A&L charges on old address...

caelshorn

Hi, not sure if this is in the right forum, but I'm sure it will get bumped if not, so here goes:
A couple of years ago I opened an A&L account in my name and one in my (then) BFs name. A year later I got stung with nearly £120 of monthly £5 fees for not using the account, coughed up, closed my account and tried to claim back (no joy so far).

In the meantime I totally forgot about BFs account. He's now my DH and moved in with me, but rents out his old address. He goes every month to collect the rent, and this time (for the first time) he got a letter from A&L saying he was £70 overdrawn - I presume bank charges, because neither of us can remember any of his sign-on details for the online account.

Should we pay up, close the account and try to claim back, or should we forget all about it, seeing as he no longer lives at that address? All the bills are in his tenant's name and there is no mortgage tied to the flat.

Would be interested in your opinions!

Thanks!

dunstonh

All the bills are in his tenant's name and there is no mortgage tied to the flat.

Although he is on the land registry as owner. So, it wouldnt take a debt collection agency longer than 5 minutes to find that out.

Premier_2

caelshorn wrote: »

...Should we pay up, close the account and try to claim back, or should we forget all about it, ...

Never, ever act like an ostrich where debts are concerned.

caelshorn

Premier wrote: »

Never, ever act like an ostrich where debts are concerned.

Thank you for this (neccessary) reminder. It's so easy to think that because something is unfair, you'll get away with ignoring it.

natweststaffmember

caelshorn wrote: »

Hi, not sure if this is in the right forum, but I'm sure it will get bumped if not, so here goes:
A couple of years ago I opened an A&L account in my name and one in my (then) BFs name. A year later I got stung with nearly £120 of monthly £5 fees for not using the account, coughed up, closed my account and tried to claim back (no joy so far).

In the meantime I totally forgot about BFs account. He's now my DH and moved in with me, but rents out his old address. He goes every month to collect the rent, and this time (for the first time) he got a letter from A&L saying he was £70 overdrawn - I presume bank charges, because neither of us can remember any of his sign-on details for the online account.

Should we pay up, close the account and try to claim back, or should we forget all about it, seeing as he no longer lives at that address? All the bills are in his tenant's name and there is no mortgage tied to the flat.

Would be interested in your opinions!

Thanks!

I think the charges are underfunding charges so I doubt it. He needs to contact A&L to sort out a repayment plan.