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father died and accounts got closed - can i claim any unfair charges back still?
hello im wondering if somebody could help me my father died in may 2006. and we had the mortgage settled by insurance. he also held several credit cards, some had protections so got settled after alot of effort, and some didnt have protection but were settled to some degree anyway. im aware over the years my father paid…
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Bankruptcy and closed account
Hello All, I would like to claim back approx £150 of bank charges from Llyods, but not sure if I can as the account closed after my bankruptcy. I didnt owe Llyods anything, so could I still claim? Can I claim under hardship too? many thanks x
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Data Protection ???
Took credit card company to court over charges won, but during this process in which i was disputing the amount owed it has updated my credit file going all the way to 6. Could someone point me in the right direction as I have read somewhere that they cannot update your credit file whilst monies owed is in dispute? This…
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how to start claiming financial hardship
Hi, I have got myself into real bother since october and have recieved soo many bank charges I cant seem to get back on my feet. Can i start a claim , claiming financial hardship and how do i go about it. Thank you for any help just dont know where to start!! thanks any help would be appreciated
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MBNA charges
Hi all, I know this has probably been covered elsewhere, but unfortunately, I haven't the time to searcg through all the posts. Basically, I got an MBNA cridt card in June 2002. Only recently (in the last 3 months) noticed that I was being charged PPC, I looked at the site here and sent off the first letter. I applied for…
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£10 per page for past statements!!!
I recently requested the last 4 month's statements from my bank and was told that they charge £10 per page! Between my wife and I we were charged £120 for 12 pages. Both our accounts have never been in the red. Is this legal? Can I reclaim them? Have I got any case against them? :mad:
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Help reclaiming bank charges
I am helping a friend with reclaiming fees from Barclays amounting to £1495. They have closed his current account down last year and passed his debt on to another company. He has made payments over the last six months to reduce the balance- which exceeded £1495. Since September he has been in correspondence with the bank…
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Please Help Re Bank charges
Hi I have been trying to help my son reclaim bank charges from Abbey without success. He went overdrawn by less than £3 (he used his card on internet to buy concert tickets and I assumed that if he didn't have the funds to cover the cost it would have been refused) and so far has paid over £300 in charges and interest. I…
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Lloyds TSB and reclaiming bank charges
I work for said bank!! and i have been charged £135.00 a month or so back! So do yu think if apply for my charges to be refunded they will turn me down due to me being a member of staff?
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Charges on a closed account?
Hi peeps Just a quickie! Can you claim bank charges on an account that has been closed? I've searched the forum but can't find the answer. Thanks Dan
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HFC Bank - Claim of overpayment
Hi all, I need your help! i purchased a cooker from Powerhouse around 4 years ago and the finance was through HFC. After looking back my bank statements i have found that i had been paying more than what the monthly repayment was (£27 over 24 months and i was paying £31.32 over 24)! As the higher amount was asked for from…
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Alliance & Leicester
Can any one shed any light or give me some idea's on what to do, basicly what has happened is that a year ago i opened a joint accout with my girlfriend as we were about to buy a house, however 3 months after this we parted company. She had direct debits coming out of this account, and as we had split up i stopped using…
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SAR letter sent - strange letter back!!!
I sent a SAR off with postal order etc for statements with MBNA, got a reply back, saying all defaults were removed? I dont have defaults on this acc and I wanted my statements anyway..... Has anyone experienced this and what I do next? Thanks
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Almost 3 months, 6 chases and STILL no statements from GMCard
What the hell am I supposed to do???? 6th November - requested statements by letter with cheque for £10 19th November - chased them by letter 20th November - chased by phone, 'oh they must be in the post' 5th December - still no statements, called them on and was told to expect a call back on 8th December 8th December - no…
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Bank Demanding I pay my overdraft off, I have a claim on hold for charges
Hi everyone, I have just recieved a letter from my bank saying they will take legal action against me if I have not paid my overdraft off, £900, within 5 working days. Just over a year ago I put a claim in with the bank for almost £3,800 which is on hold. Is there any way of having their claim of £900 put on hold until the…
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Natwest Ofice address? For claims
hi guys just getting ready to send off the letter to natwest to claim my charges now the account isnt in use anymore so im going to send the letter to the main office? anyway does anyone have the correct address for it? thankyou
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Bang Charge Templates - COURT?
hi guys just typing up the letter editing the template to reclaim my bank charges , now on this it says enter court name in the sense of , as I believe these default charges are unfair and not proportionate to your costs, and therefore the [insert name of court] court will rule in my favour. do i just put my local court…
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private company seeking payment of bank charges from 10 years ago
I think I need some moneysaving advice. I have had in the past month 3 letters from a company saying that they have bought a debt from Lloyds - the outstanding balance is £7214 (eek) I ignored the first letter thinking it was a hoax. Then I had a letter from a bailiff-type company regarding the same debt. This is all news…
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Default Notice For Bank Charges.
I have just received a notice from Nat West for £450 which states they will register a default at the end of this month. The breakdown is £80 actual overdraft, the remaining £370 being charges and penalties the bank has lambasted me with in only the last 4 months. I am prepared to pay the £80 PLUS a one off charge for…
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scared of getting bank charges
I have an account with HBOS i have a direct debit with them that is due to come out today but have no funds in the account (i took the money from the account in error) We contacted HBOS last night and were told that the money would have to be in the account last night We have used all our overdraft so we cancelled the…
