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Reclaim bank & credit card charges

Archives for June 2012

Reclaiming a bank charge from Barclays, due to Natwest
Hi, I have just had a letter charging me £8 for a bounced DD. I was due to have some money paid in from a Natwest account so didn't realise I was not going to be empty in that account and thus the DD would bounce... I wondered if anyone though I would have any success reclaiming this charge due to the Natwest problems?…
Accept Offer?
Hi , Im sorry if this has been posted before but im new! Basically to cut a long story, i took a credit card out about 7 years ago, use it occasionally, pay it off-claimed for the insurance and they have come back with a first offer of 340.00 i dont really know how much to expect so should i take it gracefully or forward…
Lloyds tsb Duo Avios credit card claim
Hi I am paying £43 a month on payment protection cover on this card, it does show up on statements.I have had card for 4 years,do you think i have a chance of claiming this back? Thanks
natwest any success??
hi i bank with natwest and was wondering if anyone tried to reclaim their bank charges back and if you were successful? i defo think i qualify as i am in the vicious circle and cant pay my monthly bills as ive been charged that many times it is coming to a monthly basis, had many dd returned and stuff like that basically i…
Mbna credit card PPI reclaim - puzzled!
Hi All, i decided to join the forum having read lots of posts and have a query for you, sorry if its been mentioned before, i'll try and be as brief as i can :o First off, i decided to look into reclaiming PPI paid to my mbna credit cards, so my process went as follows.... 1) Looked on mbna website and printed off template…
Scottish Trust Deed and claiming Bank Charges
I entered into a Scottish Trust deed in 2005 and paid it over 4 years, due to stupidly having a number of Credit Cards and running them all up to their limits and then not being able to manage the payments. Would I be able to claim back my charges on these cards and also the PPI that was on them? Or would the money go to…
Can these be reclaimed or are they legit? (Nationwide)
Just wondering if these charges can these be reclaimed or are they legit? I don't have an overdraft so I don't know how they let me overdraw? It's a Nationwide Flex Account. Just would like confirmation if these charges are legit or not.
Information fee
Some years ago I attempted to reclaim my bank charges and paid the fee required for all my statements but I was turned down by Natwest. I am going to attempt to reclaim the charges and was wondering if I have to pay the fee again? I have none of my previous letters so if anyone could help me I'd be grateful.
Reclaimed Unfair Credit Card Charges After Bankruptcy
Hi, I am new here but having problems because I have been an idiot and not read up on stuff before I made claims. I was bankrupt in 2008 and discharged after six months with an income payment arrangement which I paid for three years until I was made redundant. The OR closed all my case down in April last year. I recently…
Is it worth trying for bank charges reclaim?
Hi everyone, I was just hoping to get some input on whether it is worth my while making a claim for bank charges. I reckon I easily fall into the financial hardship category (entering a DMP, using credit to live, unable to meet monthly commitments.) The accounts I am looking to claim for are really old, dating back from…
Bank charges and PPI claim for same loan
Apologies in advance if this has been asked but i've searched for it and couldn't find anything. I recieved an payout from RBS for a PPI claim. Can I claim for bank charges on this loan too as i'm pretty sure i deferred on some of the payments? Thank you in advance for your help. Mally.
Lloyds Refund Into Bank Account???
Hi All, Just wondering if any Lloyds TSB customers out there that have tried to claim and recieved money back straight into your bank account, on your online statement does the 'Money In' come up from 'Customer Services'??
Lloyds TSB rejected credit card PPI claim
I contacted Lloyds and submitted a complaint about mis-sold PPI for my credit card which was taken out in 1997. I was not aware that PPI was optional or that I could have got cover from another provider. They said they would look into the claim. A couple of weeks later I received a questionnaire through the post which they…
£75 fee for going over limit
I went over my overdraft limit in May for a period of 2 weeks by £500, and have subsequently been charged £75 for doing so. However the reason for this is because I ordered £500 of foreign currency prior to going on holiday. I was informed by the clerk that this would need to be ordered in, so I arranged a date to collect…
Repayment cover
Hi Guys youve probably been asked this before, is repayment cover the same as PPI?. I have an account with vanquis visa and have a paper free account.I have just noticed a repayment cover of £75 taken.I dont normally look at the statement but I was checking whether something else had been paid.When I rang I was told i had…
Halifax charges
Hi all, I am looking for some advice on what to do. In 2009 I left to go abroad to travel the middle east. Before I left I had paid my overdraft in full. I came back in 2011 only to find that I now owe £353!?!?! I looked through my statements and found that I was charged £1.50 debit interest. And because of not having…
Claiming capital one charges any success?
Anyone recently had any success claiming late payment fees from capital one? :mad:
Barclays bank charges reclaim after being declined
Hi I am newish to this ! Basically back in 2006 I started a claim to reclaim bank charges on two accounts with Barclays bank totalling around £2500 ! I had all the transactions and marked them sent off and my claim was put on hold due to high court case taking place on bank charges As you well know the banks won and I got…
Claiming back bank charges and complaint
According to the bank charges page on here I meet most of the conditions to attempt to reclaim a refund. Being originally £30.00 WITHIN my arranged overdraft has resulted in me being charged hundreds of pounds. It started when the £1.00 a day for OD charges started. I was unwell and I suppose it just got out of hand. It…
Can ATM Bank Charges be reclaimed?
I'm a poor student hoping to go to university next year. I don't get any income at present apart from a few quid now and then when I can get some babysitting work. I opened a bank account recently, both to keep safe the very little money I do have and in anticipation that I will no doubt need one next year. As I'm only 17…

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Reclaim bank & credit card charges

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