BarclayCard Optional Payment Protection Refund?

GreenMachine

My situation is that I have been paying Optional Payment Protection on my BarclayCard for the last 5-10 years although I have never actually had need of it or used it. Having not suddenly become unemployed nor having taken out massive amounts of credit upon it – never above a thousand pounds in fact, indeed, if I were to become unemployed I would ensure the bill was paid off as a matter of priority regardless.
I just wondered (before I contemplate transferring the outstanding pittance remaining to a 0% interest card) if the Optional Payment Protection was something one could seek to be refunded, or if I was just young/naive/stupid to select it in the first place!


Thanks to all in advance!

natweststaffmember

It depends whether your situation meant that you could not possibly claim on it due to any exclusion on the policy itself. I would ask this on the PPI part of the forum.

GreenMachine

natweststaffmember wrote: »

It depends whether your situation meant that you could not possibly claim on it due to any exclusion on the policy itself. I would ask this on the PPI part of the forum.

ok, thanks natweststaffmember! will do!

SalSal_2

I have been paying it for about 5 years too and believe I was mis-sold it now I am out of work and asked them if it covered that and was told no. What use is it me paying payment protection when I haven't got a clue what it covers me for and what it doesn't. Am I entitled to claim it all back d'you think?

Premier_2

SalSal wrote: »

... Am I entitled to claim it all back d'you think?

I refer the poster to the answer given earlier in this 6 month old thread they resurrected

natweststaffmember wrote: »

.... I would ask this on the PPI part of the forum.

http://forums.moneysavingexpert.com/forumdisplay.php?f=169