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Late payment charges

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I have BoS credit card statements going back to 1993, With late payment charges mentioned in the text box at the bottom of the statement. No mention of the actual amount is mentioned on the actual statement could they of hidden the actual charge without it showing as an listed charge on the statement. I only got copies of the statements in the last month, by sending BoS a SAR. The account is now closed, is it to long ago to try and make a claim. The only charges on the statements are various £10 charges for late letter charges.

Is there anything i can do?

Many Thanks

Comments

  • dunstonh
    dunstonh Posts: 119,640 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    ould they of hidden the actual charge without it showing as an listed charge on the statement.

    I doubt it as the statement is a list of transactions and a late payment charge is a transaction. The balance would fail to "balance" if the late payment charge wasnt included.
    I am an Independent Financial Adviser (IFA). The comments I make are just my opinion and are for discussion purposes only. They are not financial advice and you should not treat them as such. If you feel an area discussed may be relevant to you, then please seek advice from an Independent Financial Adviser local to you.
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