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Help, and its my 1st time!

<!-- this is not the last post shown on the page --><!-- post #10921125 --><!-- open content container -->
<!-- this is not the last post shown on the page --><TABLE class=tborder id=post10921125 cellSpacing=0 cellPadding=4 width="100%" align=center border=0><TBODY><TR><TD class=thead id=currentPost style="FONT-WEIGHT: normal"><!-- status icon and date -->post_new.gif Today, 4:39 PM <!-- / status icon and date --></TD><TD class=thead style="FONT-WEIGHT: normal" align=right> #1 </TD></TR><TR vAlign=top><TD class=alt2 width=125>cat 1962<SCRIPT type=text/javascript> vbmenu_register("postmenu_10921125", true); </SCRIPT>
MoneySaving Newbie
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Join Date: May 2008
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</TD><TD class=alt1 id=td_post_10921125><!-- icon and title -->icon1.gifHelp, and its my 1st time!
<HR style="COLOR: #660000" SIZE=1><!-- / icon and title --><!-- message -->I have been trying to reclaim my bank charges, like meny others, it has got as far as the courts,I have had 2 nasty letters from Lloyds asking me to withdraw my claim, as they will win the case and i will then have to pay there costs,
I have today received a letter from the courts with a defense, just like the test case, what would you do in my shoes?:o

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