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Bank Overpayments
hi folks, apologise if this is out of the spec of this forum but i thought i should ask. when we finally won our bank charges back last year unbeknownst to us we received a 2nd repayment (an earlier offer) paid as well. unfortunately the bank have now taken us to court over the overpayment. we had not realised at the time…
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Claiming charges whilst in debt to bank
Hi All I have just recieved a letter to say that Abbey will refund me £2441 charges against the £3440 that i claimed for. I had a debt from the same account of £1700 which was being looked after by a debt management company so therefore i have been offered the remaining amount of £700 as a sign of goodwill until the legal…
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RBS address
Hiya I hope someone can help please. I am in the process of reclaiming charges under the financial hardship banner but am having difficulty fing the correct address to send the letters to. I'm with Royal Bank of Scotland and have an address that I have been told maybe the wrong one. This is : The Cornerstone , 60 South…
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financial difficuties re.bank charges.
Have been following success stories but i have failure one.I applied for bank charges in August but they refused to look at them due to awaiting court etc.I went back to them as i have financial difficulty due to disability so they called me in for a face to face interview,that was 2nd december.They then sent letter…
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Does anyone know the law on this please?
I have sent about 20 letters asking for clarification on a bill prior to paying it. Each time I get a response it is simply a standard request for payment, it does not answer my questions. The bank is now threatening to take me to court. If it goes to court, I intend to produce the letters as proof that I have tried to…
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Clydesdale Bank promising then refusing
Hi, we have received £150 worth of bank charges, because clydesdale bank use a shadow payment system, the money is initally removed from your account when you pay via your maestro card, then the amount just dissapears from your internet and telephone banking and goes back into your available balance. we were not happy…
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CONCERN: Reclaim Bank Charges
Q1. I have sent my first letter (14-day letter) dated 30-Dec-2008 to my bank. It includes charges going back to 31-Dec-2002. Will this bank charge be elligible for the 6 year time limit of reclaiming bank charges? Q2. If I take my bank to court and they determine the 6 year cut-off date is a bit later (eg. 14-Jan-2003),…
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the likely hood of success of claiming charges back on 2 accounts
Hi, I want to attempt to reclaim charges from my current bank (barclays) and my parents would like to claim back on their credit cards (Halifax), i've reclaimed them another bank before so i roughly know the process but i'm completely unaware of the likely hood of actually managing to reclaim is, i remember vaguely…
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Data protection cost for multiple requests of data?
Hi All, I would like to know if I want to claim data of both my credit card charges and bank charges (with the same bank) whether I have two send two letters and two cheques or whether I contain the request for both within the same letter (and £10 cheque). If anyone has any ideas I would be grateful. Best wishes, Brian
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bank charges up to know
hi, i was wondering if anyone can help..?? i requested my bank charges back about 9-10 months ago and had a letter telling me it was on hold, my question is ( if it happens ) will they pay you your charges back upto the current day that it is agreed.. like for instance if the say yes today i will get return from today back…
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charges & welfare benefits?
hello folks, I'm new today & have a question about bank charges levied on those on welfare benefits. Maybe you can help or maybe you know this topic has been covered before & can direct me. I am currently unwell & receiving Incapacity Benefit, Low Grade Disability Allowance & Child Tax credit. This is the total of my…
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HSBC charges back in May 07, what about after trial case?
Hyperthetical I guess but.. I never realised how much I had been chaged by HSBC. I only did my husbands and we got the money for that back in May 07. Looking at mine got me thinking. Dh got £1122 of the £1338 he was charged. So were this test case to go in our favour and all charges were refundable, could I claim back the…
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Anyone with HSBC experience?
Hi all, Contacted HSBC yesterday to order credit card statements on a closed account as the first step to reclaiming late payment charges. Told that they'll be with me in ten days - no mention of any charge! Result. My question is that, Does anyone have any experience of reclaiming credit card charges from HSBC, and do you…
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Refusal to pay credit card charge
Hello everyone. I deperately need help. I payed off my full credit card statement of £400 about 3 months ago from my Barclaycard Platinum. I recently moved to France and i'll be here for another 4 months. My Dad has just emailed me saying that he has received a letter from Barclaycard for me saying that I owe them £35 for…
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Business Charges
I have just read on this site that business charges cannot be reclaimed. I do not understand the explanation as to why that should be. Surely a business customer is due the same duty of care as a private individual? In any case I am going to try to reclaim the charges but should I; 1) reclaim them as unfair a) charge or b)…
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should I claim?
I'm on a DMP amount is £9713 & my credit report is more than this. Could claiming just bring my credit report balance inline with my DMP or even lower it? Is it worth just finding out how much I could get? It would prob reduce my end date. With the DMP I am told that at the end of it all they will contact my creditors and…
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HSBC Contact address for claiming
Im sure this has been posted somewhere but I can't find it. I submitted a claim a long time ago, and haven't heard anything from them for quite a while, so thought it might be worth sending a chase up letter. Does anyone have the correct address to send my letter to for HSBC? Thanks in advance
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unsure on what to do
hello please can someone help me when bank reclaiming first came out i got [EMAIL="i-sm@art"]i-sm@art[/EMAIL] consumers to help me reclaim my bank charges to me they really didnt no what they were doing as i kept being told different things by different people in their office since they put my claim in i have had very…
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Can Anyone Help Or Tell Me What I Can Do
Hi All Have Had A Bit Of A Problem With Natwest As They Have Charged Me £300 In One Week. After Looking At My Account I Can See What Has Gone Wrong As I Went Online Over Xmas To Check My Account And It Was Telling Me I Had Money When I Didnt. I Tried To Explain To Natwest That When I Use My Debit Card It Has Always…
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all charges
Any one help please i had credit cards and store cards,i have started claim with credit cards but i had store cards that were all linked to ge money do i have to send a different letter for each card or would one letter be enough as all were under same name and address thanks in advance
