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Bank Charges on a Default Account

Sazzle0411
Posts: 1 Newbie
Heelllpp! I have written to Capital One to claim back my credit card charges. Today I have received a written response from them stating that they will not refund my charges as my account has been in default? Before I send the next letter I just wanted to know if this is correct. Am I unable to claim because of the default or shall i send the letter threatening court - any help will be much appreciated. Thanks xx
0
Comments
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There's no automatic right to get credit card charges back.
Did you actually default on the account? If you did, then even if the do owe you money (which I'm afraid I doubt) they'll be allowed to knock what they owe you off what you owe them.0
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