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HELP! Please Claiming PPI if you have already claimed on the insurance itself
Hi , Everyone I have a bit of a situation I am now trying to deal with . I had 4 credit cards when I was registered unfit for work ( feb 2010 ) claimed on all 4 all and they all agreed to pay . 1 is now paid in full , they paid nearly the whole balance after a year , left me with a touch over £28 to pay and didn't have any…
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Lloyds TSB - Where's best to send a claim?
Hiya, So I've done the first part and have got my list of charges compiled and a hardship letter ready to go... now where do I send them?! I attempted a claim a while back and gave up because the letter kept getting bounced back undelivered! I've heard of people sending via email to the CEO of Lloyds? Who's had success and…
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Reclaiming Bank and Credit card charges and PPI
Please help? Can anyone tell me if It will affect any arrangement I have with a Debt Management Plan if you try to claim any of the above whilst still having outstanding debt?
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Ppi claims company
I was contacted on Friday night by a company called capital claims who said I could possibly claim money from my previous loans,cards and morgages. They said I would need to pay an upfront fee of £295 so the paperwork could be done. I explained I didn't have that kind of money available so they said they would mention the…
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Went on holiday, got screwed over... some advice please
Hi I moved out of a rented property on the 23rd of december. I didnt know i had to cancel my standing order and i had my rent taken out on that day for the next month. I rang natwest and told them about it on the same day, she said as there was no money in the account available it wouldent have gone through (it was a…
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PPI Claim
WOW. I read your advice on PPI reclaim then printed of your templates. Sent them of to the banks and FSA then waited a few weeks, WOW i recieved three cheques totalling £6000. Many Many Thanks. :beer:
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barclaycard refund ... for monument and goldfish ... i'm confused
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mcaffe auto renwal refund
Hey I have been caught by the mcaffe auto renwal scam thing. They have took £50 out of my account without me asking for it. Has any one had any luck getting a refund off them. It says they will within 60 days of them taking it. I will be ringing up Moday (as they don't appear to be open over the weekend) to complian and…
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Unplanned overdraft charges
Looking for some advice on claiming charges back as im at my wits end with them constantly eating out of my money and putting me behind with bills and landing me in debt. This month they have sent me a letter stating they are charging me £60 = Unplanned overdraft fees £45 Returned DD fees £10 O/D usage fee 5.00 Im…
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Bank Charges on a Default Account
Heelllpp! I have written to Capital One to claim back my credit card charges. Today I have received a written response from them stating that they will not refund my charges as my account has been in default? Before I send the next letter I just wanted to know if this is correct. Am I unable to claim because of the default…
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Bank Charges Alliance & Leicester
I had a bank account years ago with A & LFormely known a santander i think. Ihavent used the account in years, but it is sitting at over £1500 in dept, This is all due to late payment fees and stuff. I sent a letter in to them years ago asking for it to be reunded etc. I got a letter back saying that the banks had won the…
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confused ppi claim
hiya i was wondering if someone to take a minute to help me please , i have a loan out withy rbs and got another year left but i have been payin ppi . i dont know what to put on the letter to request my ppi back is thier a letter on here somewhere that someone knows the link to that would be able to just print off so i…
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Barclaycard
I have had a Barclaycard for years and each month when the bill arrives there is amount added for payment protection plan is that the same as PPI and if so is it possible to claim it back. Thanks Evo
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Hardship Claim against LLoyds TSB
I started a complaint regarding 6 years of bank charges totalling £1914 and overdraft interest chgs of £1519. I made the claim on 9th Jan 12 under financial hardship. My main point being that my current overdraft of £2800 has spiralled out of control partly as a result of excessive chgs and interest. Charges on top of more…
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Claiming charges back off Lloyds TSB
i have just written a 6 page letter to lloyds tsb stating that I am in financial hardship (which i am) i am unable to keep up with regular payments on credit card i've also fallen behind on important payments such as gas electricty and water. obviously these charges are not helping my situation as they have amounted to…
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Bank charges / financial hardship
Hi, I started a debt management plan three years ago. Part of the reason for this was because of overlending resulting in charges/interest etc. These charges were obviously stopped when I entered the debt management plan with CCCS. Can I claim? And if so how long can I claim back for (I have bank statements going back to…
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Success!!! Barclaycard refunding all my £12 charges going back to 2005!!!!
I guess that I should post this on the success thread! In the post today I received a letter from Barclaycard offering to settle all £12 charges going back to 2005 together with 8% interest!! I only went back to 2007!! I had asked for a cheque but as the account was still open they said that they would credit my account…
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'Finance charge' on old c.card statements?
Hi, I've found some old credit card statements from '99 to 2004 that have small amounts such as £1.54, £1.10 and 75p phrased as 'finance charge'. Please could someone tell me can i claim these back? Thank you.
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2.52 Overdrawn and extortionate charges
My son is a PT Uni Student on IB JSA. He has a student account with £1000 Overdraft. Obviously he has been living in his O/D due to lack of money. He went on IB JSA in May 2011 and went back to Uni in Sept 2011. He was advised by the local Job centre to sign off Job Seekers as he wasn't entitled to it. He applied for…
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Can I reclaim now?
Hi All I tried to reclaim against Alliance and Leicester a few years ago as they stung me for £4-5K of charges in 13 months. Unfortunately it was after the ruling and I was not classed as in financial hardship so my claim was rejected (and the Ombudsman also said I had no case). I am now in financial hardship and seeking…
