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reclaiming charges and ppi
i had several cards and loans from 3 or 4 company's i have no details of them and they no longer show on my credit history can i still reclaim but just sending a letter without any account details
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BAB UK, please advice
Hi, I'm a neewbie so not really sure what I'm doing and if I have put this post in the right place. In Sept 09 I received a call from BAB UK claiming that they could reclaim all my cc charges for 49.99, stupidly I agreed to this and over 7 months later I am still being fobbed off with excuses as to why nothing has been…
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A&L charges on old address...
Hi, not sure if this is in the right forum, but I'm sure it will get bumped if not, so here goes: A couple of years ago I opened an A&L account in my name and one in my (then) BFs name. A year later I got stung with nearly £120 of monthly £5 fees for not using the account, coughed up, closed my account and tried to claim…
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Bank charges with Lloyds TSB help needed please!
Hello I am writing this on behalf of my boyfriend. He went to university for 3 years and literally lived in his overdraft (or rather lived over his overdraft) so he was constantly being charged for going over his overdraft. The charges amounted to £850. At the time he was living away from home and he had no money coming…
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Natwest CC Default
Had a Default notice sent on 22 Feb, arrears of £75 and over credit limit £152.83, balance owing at this date was £1202. At this time I had lodged a claim for the return of their penalty charges and so the balance owing was clearly in dispute. I got refunded £950 in credit card charges just a few days ago, so balance owed…
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Day 1 for reclaiming bank charges and PPI
This is my first time and going for PPI Reclaiming GE Money and Blackhorse and Bank charges from HSBC and Naitonwide 1st letters sent. Looking forward to replies:rotfl:I would not have done this without the info and help from :money:good luck to you all.
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Unauthorised Direct Debits
Many organisations have the authority to apply Direct Debits to a private bank account WITHOUT a signed mandate, or telephone/web mandate . Furthermore a charge can be made without permission and notification, if sent, may not have been received prior to the debit being made. These circumstances can apply either through a…
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Differnce between Bank Charges & Mortage Charges
In recent weeks two Mortgages companies have been fined by the FSA part of which is for unfair fees that don't reflect the true administration cost to the companies. and ordered to repay customers. Why was it different for the banks, with regard to Bank charges? Just a thought.......
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Bank charges taken from benefits
Hi,can any one give me some advise please? A couple of years ago When I was banking with Llyods TSB,I had a current account with no overdraft.A few times i went overdrawn by a few pence as i thought if the money wasnt in the bank the transaction would be rejected as i had no overdraft(and when i had applied for one they…
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DMP's - I feel let down? Any advice?
Hi there, I have a couple of questions I would be very grateful for answers. I am currently on a DMP with Payplan, it began in Oct 2008 and I owed £12,000. I have paid off £8,000 and owe about £4,000, this was made up of a few credit card debts, some of which were increadibly low balances at the time, (circa £200) the…
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Lloyds TSB - I threw everything out
At the beginning of last year i set about obtaining a list of my bank charges whick amounted to about 4k in to hope of reclaining some if not all of the balance. However, after the court case in November i thought that was the end of it and threw all paperwork away. I have not had any access to the internet since December…
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LloydsTSB hardship claim?
Hi all, A few questions regarding reclaiming against lloydsTSB, but first answers to a few questions i expect to be asked: Income: - £1493 per month currently arrested for 206 per month for council tax arrears Prioirty debts: - Rent arrears (almost got evicted due to arrears last month but managed to reduce, still c700…
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BarclayCard Optional Payment Protection Refund?
My situation is that I have been paying Optional Payment Protection on my BarclayCard for the last 5-10 years although I have never actually had need of it or used it. Having not suddenly become unemployed nor having taken out massive amounts of credit upon it – never above a thousand pounds in fact, indeed, if I were to…
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MSE News: Labour manifesto to target unfair charges
This is the discussion thread for the following MSE News Story: "The party will pledge to clampdown on numerous banking 'rip-offs' as part of its General Election pledges ..." Read the full story: Labour manifesto to target unfair charges
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URGENT Help Required: Lloyds TSB overdraft charge with NO notification
Morning all, I have a meeting this lunchtime with LTSB so any help this morning prior to this will be greatly appreciated!! I have been charged for using an Unplanned Overdraft on my classic account. I first went OD on 4th Feb, and happened to go online on 12th Feb to pay a bill and noticed this fact so I credited my…
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Barclays keeps falsely charging me then refunding it when i complain.
Barclays are charging me £8 everytime they say im going overdrawn, but Im not going overdrawn. Its happened at least 5 times and everytime i call them and compain, they refund it. They have just recently done it again, I recieved 3 letters yesterday saying I was overdrawn after 3 direct debits tried to take out the money…
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Halifax Bank charges
Can any1 help I have recently wrote to halifax expressing that they refund me bank charges of nearly 6000 quid and under the hardship clause. I have sent the letter twice to my local branch and no one has got back to me its been more than a month. What should my next step be??????? Please help!!!!
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Looking for Advice
Sorry I posted in the wrong place
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halifax bank charges
Hi All, sorry if this is worng place, but did not know where else to post this. my dad has a direct debit, but due to not having enough funds for direct debit, it has been not paid. I like to know how much will hailfax charge him??? i tried to look at their website, but could not find any information. the account is an…
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Egg PPI reclaiming - advise please
My husband recently realised he had PPI on his Egg card (he only realised when he had logged into his internet account and saw it was on there, he'd actually had the card for around 9yrs at this point!). Anyway, he couldn't remember ever applying for PPI so we sent a letter to Egg and have had this reply: "After carrying…
