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Lloyds Account monthly fee
My OH has just cancelled this account as it has been costing him every month. He never remembers agreeing to it nor has he used any of the so called services. We have been paying for breakdown cover and holiday insurance via direct debit for years and so these so called free services for a £15 monthy charge were never…
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Help, and its my 1st time!
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Unauthorised Overdraft charges
Hello all, could anyone give me some advice please. I went overdrawn on my current account (with an authorised overdraft limit of £1750).I am with Halifax and have a couple of other savings accounts, both of which cover the money I went overdrawn with (unauthorised.) I was unaware I had gone overdrawn and was charged £20…
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Bank of Ireland
Please does anyone know if a referral fee as listed in Bank of Ireland statements a reclaimable charge? Thanks
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Payment Protection
I'm chasing Egg for my credit card charges, but would like to know if i can reclaim repayment protector charge too? thanks Rhinon
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please help.... lloydstsb charges
soooo glad i have found this forum, as i have been trying to get advice on this for ages, but keep getting told really different things!! im with lloydstsb, and whilst at university got charged overdraft excess fees (normally at £60, £90 a time) for going a few pounds over my overdraft for a few days, (normally before…
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Reclaim Bank Charges Query
I have just registered on this site and am looking for some advise, My story is as follows....<?xml:namespace prefix = o ns = "urn:schemas-microsoft-com:office:office" /><o:p></o:p> some time ago approx 7-8 months ago i followed the step by step sample letters and tried to reclaim bank charges, I then sent off a cheque for…
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default notice due to charges
I have already put a claim in to my bank regarding charges, but have been refused a mortgage recently due to a default noticed being lodged against me by my bank! I have an outstanding overdraft on an account that my bank have closed but the charges they may owe me are far in excess of the overdraft! the claim against me…
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Unfair bank charges, overdraft taken away without notice or notification?
I put a claim in for charges totalling to over £200 early last year after my overdraft was cut from £750 to £0 with any notification or notice (it was about 2 weeks till i noticed because my card was still working to pay at shops, but only noticed when i went to get cash out). but they sent a letter back saying it would be…
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settlement offers to credit card companies
Hi, I wonder if anyone can help? I have a couple of cards that i have been having trouble paying due to a split with my husband and loosing my job. I haven't been making minimum payments, just paying what i can. One has raised a default notice (damn that MBNA!!!!). Anyway, my house is in the final throws of selling, and i…
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do i need to photocopy from my statements all my charges to add with my first letter?
i see there's a bit on the template where you send off a list of youre charges, also keeping a copy for yourself with you're first claim letter. does this mean i need to photocopy my bank statement pages which include the charges or can i just write down all my charges with the dates alongside? thankyou in advance :)
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Trying to help my brother, please help.
Hi I'm new to this, it's just taken me half an hour to work out how to post a new thread. I'm really hoping somebody can help. My brother's in such a state he's tried to take his life and has been on tablets for months. Although not great he's been getting better, however last night his friend phoned to say he was sat…
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What did you do with your bank charges proceed?
We got a fun email the other day from one MoneySaver who said after getting £2,500 back on bank charges he wanted to do something productive with the cash... and has now set up Traffic Talk a commuter chat forum. If you have used your bank charges money to fund something you would never have been able to do without it,…
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Has anyone lost a claims Court Decision !!
:rotfl: :cool: Since the Claims rush began, has anyone any knowledge of some unfortunate Person actualy being turned down in the Banks favour in a Court case? and , are the Banks still in some sort of no-mans land about there decisions on claims. or is it now a case that they have misplaced optimism about any future Court…
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Help needed please with credit card charges!
My husband opened a visa account with a 0% offer on balance transfers, card purchases and for transferring cash into your bank account. The letter stated that you could transfer some or all of your available credit into your current account. He transferred all of it, they then charged him a 3% fee (which we knew about…
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Natwest have taken us to court - in need of guidance
I dont know if anyone can give guidance and help when the banks take us to court but i am in need of assistance? In short we took the Natwest to court in August 2006 and they paid us £6000 which covered the charges and interest they had taken from our current accounts to that date. While the court process for that claim…
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I would gladly appreciate any information
My partner lost his licence for 6 months October 2005. He contacted his branch manager and explained that He had spoken with his insurance company and they agreed to cover the period of unemployment. They also explained that the fist month of the claim would not be covered, due to this being a general procedure. He was…
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How do I deal with this????
Hello, help needed please, I reclaimed £1500 bank charges back from the Royal Bank of Scotland, I sign and returned the form, but....I keep getting letters from the debt recoverly Company, saying I own them £1500, I have send a copy of my agreement with RBS to them and explained I accepted the £1500, I also wrote a letter,…
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Claiming overdraft charge and missold account
Hi all, I'm a new poster here and was wondering if anybody could give me some advice please. Here is the situation : I have a RBS Royalties bank account which costs me £15 per month. Firstly I believe I was missold this account. Due to a low credit score (Not a bad one but low because I only came back to UK last year after…
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partyl offer?
I have written to my bank claiming about 600 pounds back. They sent a cheque of 235. If I take it can I claim this as partly offer and put the outsdanding rest through the small claims court?
