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claiming on defaulted card ?
Will it be possible to claim back charges , on credit cards now mostly defaulted , with sold on debts ? like to think so aye .
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Business Overdraft Renewal Fee
I have just received a letter from my bank (Nat West) informing me I will be paying £150 to renew my Overdraft. This applies even if I don't use it. Is there a bank that does not charge for this or can I claim previous Fees back?
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credit crunch & bank charges
Ive been claiming my bank charges back got as far as the court and my claim was stayed. Friends and I have been talking about our cases and was wondering is it likely were all get our money back when all the banks are suppose to be struggling. Will the banks argue that paying back billions of pounds will brake them? Like…
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NatWest bank charges info...?
I first sent of a reply to the NatWest branch In Birmingham, who deal with charges, back in August of 2007. My total request came to the region of £2,500. I used these templates on the site and had my statements which I paid £10 for, where I was able to calculate the charges. I am currently in 2 processes with Natwest; 1)…
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What is happening to the Bank Charges?
I have taken my case to court against Barclay's and heard nothing for nearly a year. Have they forgotten about me? Should I ring the court? Sorry to ask what might be a stupid question, but I have found the whole process unutterably difficult. I must have been one of the few people that Barclays actually sent a lawyer to…
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A bit confused.............
I hope there are some kind-hearted MSE's that could help me out, with a little bit of your sought after knowledge and advice? I have had several charges over the years, and I am looking to claim them back. I requested a copy of all my charges, which I received after paying £10 for the pleasure. (Although I am not entirely…
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no bankstatements
As yet I have chased my bank for my bankstatements, however my next step is to go higher, i think its the Information Commissioner is is best to write or phone them.
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credut card and no cca...
l havw recently fallen behind on my credit card repayments and am really struggling. l got this card in 2002 when l was a student and dont think l signed a cca for it, l will get in touch with hsbc and find out but if l didnt does this mean l can get the debt wiped off? also l had ppi insurance put on my card twice without…
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Alliance&Leicester Overdraft fee
My account has not been overdrawn for one full day,ie. start of the day in credit, debit by midday but back in credit again few hours later within the same day, however Alliance&Leicester have charged me 0.50p for each day that this happen. Has anyone this experience? I am thinking of closing the account.:mad:
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DCA has debt - who's responsible for agreeing reduction of amount owed ?
Hi, When a DCA has bought a debt from a bank or credit card company and you have received and calculated a list of charges from the original company: 1. You reclaim / negotiate from the original company and not the DCA or as the amount is now owned by the DCA do you go straight to them ? 2. If it's the bank or credit card…
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Cheque Fraud, now bank won't pay
My Dad noticed last night that someone has been withdrawing money form his bank account through his cheque book (five cheques with a total of £2000) He phoned up Barclays bank today to say that someone has stolen some of his cheques and has used them, he noticed that they were removed from the back of the cheque book so…
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Free Or Am I Being Charged On Top (hsbc)
Hi iv always had one bank and iv always had money in there so iv never had to borrow from my current account (didnt even know you could untill now) Anyway iv had a 2nd bank account for a few months now and thats with HSBC and one day i withdrew money not knowing i had no money in there but still i was able to withdraw 75…
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Barcleys refused to accept my wages?
My boss says he can't pay my wages because my bank (barcleys) refused to accept the money. Can they actually do that? How would I be able to prove that they had turned down a payment? I'm really worried that my boss is trying to squirm out of paying me as I don't have contract. I went overdrawn as a result of this ... can…
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Charges From Nat West
my partner recently went back to work after being on jsa,after 2 weeks (2 weeks before xmas)was laid off and had to sign back on to jsa,well they didnt send off the claim form so we got no benefits...during this period we had 2 direct debits try to claim from our account which went upaid as we had no money in the acount…
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bank or retailer whos lying
following numerous unauthorised overdraft charges from my bank which according to the bank in question arose through a set floor limit with a major retailer,i had finally had enough and sent an irate email to the said retailers complaints department. the reply from the retailer surprised me, according to them they have a…
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Bryan Carter
I have received a county court judgement from Northampton County Court because Nationwide Building Society have asked Bryan Carter Solicitors to recover over £500 Nationwide say I owe them for unfair bank charges. I wrote to nationwide 18 months ago and they agreed to stay the matter until the test case had gone through…
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Response From Financial Ombudsmen in response to Bank Charges Reclaim
Hi, I thought you'd like to know about a letter I've received from F.O. in response to a request to claim bank charges. They sent a confirmation letter with a complaint number prior to this point, with a comment that they are experiencing a high level of complaints at the moment. They have stated in the letter that: " The…
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lloyds took money out
hi this morning i checked my lloydstsb current account, and found that lloydstsb credit card company have taken £242 out of my joint account leaving me with nothing in the bank, i wrote to them last oct08 requesting my cca in dec 08 i received a copy of a new agreement which was not signed with the new late fees charges on…
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How do I go about reclaiming my bank charges?
Hi all, I'm wondering how would I go about reclaiming my bank charges and once reclaimed will my bank ask me to leave and find an account elsewhere? many thanks, Tigerpud08
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What is happening with the court case re bank charges?
Apologies as I'm sure it's covered elswhere, but don't have much time at the moment to go through all the threads. But was wondering what the latest is, and can you do anything with suspended claims? For example 18 months ago I was offered £800 trying to claim over £2k, turned it down, then the court case started. Would…
