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Can you still claim for Bank charges?
Sorry for what is probably a generic thread on here but I was under the impression we (The customer) couldn't claim after the court case was lost? Are there exceptions?
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Rbs
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Bank charges while receiving benefits
Hi all i thought i read somewhere that if you were receiving certain benefits that you may be able to reclaim any charges that you have incurred. Any help would be great
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Lifestyle Claims
I was cold called last week by a company calling themselves Lifestyle Claims and I after listening to the caller I agreed to them acting on my behalf to reclaim overpayments on my credit card, they proceeded to take £299 from my card and told me that the paperwork would be in the post in the next couple of days. I then…
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PPI should I accept offer?
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Sinking- can I do anything?
My graduate mayweed debit card has an overdraft of £1250 20th Oct- go over overdraft by £2.05 21st Oct- pay in £6 18th Nov- interest £16.33. Leaving balance at £1247.51 18th Nov- unarranged overdraft fee £36 16th Dec I pay in £50 18th Dec- interest. Pushing me over overdraft by £2.19 20 Dec- £72 unarranged overdraft fee…
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Can be deleted
Please ignore, sorry
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Claim raised in 2008
Hi there, Just wondering if anyone can give me any advice please:) I wrote to Lloyds TSB in June 2008 reclaiming about £700 of bank charges. I remember getting a letter from the Financial Ombudsman not long after...but haven't heard since. I did move house not long after, though received redirected mail for months, and the…
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Can I Reclaim?
Morning All, I'm just after some advice please. I had an overdraft with Yorkshire Bank which was initially for £250. I very rarely used it until my partner left the country leaving me to pay for everything. I then got into the routine of having to keep increasing my overdraft, incurring charges that I couldn't pay until I…
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Halifax charges reclaim
Anyone had any experience/luck with Halifax so far? We (Mum), Definitely fits in the criteria for this, and have already found fees in excess of £3k and I don't think I've gone through all the paperwork yet.. Just wondered if anyone had been successful with reclaiming charges from Halifax and whether they got close to the…
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i would appreciate some advice and help with reclaim PPI queries :)
Hello i would appreciate some help and advice as i have some questions relating to PPI! 1 Can you reclaim PPI on a loan and credit card debt that are over ^ years old BUT are still currently being repaid through a debt managemtn plan? I have reference numbers for both _ but no other paperwork. One is being paid via NCO…
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ppi help?
Hi there, Over the past few years I have had two loans and several store cards. Although they are all paid off, I am unsure whether I have ever paid any ppi on them. As I am living on the breadline at the moment I was wondering whether it was worth enquiring about them. I have all the store card numbers and no bank loan…
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Lloyds TSB charges
Hi everyone, thought I'd sign up here and look for some advice. Apologies for the rather long post. Right I have a graduate account with Lloyds TSB and once you've graduated you have a 3 year period where you're overdraft is gradually reduced but remains interest-free. Around August/September of 2011 I received a letter…
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lloyds tsb charges question
I have recentley sent a letter to lloyds regarding bank charges and woke this morning to find they have put £100 in my account which is £500 off what i asked for in the letter. Now because they have put this money into my account does it mean i will have no chace to get the £500 back or is it just a gesture of goodwill off…
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Monument Credit Card... £250 limit, now owe them £550!?
Hi, I have looked at my balance and it is at £550. The original limit was £250, so I assume the other £300 is all late payment fees (£12), over limit fees (£12) and merchandise interest(?). I dont have any statements before the balance was £482 so I cannot see what the charges are for exactly, but I know only ever received…
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nationwide charges
reading on here it seems that it may be possible to get nationwide to drop a few charges but how do i go about this? Over the last few years i have got myself in a real pickle with my money. it is my fault for not handling my money properly and burying my head in the sand. however this has resulted in a fair few charges. I…
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Please help
Could somebody help me, i have had a natwest account for 3 years and never been in the red till recently. My wife is in reciept of DLA and i have worked around her care, recently shee took a turn for the worse and i couldnt work, so i cancelled some non impotant direct debits and AP's. The bank returned a couple of direct…
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credit card charges query
a few years ago i was made redundant and accrued a large amount of charges on my credit card as i was unable to make payments, consequently it was sold to a credit collection agency that i pay a token amount to. would it be possible to reclaim these charges even though the card is no longer with the company?
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Can I claim PPI miss-selling on my mortgage
Hi, my wife and I had a mortgage for a few years and in 2006 we both lost our jobs because the company was relocating and we didn't wish to move. When we were both out of work we tried to activate our mortgage protection insurance. However, we found out that if this was to occur it would not begin for six weeks. At the…
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Late payment charges
I have BoS credit card statements going back to 1993, With late payment charges mentioned in the text box at the bottom of the statement. No mention of the actual amount is mentioned on the actual statement could they of hidden the actual charge without it showing as an listed charge on the statement. I only got copies of…
