99 was taken by the Green Leaf Finance, and 59.75 was taken by the Loans Direct UK Ltd from my account. I was trying to get a loan from these private lending companies from the internet and was not successful. Why do they have to get money if my application was not…
-
reclaim mortgage ppi
Hello money saving friends, I'm a new member of this website forum but, have been reading atricles, and using the website for many years. Now the time has come for me to ask for some advice. I hope some of you can help! 9 years ago i bought my first house, and took out a mortgage with the Abbey National. One of the terms…
-
Miss sold IRSA
Can any one point me in the direction to claim back a miss sold IRSA. A friend is being threatened with bankruptcy. He was told by his bank manager that for his own safety he should take out an IRSA at 5.8%. He was not told all the facts. What options are open to him?
-
MBNA - how long from offer letter to cheque?
posted in wrong place - doh!
-
Bank Charges Default Remove from Credit File..
Hi I use to bank with Halifax about 4 years ago, and during the time I managed to get 2 unpaid Direct Debit fine (from DD which I cancelled and were re-added without my knowledge) which pushed me into the red, I think the fines at the time were £30-35.. I was also not in the UK at the time I was staying with a family…
-
In Debt Arrangement Scheme (DAS Scotland) - Reclaiming bank charges?
Hi everyone I entered into a DAS last October and everything is going well. However, throughout the last few years I have incurred alot of bank charges from RBS. Am I entitled to claim these back given that I am in a DAS and that they are one of my creditors? Any help appreciated Denise
-
Is There Any Hope?
Hello, I'm new to this so please bare with me! I was 'hammered' with bank charges from Nat West Bank, & even though I spoke to them at the time they would not help me! Eventually I had to ask my brother to help me & he contacted them and they 'let him' pay off some of the debt that had accrued (& I'm talking hundreds)!…
-
Recovering outstanding debts
Is there a statute of limitations after which a debt can no longer be legally pursued ? what must you have done, or not done, if this is the case ?
-
Bank Charges
Hello All I have a current account at Natwest which is overdrawn by almost £600. I went slightly overdrawn, then it spiraled out of control and I started getting charged £6 a day I phoned up Natwest and they said that I can get it all paid off for about £70, which is reasonable enough. They said that also they want to give…
-
access request
just got letter back after requesting my T& Cs information to claim back PPIs, the company said that as my account been paid off in full they will not provide me with that info unless i provide a disclosure request pursuant to section 7 of the data protection act 1998, where do i get that disclosure form and is the company…
-
authorised overdraft charges that are ridiculous!
Hi, I have a bank account with Santander, which I don't use as I am currently being supported by my partner. I have an overdraft facility of £50. I have been £31 overdrawn for two months (yes, my situation is so bad that I have no extra money to get it down to zero). Santander have changed the overdraft charges from a…
-
Financial Hardship?
When does financial hardship apply - when the charges were incurred or when you try and claim back the charges? Back in 2007 - 2009, I went through a bad spell of incurring charges etc, really due to nothing except my inability to budget properly. I then found this site and thanks to that, I am now I am managing my money…
-
Reclaiming Bank Charges
I currently am on a debt management plan and trying to get myself sorted. It is working extremely well. I also decided to claim back ludicrous bank charges from First Direct that I had paid. They are looking into this , but because I no longer bank there (asI owe them overdraft still), theystate they require 6 months pay…
-
Co-op Bank coughed up thanks to MSE
Hi thank you all for your sound advice. Thought I wouldn't be considered, followed all the instructions and received £4,280 compensation from the Co-op Bank who had charged me £2k for insurance on a 36 month loan as well as health insurance! Keep up the good work, kind regards, Auntie Vi x :A
-
Catalogue accounts
Was wondering if charges for late payments can be claimed back from online catalogue accounts. Also how long ago can I claim from. Thanks
